$420,000
SOLD MAR 31, 2025

1915 Lake Circle Dr E Saginaw, MI 48609

4 Beds
2.5 Baths
3,757 Sq Ft
21,780 Sq Ft Lot

Recently Sold

$112 Per Sq Ft

1% Below List Price

4 Days on Market

Highlights

  • Traditional Architecture
  • 3 Car Attached Garage
  • Forced Air Heating and Cooling System
  • Porch
  • Patio
  • Carpet

About This Home

As of March 2025

This beautifully appointed home, offering stunning lake views and access to Lake Cecil, is ready for you to move in! With over 2,600 square feet of living space, this home features a first-floor primary bedroom with a spacious en-suite bath and walk-in closet. You'll also find a dedicated home office, first-floor laundry, remodeled powder room and an updated kitchen with granite countertops, stainless appliances, and fresh paint throughout. Upstairs, there are two generously sized bedrooms, full bath and a large bonus room that can serve as a media room, playroom, or 4th bedroom. The finished basement includes a bar area, large family room with fireplace, and a designated workout space. Enjoy the convenience of a 3-car garage and a private, fenced backyard with riding mower access on the side and a spacious patio ideal for entertaining. After a busy day, unwind at the nearby beach on Lake Cecil. Updates include: Furnace, A/C, septic tank, gutters, landscaping, flooring throughout, lighting, Ring security system, and so much more! Also, Swan Valley and Hemlock school buses pick up and drop off in the neighborhood, what a bonus!!

Last Agent to Sell the Property

Jan Hauck

Century 21 Signature Saginaw License #MBR-6502336889 Listed on: 02/27/2025

Last Buyer's Agent

Denise Vinson

Century 21 Signature Realty Midland License #MBR-6501361552

Century 21 Signature Realty Midland

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1999

Lot Details

  • 21,780 Sq Ft Lot
  • Lot Dimensions are 110 x 200

HOA Fees

  • $6 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Living Room with Fireplace
  • Basement
  • Block Basement Construction

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Septic Tank

Community Details

  • Lake Cecil Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 28-12-3-32-4002-043

Home Details

Home Type

Single Family

Est. Annual Taxes

$6

Year Built

Built in 1999

Lot Details

0.5 Acres

HOA Fees

$6 per month

Listing Details

  • Originating MLS: Midland Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Traditional
  • Structure Style: 1 1/2 Story
  • Total Tax Amount: 6999.49
  • Total Tax Year: 2024
  • Year Built: 1999
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven, Refrigerator
  • Fireplace: Yes
  • Fireplaces: LivRoom Fireplace
  • Basement: Yes
  • Basement: Block
  • Bedrooms: 4
  • Bedroom 1: On 1st Floor, Dimensions: 13 x 17
  • Bedroom 1 Floor Covering: Carpet
  • Bedroom 2: On 2nd Floor, Dimensions: 12 x 15
  • Bedroom 2 Floor Covering: Carpet
  • Bedroom 3: On 2nd Floor, Dimensions: 10 x 14
  • Bedroom 3 Floor Covering: Carpet
  • Bedroom 4: On 2nd Floor, Dimensions: 11 x 19
  • Bedroom 4 Floor Covering: Carpet
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Bathroom 1: Dimensions: 13 x 14, On Level: First, Flooring: Ceramic
  • Bathroom 2: Dimensions: 11 x 6, On Level: Second, Flooring: Vinyl
  • Breakfast Nook: On 1st Floor, Dimensions: 14 x 8
  • Breakfast Nook Floor Covering: Vinyl
  • Dining Room: On 1st Floor, Dimensions: 10 x 14
  • Dining Room Floor Covering: Vinyl
  • Kitchen: On 1st Floor, Dimensions: 14 x 11
  • Kitchen Floor Covering: Vinyl
  • Living Room: On 1st Floor, Dimensions: 15 x 17
  • Living Room Floor Covering: Carpet
  • Other Room1: Dimensions: 10x9, On Level: First, Flooring: Vinyl
  • Below Grade Sq Ft: 1461
  • Finished Below Grade Sq Ft: 1135
  • Above Grade Finished Sq Ft: 2622
  • Total Finished Sq Ft: 3757
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Brick, Vinyl Siding
  • Exterior Features: Patio, Porch
  • Foundation: Basement
  • Frontage: 110
  • Road: City/County
  • Sideof Street: S
  • Frontage Type: Road

Garage/Parking

  • Garage: Attached Garage, Gar Door Opener
  • Garage Spaces: 3
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Septic
  • Water: Public Water
  • Cooling: Central A/C

Condo/Co-op/Association

  • HOA Fees: 75
  • HOA Fee Frequency: Yearly
  • Association Fee: Yes

Lot Info

  • Assessor Parcel Number: 28-12-3-32-4002-043
  • Zoning: Residential
  • Lot Dimensions: 110 x 200
  • Acreage: 0.5
  • Geo Subdivision: MI
  • Site/Lot Features: Subdivision

Tax Info

  • Summer Tax: Year: 2024, Amount: $1,921.92
  • Winter Tax: Year: 2024, Amount: $5,077.57
  • Total Tax: Year: 2024, Amount: $6,999.49

MLS Schools

  • School District: Hemlock Public School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2025
Closed on
Mar 31, 2025
Sold by
Heinz Chandler and Hayward Chandler
Bought by
Koilakh Ahmed Mohammed
Seller's Agent
Jan Hauck
Century 21 Signature Saginaw
Buyer's Agent
Denise Vinson
Century 21 Signature Realty Midland
List Price
$425,000
Sold Price
$420,000
Premium/Discount to List
-$5,000
-1.18%
Views
31
Current Estimated Value
$432,334

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,334
Avg. Annual Appreciation
3.00%
Original Mortgage
$225,000
Outstanding Balance
$221,106
Interest Rate
6.04%
Mortgage Type
New Conventional
Estimated Equity
$211,228

Purchase Details

Listed on
Apr 29, 2021
Closed on
May 20, 2021
Sold by
Rodriguez Marcella A and Heyn Devin G
Bought by
Heinz Chandler
Seller's Agent
Jenifer Rifkin
Century 21 Signature Realty
Buyer's Agent
Jan Hauck
Century 21 Signature Realty
List Price
$339,900
Sold Price
$350,000
Premium/Discount to List
$10,100
2.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.85%
Original Mortgage
$332,500
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 3, 2019
Closed on
Jul 23, 2020
Sold by
Wulifenstein Joseph B and Chipman Wulffenstein Rachel
Bought by
Rodriguez Maricella A and Heyn Devin G
Seller's Agent
Linda Sarmiento
Berkshire Hathaway HomeServices
Buyer's Agent
Karen Andon
Century 21 Signature Realty
List Price
$319,900
Sold Price
$299,900
Premium/Discount to List
-$20,000
-6.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.19%
Original Mortgage
$290,903
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 24, 2019
Sold by
Mcclure Judith K
Bought by
Wulffenstein Rachel and Wulffenstein Joseph

Purchase Details

Closed on
Nov 25, 2009
Sold by
Chipman Wulffenstein Rachel L and Chipman Rachel L
Bought by
Wulffenstein Joseph B and Chipman Wulffenstein Rachel L

Purchase Details

Closed on
Sep 30, 1997
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $420,000 Crossroads Title
Warranty Deed $350,000 Crossroads Title
Warranty Deed $299,900 Crossroads Title
Warranty Deed $306,000 None Available
Warranty Deed -- --
Deed $22,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $225,000 New Conventional
Previous Owner $332,500 New Conventional
Previous Owner $290,903 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/31/2025 03/31/25 Sold $420,000 -1.2% $112 / Sq Ft
03/03/2025 03/03/25 Pending -- -- --
02/27/2025 02/27/25 For Sale $425,000 +21.4% $113 / Sq Ft
05/27/2021 05/27/21 Sold $350,000 +3.0% $97 / Sq Ft View Prior Sale
05/01/2021 05/01/21 Pending -- -- --
04/29/2021 04/29/21 For Sale $339,900 +13.3% $94 / Sq Ft
07/23/2020 07/23/20 Sold $299,900 0.0% $78 / Sq Ft View Prior Sale
05/28/2020 05/28/20 Pending -- -- --
05/14/2020 05/14/20 Price Changed $299,900 -2.6% $78 / Sq Ft
02/02/2020 02/02/20 Price Changed $308,000 -0.6% $81 / Sq Ft
11/05/2019 11/05/19 Price Changed $309,900 -1.6% $81 / Sq Ft
09/23/2019 09/23/19 Price Changed $314,900 -1.6% $82 / Sq Ft
09/03/2019 09/03/19 For Sale $319,900 -- $84 / Sq Ft
Source: Midland Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,981 $190,500 $0 $0
2024 $1,922 $182,900 $0 $0
2023 $1,830 $172,000 $0 $0
2022 $6,016 $159,100 $0 $0
2021 $5,210 $149,100 $0 $0
2020 $4,164 $138,600 $0 $0
2019 $3,855 $127,500 $13,500 $114,000
2018 $1,229 $115,900 $0 $0
2017 $3,572 $117,200 $0 $0
2016 $3,506 $117,900 $0 $0
2014 -- $106,800 $0 $93,300
2013 -- $114,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midland Board of REALTORS®

MLS Number: 50167427

Midland Board of REALTORS®

APN: 28123324002043

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