193 Montana Del Lago Dr Unit 41 Rancho Santa Margarita, CA 92688
3
Beds
2.5
Baths
1,529
Sq Ft
1998
Built
Highlights
- Access To Lake
- Spa
- Updated Kitchen
- Trabuco Mesa Elementary School Rated A
- Primary Bedroom Suite
- 4-minute walk to Rancho Santa Margarita Lake Park
About This Home
As of July 2025******BACK ON MARKET**************Welcome to Resort-Style Living in the Heart of Rancho Santa Margarita!
This home is located in the only lakefront community of detached homes in Rancho Santa Margarita, offering a unique opportunity to live in an exclusive neighborhood of just 41 homes. Situated steps away from Lake RSM and its 1.1-mile walking trail, the home is also close to the community pool, Beach Club, and Lagoon. Enjoy walking distance to restaurants, markets, and easy access to local amenities.
The home features a modern, multi-level floor plan that offers both privacy and spacious communal living areas. A standout feature is the rare basement with a half-bath, which provides a versatile space beyond just a third bedroom. This flexible area could easily be transformed into a game room, office, media room, home gym, or personal retreat — the choice is yours. The home has been fully upgraded with new flooring throughout, including 6” baseboards and custom framing for all windows, creating a sleek, polished look.
The redesigned kitchen is a highlight, featuring premium finishes, an expansive island, and floor-to-ceiling cabinets offering ample storage. New stainless steel appliances complete the space, which opens seamlessly to the dining and family room areas, centered around a dual-sided fireplace. A loft area offers a versatile space that could be used for an office, tech center, or reading nook.
The upper level offers dual master suites with views of the community pool. Both bathrooms have been thoughtfully renovated, including the master bath, which now features a luxurious floor-to-ceiling marble shower. The private patio is an ideal spot for outdoor living, complete with an in-glass dog door (a $3,000 upgrade) for added convenience.
Additional upgrades throughout the home include a renovated downstairs bath, upgraded toilets in all bathrooms, and built-in cabinets by the fireplace for extra storage. The property is ideally located on a corner lot, offering privacy and easy access to the pool, jacuzzi, and other community amenities. You’ll also be just steps from Santa Margarita Lake, where you can enjoy signature events such as the 4th of July Star Spangled Spectacular and the annual Christmas Tree Lighting.
This home offers the perfect blend of comfortable living, modern upgrades, and prime location in one of Rancho Santa Margarita's most sought-after neighborhoods.
Last Agent to Sell the Property
eXp Realty of Southern California, Inc Brokerage Phone: 949-439-4731 License #01140971 Listed on: 04/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,348
Year Built
- Built in 1998
Lot Details
- Corner Lot
- Back Yard
HOA Fees
- $327 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- Parking Available
- Parking Permit Required
Home Design
- Mediterranean Architecture
- Planned Development
Interior Spaces
- 1,529 Sq Ft Home
- 3-Story Property
- Built-In Features
- Cathedral Ceiling
- Recessed Lighting
- Gas Fireplace
- Custom Window Coverings
- Family Room with Fireplace
- Family Room Off Kitchen
- Living Room
- Loft
- Storage
- Laundry Room
- Pool Views
- Basement
Kitchen
- Updated Kitchen
- Open to Family Room
- Breakfast Bar
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Suite
- Double Master Bedroom
- Walk-In Closet
- Upgraded Bathroom
Outdoor Features
- Spa
- Access To Lake
- Brick Porch or Patio
- Exterior Lighting
- Rain Gutters
Schools
- Trabuco Mesa Elementary School
- Rancho Santa Margarita Middle School
- Trabucco Hills High School
Additional Features
- Suburban Location
- Central Air
Listing and Financial Details
- Tax Lot 6
- Tax Tract Number 13666
- Assessor Parcel Number 93083200
- $5,689 per year additional tax assessments
Community Details
Overview
- Cierra Del Lago Association, Phone Number (949) 508-1642
- Samlarc Association, Phone Number (949) 448-6000
- Powerstone Property Management HOA
- Cierra Del Lago Subdivision
Amenities
- Community Barbecue Grill
- Picnic Area
Recreation
- Community Playground
- Community Pool
- Community Spa
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 2, 2025
Closed on
Jun 6, 2025
Sold by
Barbara Berglin Living Trust and Berglin Barbara
Bought by
Eassa Michael and Johnson Yvonne
Seller's Agent
Kathi Jesse
eXp Realty of Southern California, Inc
Buyer's Agent
Maximilian Fisher
Regency Real Estate Brokers
List Price
$999,000
Sold Price
$992,000
Premium/Discount to List
-$7,000
-0.7%
Views
120
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-35.45%
Original Mortgage
$793,600
Interest Rate
6.84%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 9, 2021
Sold by
Berglin Barbara
Bought by
Barbara Barbara Living Trust and Berglin
Purchase Details
Closed on
Mar 29, 2021
Sold by
Berglin Barbara and Berglin Barbra
Bought by
Berglin Barbara
Purchase Details
Closed on
Aug 9, 2000
Sold by
Singleton Paul R and Singleton Gloria A
Bought by
Finney Douglas A and Maxwell Belinda M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,200
Interest Rate
7.98%
Purchase Details
Closed on
Jan 28, 1998
Sold by
Dmm Development Co Llc
Bought by
Singleton Paul R and Singleton Gloria A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,800
Interest Rate
6.93%
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $992,000 | Chicago Title Company | |
| Deed | -- | None Listed On Document | |
| Grant Deed | -- | Lawyers Title | |
| Grant Deed | $269,000 | -- | |
| Grant Deed | $179,000 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $793,600 | New Conventional | |
| Previous Owner | $280,500 | New Conventional | |
| Previous Owner | $282,500 | New Conventional | |
| Previous Owner | $333,500 | New Conventional | |
| Previous Owner | $37,500 | Credit Line Revolving | |
| Previous Owner | $310,000 | Unknown | |
| Previous Owner | $285,000 | Unknown | |
| Previous Owner | $259,000 | Unknown | |
| Previous Owner | $215,200 | No Value Available | |
| Previous Owner | $140,800 | No Value Available | |
| Closed | $26,900 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/28/2025 07/28/25 | Sold | $992,000 | -0.7% | $649 / Sq Ft |
| 06/30/2025 06/30/25 | For Sale | $999,000 | +0.7% | $653 / Sq Ft |
| 06/30/2025 06/30/25 | Off Market | $992,000 | -- | -- |
| 05/07/2025 05/07/25 | Price Changed | $999,000 | -4.9% | $653 / Sq Ft |
| 05/02/2025 05/02/25 | Price Changed | $1,050,000 | -4.5% | $687 / Sq Ft |
| 04/02/2025 04/02/25 | For Sale | $1,100,000 | +106.2% | $719 / Sq Ft |
| 03/08/2017 03/08/17 | Sold | $533,500 | -3.9% | $349 / Sq Ft |
| 01/25/2017 01/25/17 | For Sale | $555,000 | -- | $363 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,348 | $619,170 | $445,091 | $174,079 |
| 2024 | $6,348 | $607,030 | $436,364 | $170,666 |
| 2023 | $6,204 | $595,128 | $427,808 | $167,320 |
| 2022 | $6,100 | $583,459 | $419,419 | $164,040 |
| 2021 | $5,620 | $572,019 | $411,195 | $160,824 |
| 2020 | $5,940 | $566,154 | $406,979 | $159,175 |
| 2019 | $6,645 | $555,053 | $398,999 | $156,054 |
| 2018 | $6,549 | $544,170 | $391,175 | $152,995 |
| 2017 | $4,128 | $349,250 | $200,563 | $148,687 |
| 2016 | $4,329 | $342,402 | $196,630 | $145,772 |
| 2015 | $4,411 | $337,259 | $193,676 | $143,583 |
| 2014 | $4,322 | $330,653 | $189,882 | $140,771 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Kathi Jesse
eXp Realty of Southern California, Inc
(888) 488-8840
4 in this area
80 Total Sales
-
M
Buyer's Agent in 2025
Maximilian Fisher
Regency Real Estate Brokers
(949) 707-4400
1 in this area
1 Total Sale
-
Seller's Agent in 2017
Erika Schulte
Coldwell Banker Realty
(949) 837-5700
2 in this area
34 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: OC25059135
APN: 930-832-00
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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