1939 Cardinal Harbour Rd Prospect, KY 40059
Estimated Value: $476,000 - $641,304
3
Beds
3.5
Baths
4,078
Sq Ft
$135/Sq Ft
Est. Value
Highlights
- Tennis Courts
- Deck
- Porch
- Harmony Elementary School Rated A
- 1 Fireplace
- Forced Air Heating and Cooling System
About This Home
As of September 2022EXCEPTIONAL PRICE REDUCTION! Great opportunity for a spacious home in Cardinal Harbour, shows pride of ownership inside and out. Recently painted exterior, first floor and basement. Updated kitchen offers granite counters updated appliances, refinished hardwood floor, an island and table area with great views and patio door to the deck,, and a pantry! The open plan offers a vaulted great room enhanced by the to the ceiling 2 sided stone hearth, matching the exterior stone, and two sets of patio doors which open out to the large deck. Just a few steps down from the kitchen is the spacious main level family room. The owners suite plus 2 additional bedrooms are on this main floor. The owners bath features a double vanity, jetted tub and separate shower, a walk-in and 2nd closet. There is also a 2nd full bath, "Jack and Jill' style, plus half bath and laundry room on the first floor. The basement offers a large 2nd family room, 2 flex use rooms with large closets, a full bath and storge areas. Outside, refreshed landscaping and a nearly level lot make for easy maintenance. Lots of storage space, attached shed, basement storage, some crawl space storage. Scenic Cardinal Harbour offers so many additional amenities: a private boat ramp, dock, and outdoor area to store your boat, RV, or other large items. ALSO there's a clubhouse, pool, tennis courts, fishing pond, horse barn and fenced pasture! Located in the award winning North Oldham County school district.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,398
Year Built
- Built in 1988
Lot Details
- 1.09
Home Design
- Poured Concrete
- Shingle Roof
- Stone Siding
Interior Spaces
- 1-Story Property
- 1 Fireplace
- Basement
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Tennis Courts
- Deck
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
Community Details
- Property has a Home Owners Association
- Cardinal Harbour Subdivision
Listing and Financial Details
- Legal Lot and Block 26 / Section 2
- Assessor Parcel Number 0402B0226
- Seller Concessions Not Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 17, 2022
Closed on
Sep 30, 2022
Sold by
Lucas Lawrence E and Lucas Joanne Y
Bought by
Gifford Adam and Gifford Megan
Seller's Agent
Randi Means
Semonin REALTORS
Buyer's Agent
Kyle Elmore
White Picket Real Estate
List Price
$469,000
Sold Price
$435,000
Premium/Discount to List
-$34,000
-7.25%
Total Days on Market
29
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$115,576
Avg. Annual Appreciation
7.60%
Original Mortgage
$435,000
Outstanding Balance
$420,385
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$108,142
Purchase Details
Closed on
Sep 22, 2010
Sold by
Lucas Lawrence E and Lucas Joanne Y
Bought by
Lucas Lawrence E and Lucas Joanne Y
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
4.45%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 28, 2009
Sold by
Federal National Mortgage Association
Bought by
Lucas Lawrence E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,600
Interest Rate
5.36%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 6, 2008
Sold by
Brown Barry and Brown Barry O
Bought by
Federal National Mortgage Association
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Prospect, KY
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gifford Adam | $435,000 | Limestone Title | |
| Lucas Lawrence E | -- | None Available | |
| Lucas Lawrence E | $222,000 | Us Title | |
| Lucas Lawrence E | $222,000 | Us Title | |
| Federal National Mortgage Association | $185,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Gifford Adam | $435,000 | |
| Previous Owner | Lucas Lawrence E | $150,500 | |
| Previous Owner | Lucas Lawrence E | $172,000 | |
| Previous Owner | Lucas Lawrence E | $180,000 | |
| Previous Owner | Lucas Lawrence E | $177,600 | |
| Previous Owner | Brown Barry O | $40,476 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/30/2022 09/30/22 | Sold | $435,000 | -3.3% | $107 / Sq Ft |
| 08/15/2022 08/15/22 | Pending | -- | -- | -- |
| 08/05/2022 08/05/22 | Price Changed | $450,000 | -4.1% | $110 / Sq Ft |
| 07/17/2022 07/17/22 | For Sale | $469,000 | -- | $115 / Sq Ft |
Source: Metro Search (Greater Louisville Association of REALTORS®)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,398 | $435,000 | $60,000 | $375,000 |
| 2023 | $5,424 | $435,000 | $60,000 | $375,000 |
| 2022 | $3,241 | $301,000 | $60,000 | $241,000 |
| 2021 | $3,220 | $301,000 | $60,000 | $241,000 |
| 2020 | $3,242 | $301,000 | $60,000 | $241,000 |
| 2019 | $2,730 | $222,000 | $60,000 | $162,000 |
| 2018 | $2,731 | $222,000 | $0 | $0 |
| 2017 | $2,712 | $222,000 | $0 | $0 |
| 2013 | $2,438 | $222,000 | $60,000 | $162,000 |
Source: Public Records
Agents Affiliated with this Home
-
Randi Means
Seller's Agent in 2022
Randi Means
Semonin Realty
(502) 558-6188
40 Total Sales
-
Kyle Elmore
Buyer's Agent in 2022
Kyle Elmore
White Picket Real Estate
(502) 389-9920
676 Total Sales
Map
Source: Metro Search (Greater Louisville Association of REALTORS®)
MLS Number: 1617606
APN: 04-02B-02-26
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker. Copyright 2025 Metro Search, Inc.
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