$150,000
SOLD AUG 18, 2025

1915 W 4th St Waterloo, IA 50701

3 Beds
1.5 Baths
1,560 Sq Ft
6,143 Sq Ft Lot

Recently Sold

$96 Per Sq Ft

9% Below List Price

71 Days on Market

Highlights

  • 3 Car Detached Garage
  • Laundry Room
  • Forced Air Heating and Cooling System
  • Fireplace

About This Home

As of August 2025

Discover the perfect blend of classic charm and modern updates in this delightful 3-bedroom, 2-bathroom home in Waterloo within walking distance to Kingsley Elementary. As you step inside, you'll be greeted by beautiful original woodwork that adds character throughout the home. The main floor features a large living room with a cozy fireplace and beautiful built-ins that create an inviting atmosphere for relaxation and gatherings. The adjoining dining room is perfect for entertaining, making it easy to host family and friends. The kitchen has also been updated and has a dishwasher, ample cabinet and countertop space for the cook in your family. A convenient half bath for guests and a versatile flex space that could serve as that desired main floor bedroom or home office round out the main floor. Head upstairs to find two spacious bedrooms with large closets, complemented by an updated full bath and a dedicated laundry room, making daily tasks a breeze. The expansive basement offers a blank canvas ready for your personal touch, whether you envision a recreational area, additional storage, or extra living space. Outside, enjoy a fully privacy-fenced yard, perfect for gatherings or relaxation. The property also has a spacious 720 sq ft garage, built in 2010 with a separate dedicated electrical panel, offering ample space for vehicles, tools, or hobbies. Notable updates include a new furnace installed in 2018, providing peace of mind for years to come. This character home in Waterloo combines charm, comfort, and convenience, with so many options for customization. And all appliances included! Don’t miss your chance to make it your own!

Last Agent to Sell the Property

Elke Gerdes

Structure Real Estate License #S59796000 Listed on: 05/07/2025

Last Buyer's Agent

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NON-MEMBER License #nonmem

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,036

Year Built

  • Built in 1917

Lot Details

  • 6,143 Sq Ft Lot
  • Lot Dimensions are 75x42x105x105

Parking

  • 3 Car Detached Garage

Home Design

  • Concrete Foundation
  • Asphalt Roof
  • Aluminum Siding

Interior Spaces

  • 1,560 Sq Ft Home
  • Fireplace
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Laundry on upper level

Schools

  • Kingsley Elementary School
  • Hoover Intermediate
  • West High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 891334233002

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,036

Year Built

Built in 1917

Lot Details

0

Listing Details

  • Parcel Number: 891334233002
  • Year Built: 1917
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: 2nd Floor, Laundry Room
  • Lot Size Acres: 0.14
  • Road Surface Type: Concrete
  • Co List Office Phone: 319-260-2016
  • MLS Status: Closed
  • Reso Fireplace Features: One
  • Reso Roof: Asphalt
  • TotalFinishedSquareFootage: 1560
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Gas Water Heater
  • Basement: Concrete
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • BelowGradeArea: 984

Exterior Features

  • Construction Type: Aluminum Siding
  • Patio And Porch Features: Porch

Garage/Parking

  • Parking Features: 3 or More Stalls, Detached Garage, Oversized

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Kingsley Elementary
  • High School: West High
  • Middle Or Junior School: Hoover Intermediate

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 75x42x105x105
  • Lot Size Sq Ft: 6143
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 3036.49

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 7, 2025
Closed on
Aug 16, 2025
Sold by
Henderson Mandi and Perry Daniel
Bought by
Rayment Philip
Seller's Agent
Elke Gerdes
Structure Real Estate
Buyer's Agent
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NON-MEMBER
List Price
$164,950
Sold Price
$150,000
Premium/Discount to List
-$14,950
-9.06%
Views
143

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.77%

Purchase Details

Closed on
Jul 27, 2007
Sold by
Clapp Jessica L
Bought by
Henderson Mandi and Perry Daniel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,000
Interest Rate
6.76%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 6, 2006
Sold by
Webermeier Kenneth W and Webermeier Lori L
Bought by
Clapp Jessica L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
6.34%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $150,000 None Listed On Document
Joint Tenancy Deed $114,000 Black Hawk County Abstract C
Warranty Deed $105,000 Black Hawk County Abstract C
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $91,000 New Conventional
Previous Owner $105,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/18/2025 08/18/25 Sold $150,000 -3.2% $96 / Sq Ft
07/17/2025 07/17/25 Pending -- -- --
06/03/2025 06/03/25 Price Changed $154,950 -6.1% $99 / Sq Ft
05/07/2025 05/07/25 For Sale $164,950 -- $106 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,296 $151,920 $23,040 $128,880
2023 $2,876 $151,920 $23,040 $128,880
2022 $2,800 $130,960 $23,040 $107,920
2021 $2,804 $130,960 $23,040 $107,920
2020 $3,017 $123,810 $18,720 $105,090
2019 $2,875 $123,810 $18,720 $105,090
2018 $2,875 $123,810 $18,720 $105,090
2017 $2,844 $123,810 $18,720 $105,090
2016 $2,808 $123,810 $18,720 $105,090
2015 $2,808 $123,810 $18,720 $105,090
2014 $2,734 $118,280 $18,720 $99,560
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20252043

Northeast Iowa Regional Board of REALTORS®

APN: 8913-34-233-002