$1,400,000
SOLD AUG 12, 2025

19108 Front Beach Rd Unit A Panama City Beach, FL 32413

5 Beds
5.5 Baths
2,500 Sq Ft
3,920 Sq Ft Lot

Recently Sold

$560 Per Sq Ft

4% Below List Price

15 Days on Market

Highlights

  • In Ground Pool
  • Gulf View
  • Furnished
  • J.R. Arnold High School Rated A-
  • Maid or Guest Quarters
  • Balcony

About This Home

As of August 2025

Enjoy preserved gulf views and the sound of waves from this five-bedroom townhome, perfectly positioned just steps from the beach. Spend your days on the sand or relaxing in the private courtyard, complete with a pool and spa. Open the doors to any of the four covered terraces, with two offering unobstructed views of the gulf, and soak in the fresh sea breeze. The pavered driveway provides ample parking and leads to a charming stained-glass entry. Inside, the first floor features an oversized air-conditioned garage with elevator and interior stair access, as well as a cabana-style guest studio complete with a full kitchen, bunk beds, ensuite bath, and direct pool access- perfect for extended family or guests. On the third floor, an open-concept living area is framed by expansive picture windows that showcase the gulf. The kitchen seamlessly flows into the dining and living areas, providing seating for both casual and formal gatherings. This level also includes a guest bedroom with a private bath and balcony. The second floor features three additional bedrooms, each with an en-suite bathroom, as well as a laundry room for added convenience. While the home offers incredible views and ample space for family and guests, it also presents an excellent opportunity to update and personalize its full potential. Conveniently located next door to Thomas' Donuts, and just down the street from the Carousel Supermarket. Pier Park is 3 miles away with movies, restaurants and shops and Scenic Highway 30A, just 6 miles away offering a plethora of activities. This is coastal living at its finest.

Last Agent to Sell the Property

Polakoff Group

Scenic Sotheby's International Realty Brokerage Email: kim@scenicsir.com Listed on: 06/26/2025

Last Buyer's Agent

Joseph Rohne

EXP Realty LLC License #3571563

EXP Realty LLC

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $11,674

Year Built

  • Built in 2005

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 25x150
  • Back Yard Fenced

HOA Fees

  • $425 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Automatic Garage Door Opener
  • Guest Parking

Home Design

  • Duplex
  • Studio
  • Metal Roof
  • Stucco

Interior Spaces

  • 2,500 Sq Ft Home
  • 3-Story Property
  • Elevator
  • Central Vacuum
  • Furnished
  • Window Treatments
  • Living Room
  • Dining Area
  • Gulf Views

Kitchen

  • Breakfast Bar
  • Gas Oven or Range
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Studio bedroom
  • Maid or Guest Quarters
  • In-Law or Guest Suite

Laundry

  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Spa

Outdoor Features

  • Lock
  • Balcony
  • Covered Deck
  • Patio
  • Built-In Barbecue
  • Rain Gutters

Schools

  • Hutchinson Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Air Source Heat Pump
  • Electric Water Heater

Community Details

  • Association fees include accounting, ground keeping, management
  • Laguna Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 37282-000-000

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$11,674

Year Built

Built in 2005

Lot Details

0

HOA Fees

$425 per month

Parking

1

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Lot Size Acres: 0.09
  • Lot Size: 25X150
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: LAGUNA BEACH
  • Directions: From HWY 98, go south on West Toledo to Front Beach Rd, turn left (E). In a quarter mile, you will see 19108 Front Beach Rd A on your left.
  • Architectural Style: Duplex
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 2005
  • Attribution Contact: kim@scenicsir.com
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Dining Area: Yes
  • Energy:AC - 2 or More: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Heat Pump AA Two: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Furnished: Furnished - All
  • Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator W/IceMk, Stove/Oven Gas, Washer, Water Heater - Elect
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Interior Amenities: Breakfast Bar, Elevator, Guest Quarters, Lock Out, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Elevator: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Furnished - All: Yes
  • Appliances:Freezer: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Guest Quarters2: Yes
  • Appliances:Central Vacuum: Yes

Exterior Features

  • Lot Features: Sidewalk, Within 1/2 Mile to Water
  • Pool Features: Pool - In-Ground, Pool Type
  • View: Gulf
  • Construction Type: Stucco
  • Exterior Features: Rain Gutter, Balcony, BBQ Pit/Grill, Fenced Back Yard, Hot Tub
  • Patio And Porch Features: Deck Covered, Patio Open
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - In-Ground: Yes
  • Lot Features:Sidewalk: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Rain Gutter: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Guest
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Guest: Yes

Utilities

  • Heating: Heat Pump A/A Two +
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water

Condo/Co-op/Association

  • Association #2 Fee: 425.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management

Schools

  • Elementary School: Hutchinson Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Lot Size Sq Ft: 3920.4
  • Parcel #: 37282-000-000
  • Zoning: Resid Multi-Family

Tax Info

  • Tax Annual Amount: 11674.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 3, 2019
Sold by
Koons Stephen and Koons Michelle L
Bought by
Berkowitz David M and Suiskind Joseph
Total Days on Market
15

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$783,750
Outstanding Balance
$687,711
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$823,278

Purchase Details

Listed on
Nov 16, 2014
Closed on
May 22, 2015
Sold by
Hablitzel Matthew L and Hablitzel Shirley A
Bought by
Koons Stephen D and Koons Michelle L
Seller's Agent
Cyndi Wilkinson
Rosemary Beach Realty LLC
Buyer's Agent
Cyndi Wilkinson
Rosemary Beach Realty LLC
List Price
$830,000
Sold Price
$830,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.04%
Original Mortgage
$664,000
Interest Rate
3.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 26, 2011
Sold by
Suco Inc
Bought by
Hablitzel Matthew L and Hablitzel Shirley A

Purchase Details

Closed on
Jun 27, 2008
Sold by
Lee Talmadge E
Bought by
Suco Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$571,500
Interest Rate
5.97%
Mortgage Type
Unknown

Purchase Details

Closed on
Jun 26, 2008
Sold by
Lee Talamdge E
Bought by
Suco Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$571,500
Interest Rate
5.97%
Mortgage Type
Unknown

Purchase Details

Closed on
Apr 2, 2003
Sold by
Milton Robert D and Milton Nellie T
Bought by
Suco Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$824,000
Interest Rate
5.82%
Mortgage Type
Construction
Source: Public Records

Similar Homes in the area

  • 21503 Front Beach Rd, Panama City Beach, FL 32413

    $1,500,000

    • 3 Beds
    • 3.5 Baths
    • 1,605 Sq Ft
    • 21503 Front Beach Rd
    • Panama City Beach, FL

    Unique gulf front town home on the west end of PCB. The floor plan has three bedrooms upstairs with one big room downstairs that can be used as a bedroom. The owners have done a lot of remodeling including adding a lot of extra deck space.

    Fred Thomas Beach Time Realty, Inc

    Section Image
  • 101 Deluna Place Unit C, Panama City Beach, FL 32413

    $1,350,000

    • 4 Beds
    • 4.5 Baths
    • 2,469 Sq Ft
    • 101 Deluna Place
    • Unit C
    • Panama City Beach, FL

    Experience elevated coastal living in this brand-new, fully furnished 4-bedroom, 4.5-bathroom townhome spanning 2,469 square feet, located directly across from the beach in the heart of Laguna Beach on Panama City Beach's serene west end.Every detail of this residence has been curated for luxurious comfort and refined coastal style. Each unit has been fully outfitted with local designer finishes,

    Blake Jones Scenic Sotheby's International Realty

    Section Image
  • 101 Deluna Place Unit A, Panama City Beach, FL 32413

    $1,295,000

    • 4 Beds
    • 4.5 Baths
    • 2,469 Sq Ft
    • 101 Deluna Place
    • Unit A
    • Panama City Beach, FL

    Experience elevated coastal living in this brand-new, fully furnished 4-bedroom, 4.5-bathroom townhome spanning 2,469 square feet, located directly across from the beach in the heart of Laguna Beach on Panama City Beach's serene west end.Every detail of this residence has been curated for luxurious comfort and refined coastal style. Each unit has been fully outfitted with local designer finishes,

    Blake Jones Scenic Sotheby's International Realty

    Section Image
  • 21518 Front Beach Rd, Panama City Beach, FL 32413

    $1,150,000

    • 4 Beds
    • 4 Baths
    • 2,540 Sq Ft
    • 21518 Front Beach Rd
    • Panama City Beach, FL

    Experience the breathtaking Gulf views of the sunrise while sipping your morning coffee on the spacious Master suite balcony. Enjoy evening sunset beach walks just across the street! This luxurious beach home offers all the comforts of living right on the beach.It boasts four bedrooms and four bathrooms, each with custom plantation shutters. The guest quarters provide separate living space,

    Brandie Allon Coastal Palms Real Estate

    Section Image
  • 22519 Front Beach Rd Unit 124, Panama City Beach, FL 32413

    $1,210,000

    • 3 Beds
    • 3 Baths
    • 1,701 Sq Ft
    • 22519 Front Beach Rd
    • Unit 124
    • Panama City Beach, FL

    Easy to show August 9 - 10! Schedule a private showing today! Step into your dream coastal retreat with this stunning 3-bedroom, 3-bathroom Gulf-front townhouse with large private garage, just steps away from the soft white sands of Panama City Beach. With over 250 square feet of private balcony space, you'll enjoy breathtaking, unobstructed Gulf views from both the first-floor and second-floor

    Beach Billy Seeberger Think Real Estate

    Section Image
  • 506 Anemone St, Panama City, FL 32413

    $1,495,000

    • 6 Beds
    • 8 Baths
    • 4,746 Sq Ft
    • 506 Anemone St
    • Panama City, FL

    Investors, this is your golden opportunity! Located in the highly desirable Bid-A-Wee Beach neighborhood just steps away from your private beach access and just 2 Miles from Pier Park! This DUPLEX is designed with rental potential in mind. Each unit boasts its own private entrance, making it easy to rent out separately or accommodate a large family seeking spacious living.With a

    Abbott Martin Group EXP Realty LLC

    Section Image
  • 510 Lyndell Ln, Panama City Beach, FL 32407

    $1,299,000

    • 4 Beds
    • 4 Baths
    • 2,595 Sq Ft
    • 510 Lyndell Ln
    • Panama City Beach, FL

    Motivated seller please bring all offers !Vacation-Ready Luxury Just Steps from the Beach - 510 Lyndell Lane, Panama City Beach, FLWelcome to coastal living at its finest! Built in 2022, this stunning 4-bedroom, 4-bathroom custom home offers 3,400 sq ft of modern elegance and comfort--perfectly tailored for both relaxing getaways and high-performing short-term vacation rentals.Just a short stroll

    Kyle Payne Empire Real Estate of Florida LLC

    Section Image
  • 9614 Beach Blvd Unit D, Panama City Beach, FL 32408

    $1,275,000

    • 3 Beds
    • 3 Baths
    • 1,572 Sq Ft
    • 9614 Beach Blvd
    • Unit D
    • Panama City Beach, FL

    Imagine waking up to the sea every morning and going to bed with glorious sunsets every night! No HOA association rules or expense for this beachfront property with generous square footage, two Gulf-front decks, and a 1-car garage. The location is a surprisingly quiet area off the main drag, near many attractions, shops, and eateries. This rare 2-story townhome is offered fully furnished as a

    Tammy Snow RC Real Estate Group

    Section Image
  • 9614 Beach Blvd Unit D, Panama City, FL 32408

    $1,199,000

    • 3 Beds
    • 3.5 Baths
    • 1,770 Sq Ft
    • 9614 Beach Blvd
    • Unit D
    • Panama City, FL

    NO HOA and a very MOTIVATED SELLER looking for an offer on this beachfront townhouse -- closing on a church property and wants the cash out of this Gulf property for it. Beach Blvd #D offers two stories of generous square footage, two brand new decks, and a 1-car garage. Imagine waking up to the sea every morning! The location is a surprisingly quiet area off the main drag, yet close to the many

    Kirsten McAndrew RC Real Estate Group

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,045,000 Attorney
Warranty Deed $830,000 Rodgers Kiefer Title
Corporate Deed $655,000 First American Title Insuran
Warranty Deed $300,000 Dba Bay County Land & Abstra
Warranty Deed $300,000 Dba Bay County Land & Abstra
Warranty Deed $300,000 Dba Bay County Land & Abstra
Warranty Deed $300,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $783,750 New Conventional
Previous Owner $664,000 New Conventional
Previous Owner $571,500 Unknown
Previous Owner $824,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2025 08/12/25 Sold $1,400,000 -4.4% $560 / Sq Ft
07/11/2025 07/11/25 Pending -- -- --
06/26/2025 06/26/25 For Sale $1,465,000 +76.5% $586 / Sq Ft
06/20/2022 06/20/22 Off Market $830,000 -- --
05/27/2015 05/27/15 Sold $830,000 0.0% $322 / Sq Ft
05/22/2015 05/22/15 Sold $830,000 0.0% $322 / Sq Ft
04/13/2015 04/13/15 Pending -- -- --
04/10/2015 04/10/15 Pending -- -- --
11/16/2014 11/16/14 For Sale $830,000 -5.1% $322 / Sq Ft
11/14/2014 11/14/14 For Sale $875,000 -- $339 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,164 $986,365 $437,400 $548,965
2023 $12,164 $969,696 $442,500 $527,196
2022 $10,994 $935,606 $0 $0
2021 $10,240 $850,551 $151,625 $698,926
2020 $10,311 $844,289 $140,050 $704,239
2019 $9,460 $764,540 $129,550 $634,990
2018 $9,272 $725,988 $0 $0
2017 $8,940 $659,989 $0 $0
2016 $7,742 $599,990 $0 $0
2015 $6,354 $478,393 $0 $0
2014 $6,502 $490,261 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 979658

Emerald Coast Association of REALTORS®

APN: 37282-000-000