$442,000
SOLD JUL 18, 2025

19208 Cross Ridge Dr Germantown, MD 20874

3 Beds
4 Baths
1,834 Sq Ft
$102/mo HOA Fee

Recently Sold

$241 Per Sq Ft

5% Below List Price

29 Days on Market

Highlights

  • Water Oriented
  • Lake View
  • Deck
  • Roberto W. Clemente Middle Rated A-
  • Colonial Architecture
  • Recreation Room

About This Home

As of July 2025

This spectacular townhome situated on Gunners Lake is ready for its next lucky Owner! Enjoy the incoming warm weather on the composite back deck overlooking the lake and wooded views! A traditional layout is offered inside with 3 finished levels. The main level houses the living room, dining room, kitchen and half bathroom. The kitchen boasts ceramic tile floors, ample granite countertop space and a pantry. Upstairs features the primary bedroom, 2 secondary bedrooms, 2 full bathrooms and a linen closet. The primary bedroom has a dramatic vaulted ceiling, en-suite built-in makeup vanity, walk-in closet and en-suite bathroom. A skylight in the upper level hallway adds ambience and lighting to this level! The walkout lower level provides more finished square footage as a recreation room, office, playroom, etc. Laundry, storage room and a half bathroom are also located on the lower level. The HOA includes grass cutting, trash pickup and common area maintenance. Minutes from great shopping, dining and entertainment! Commute friendly – minutes from Route 270. One year Cinch Home Warranty included for the Buyers! Improvements & updates include: 2024 – Refrigerator, 2024 – Microwave, 2022 – Dishwasher, 2020 – Clothes Washer & Dryer, 2019 – Roof, 2019 – Leaf Gutter Guards, 2019 – Hot Water Heater, 2018 – Composite Back Deck, 2015 – Kitchen Range, 2010 – HVAC. Book your showing today!

Last Agent to Sell the Property

Susan Romm

RE/MAX Realty Group License #35009 Listed on: 05/20/2025

RE/MAX Realty Group

Last Buyer's Agent

Anit Karmacharya

Cummings & Co. Realtors

Cummings & Co. Realtors

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,240

Year Built

  • Built in 1990

Lot Details

  • 1,400 Sq Ft Lot
  • Cul-De-Sac
  • Wooded Lot
  • Property is in very good condition

HOA Fees

  • $102 Monthly HOA Fees

Property Views

  • Lake
  • Woods

Home Design

  • Colonial Architecture
  • Block Foundation
  • Shingle Roof
  • Aluminum Siding
  • Brick Front

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Cathedral Ceiling
  • Skylights
  • Recessed Lighting
  • French Doors
  • Six Panel Doors
  • Living Room
  • Dining Room
  • Recreation Room
  • Storage Room

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Interior and Rear Basement Entry
  • Basement Windows

Home Security

Parking

  • Paved Parking
  • Parking Lot
  • Unassigned Parking

Outdoor Features

  • Water Oriented
  • Property is near a lake
  • Deck
  • Patio

Schools

  • S. Christa Mcauliffe Elementary School
  • Roberto W. Clemente Middle School
  • Seneca Valley High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 286
  • Assessor Parcel Number 160902720765

Community Details

Overview

  • Association fees include common area maintenance, management, trash, lawn maintenance
  • North Lake Woods HOA
  • Built by Ryan Homes
  • Gunners Lake Village Subdivision, Denton Floorplan
  • Property Manager

Security

  • Storm Doors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,240

Year Built

Built in 1990

Lot Details

0

HOA Fees

$102 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/21/2025 12:00:00 AM
  • Year Built: 1990
  • Automatically Close On Close Date: No
  • Remarks Public: This spectacular townhome situated on Gunners Lake is ready for its next lucky Owner! Enjoy the incoming warm weather on the composite back deck overlooking the lake and wooded views! A traditional layout is offered inside with 3 finished levels. The main level houses the living room, dining room, kitchen and half bathroom. The kitchen boasts ceramic tile floors, ample granite countertop space and a pantry. Upstairs features the primary bedroom, 2 secondary bedrooms, 2 full bathrooms and a linen closet. The primary bedroom has a dramatic vaulted ceiling, en-suite built-in makeup vanity, walk-in closet and en-suite bathroom. A skylight in the upper level hallway adds ambience and lighting to this level! The walkout lower level provides more finished square footage as a recreation room, office, playroom, etc. Laundry, storage room and a half bathroom are also located on the lower level. The HOA includes grass cutting, trash pickup and common area maintenance. Minutes from great shopping, dining and entertainment! Commute friendly – minutes from Route 270. One year Cinch Home Warranty included for the Buyers! Improvements & updates include: 2024 – Refrigerator, 2024 – Microwave, 2022 – Dishwasher, 2020 – Clothes Washer & Dryer, 2019 – Roof, 2019 – Leaf Gutter Guards, 2019 – Hot Water Heater, 2018 – Composite Back Deck, 2015 – Kitchen Range, 2010 – HVAC. Book your showing today!
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Flooring Type: Carpet, Ceramic Tile
  • Interior Amenities: Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Carpet, Dining Area, Floor Plan - Traditional, Recessed Lighting, Skylight(s), Upgraded Countertops, Walk-In Closet(s)
  • Fireplace: No
  • Door Features: French, Six Panel, Storm
  • Wall Ceiling Types: Cathedral Ceilings, Vaulted Ceilings
  • Foundation Details: Block
  • Levels Count: 3
  • Room Count: 7
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Recreation Room, Storage Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished, Walkout Level, Interior Access, Rear Entrance, Windows
  • Total Sq Ft: 1960
  • Living Area Sq Ft: 1834
  • Price Per Sq Ft: 340.83
  • Above Grade Finished Sq Ft: 1320
  • Below Grade Finished Sq Ft: 514
  • Below Grade Sq Ft: 126
  • Total Below Grade Sq Ft: 640
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 19208

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding, Brick Front
  • Exterior Features: Sidewalks
  • Roof: Shingle
  • View: Lake, Trees/Woods
  • Water Access: No
  • Water Body Name: Gunners Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Unassigned, Paved Parking
  • Type Of Parking: Parking Lot

Utilities

  • Refuse: 244.78
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 102.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Trash, Lawn Maintenance
  • HOA Name: NORTH LAKE WOODS
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: MONTGOMERY COUNTY PUBLIC SCHOOLS
  • Elementary School: S. CHRISTA MCAULIFFE
  • Middle School: ROBERTO W. CLEMENTE
  • High School: SENECA VALLEY
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121138126809
  • School District Source: Listing Agent
  • Elementary School: S. CHRISTA MCAULIFFE
  • High School: SENECA VALLEY
  • Middle Or Junior School: ROBERTO W. CLEMENTE

Lot Info

  • Land Use Code: R
  • Lot Features: Cul-De-Sac, Trees/Wooded
  • Lot Size Acres: 0.03
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1400.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: PD9
  • In City Limits: No

Building Info

  • Builder Name: Ryan Homes

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 4240.00
  • Assessor Parcel Number: 160902720765
  • Tax Lot: 286
  • Tax Total Finished Sq Ft: 1320
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 07/18/2025

MLS Schools

  • School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 20, 2025
Closed on
Jul 15, 2025
Sold by
Pruden Mary Joyce and Pruden Craig Douglas
Bought by
Paudel Anita and Paudel Nawaraj
Seller's Agent
Susan Romm
RE/MAX Realty Group
Buyer's Agent
Anit Karmacharya
Cummings & Co. Realtors
List Price
$465,000
Sold Price
$442,000
Premium/Discount to List
-$23,000
-4.95%
Views
144

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
36.76%
Original Mortgage
$419,900
Outstanding Balance
$419,900
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$30,480

Purchase Details

Closed on
Oct 31, 1997
Sold by
Kenneth P P and Kenneth Mittereder N
Bought by
Pruden Mary J
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $442,000 Lucid Title
Deed $147,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $419,900 New Conventional
Previous Owner $108,000 New Conventional
Previous Owner $125,000 Stand Alone Second
Previous Owner $30,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Sold $442,000 -1.8% $241 / Sq Ft
06/18/2025 06/18/25 Pending -- -- --
06/04/2025 06/04/25 Price Changed $449,900 -3.2% $245 / Sq Ft
05/20/2025 05/20/25 For Sale $465,000 -- $254 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,240 $337,400 $0 $0
2023 $3,262 $314,100 $135,000 $179,100
2022 $2,993 $304,267 $0 $0
2021 $2,706 $294,433 $0 $0
2020 $2,706 $284,600 $123,700 $160,900
2019 $2,644 $280,100 $0 $0
2018 $2,592 $275,600 $0 $0
2017 $2,597 $271,100 $0 $0
2016 -- $269,500 $0 $0
2015 $2,800 $267,900 $0 $0
2014 $2,800 $266,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDMC2179448

Bright MLS

APN: 09-02720765