$150,000
$10K PRICE DROP

1920 Cottonwood Ln Waterloo, IA 50703

Estimated payment $1,032/month

Total Views 7,339
2 Beds
1 Bath
1,328 Sq Ft
$113 Price per Sq Ft

Highlights

  • Deck
  • 2 Car Detached Garage
  • Ceiling Fan
  • Secluded Lot
  • Forced Air Heating and Cooling System

About This Home

For those in search of a secluded, in town acreage this one's for you! Located near Unity Point (Allen) Hospital, 1920 Cottonwood Lane offers you the convenience of local living and the quiet privacy you've been longing for. This property boasts one acre of land including an impressive over-sized 2 car detached garage. The 2 bed/1 bath home offers a large living room, a kitchen with sliders to the deck and hardwood floors in the bedrooms. This sweet home has not received the upkeep and maintenance required to keep it in good shape since the owner passed away. There will be a decent amount of work needed to make it perfect for you but here's your chance! Property is being sold AS IS

Listing Agent

Janice Hewitt

RE/MAX Concepts - Cedar Falls License #S6180800 Listed on: 07/24/2025

RE/MAX Concepts - Cedar Falls

Co-Listing Agent

Matthew Wikert

RE/MAX Concepts - Cedar Falls License #S62703000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,787

Year Built

  • Built in 1946

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 209x209
  • Secluded Lot
  • Property is zoned R-2

Parking

  • 2 Car Detached Garage

Home Design

  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,328 Sq Ft Home
  • Ceiling Fan
  • Laundry on lower level

Kitchen

  • Free-Standing Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Partially Finished Basement

  • Interior Basement Entry
  • Sump Pump

Outdoor Features

  • Deck

Schools

  • Lincoln Elementary Waterloo
  • George Washington Carver Academy Middle School
  • East High School

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 891314127008

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,787

Year Built

Built in 1946

Lot Details

0

Listing Details

  • Parcel Number: 891314127008
  • Year Built: 1946
  • Property Sub-Type: Acres
  • PropertyType: Residential
  • ResoLaundryFeatures: Lower Level
  • ResoLotFeatures: Secluded
  • Lot Size Acres: 1
  • Road Frontage Type: Gravel
  • Road Surface Type: Crushed Rock
  • Co List Office Mls Id: NBR92
  • Co List Office Phone: 319-266-7100
  • Co List Office Phone: 319-266-7100
  • MLS Status: ACTIVE
  • Reso Fireplace Features: None
  • Reso Interior Features: Ceiling Fan/Light
  • Reso Roof: Shingle, Asphalt
  • TotalFinishedSquareFootage: 1328
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Free-Standing Range, Sump Pump
  • Basement: Block, Entrance-Inside, Floor Drain, Partially Finished
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Sliding Doors
  • BelowGradeArea: 432

Exterior Features

  • Construction Type: Vinyl Siding
  • Other Structures: Storage
  • Patio And Porch Features: Deck

Garage/Parking

  • Parking Features: 2 Stall, Detached Garage, Oversized

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Electric, Forced Air
  • Sewer: Septic Tank
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Lincoln Elementary Waterloo
  • High School: East High
  • Middle Or Junior School: George Washington Carver Academy

Lot Info

  • Zoning: R-2
  • Lot Dimensions: 209x209
  • Lot Size Sq Ft: 43560
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 2787

Map

Range of Values:

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Average Value
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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,802 $139,430 $35,000 $104,430
2023 $2,631 $139,430 $35,000 $104,430
2022 $2,216 $112,630 $35,000 $77,630
2021 $2,244 $112,630 $35,000 $77,630
2020 $2,202 $107,630 $30,000 $77,630
2019 $2,202 $107,630 $30,000 $77,630
2018 $2,206 $107,630 $30,000 $77,630
2017 $2,276 $107,630 $30,000 $77,630
2016 $2,244 $107,630 $30,000 $77,630
2015 $2,244 $107,630 $30,000 $77,630
2014 $2,276 $107,120 $30,000 $77,120
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 Price Changed $150,000 -6.3% $113 / Sq Ft
07/24/2025 07/24/25 For Sale $160,000 -- $120 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Black Hawk Cnty Abstract Co
Warranty Deed $106,000 Black Hawk Cnty Abstract Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $17,000 New Conventional
Open $97,300 New Conventional
Closed $17,000 Purchase Money Mortgage
Closed $47,000 Stand Alone Refi Refinance Of Original Loan
Closed $64,000 Unknown
Closed $104,080 FHA
Previous Owner $50,303 Unknown
Previous Owner $20,000 Unknown
Source: Public Records

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20253554

Northeast Iowa Regional Board of REALTORS®

APN: 8913-14-127-008