4
Beds
3
Baths
2,722
Sq Ft
0.53
Acres
Highlights
- Boathouse
- Boat Ramp
- Beach
- 110 Feet of Waterfront
- 2 Dock Slips
- Pier
About This Home
As of August 2025Beautiful Waterfront Setting on Mill Creek!
Discover the perfect blend of coastal luxury and timeless comfort at this sprawling waterfront retreat on the serene shores of Mill Creek just off the Patuxent River. Tucked away in a peaceful setting, this beautifully renovated home offers an unparalleled lifestyle for boating enthusiasts and lovers of the Chesapeake Bay lifestyle. One of the property’s most coveted features is its expansive private pier, complete with a rare boat house—a true gem in this area. With an impressive 7 feet of mean low water (MLW), the dock easily accommodates large sailboats, offering deep water access that is both rare and valuable. The boat house has a 10,000lb boat lift, an ideal place to keep your power boat. Another unique feature is the boat shed located between the house and pier. Perfect storage for all your water toys (kayaks, SUPs, water skis), maybe a future cabana? Best of all, you're just a short and scenic boat ride to Solomons Island, a beloved waterfront destination known for its dining, entertainment, and maritime charm. Step inside to experience a renovated interior that blends high-end finishes with modern design. The high-end kitchen boasts Cambria quartz countertops, custom cabinetry, and stainless-steel appliances—perfect for entertaining or enjoying quiet meals at home. Throughout the house, you'll find all new flooring, luxurious bathrooms with heated tile floors, custom-tiled showers and many other hand selected features that elevate everyday living. The living room is a great size but retains a cozy feel with a pellet stove and charming bay window providing more amazing views of Mill Creek! The main level suite with an attached bath is ideal for guests. You will also find two more bedrooms and another full bath on this level. Head up the custom oak spiral staircase and find the primary suite, a true sanctuary. Featuring a lounging area with propane fireplace, a walk-in closet, and a renovated spa-style bathroom, this space offers the ultimate in comfort and privacy. Vaulted wood ceilings and lots of windows provide a bright and airy feel. Step out onto your private screened porch and take in the stunning views of Mill Creek—an ideal spot for morning coffee or evening relaxation. Whether you're looking for a full-time residence or a weekend getaway, 194 Harbor Drive delivers unmatched waterfront living with upscale finishes, rare boating amenities, and breathtaking views—all just minutes by water to the vibrant Solomons Island scene. Don’t miss your chance to own one of Mill Creek’s finest waterfront properties.
Last Agent to Sell the Property
Berkshire Hathaway HomeServices PenFed Realty License #17858 Listed on: 06/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,645
Year Built
- Built in 1950 | Remodeled in 2019
Lot Details
- 0.53 Acre Lot
- 110 Feet of Waterfront
- Home fronts navigable water
- Creek or Stream
- Extensive Hardscape
- No Through Street
- Premium Lot
- Back Yard
- 2 lots, house straddles
HOA Fees
- $28 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- 6 Driveway Spaces
- Oversized Parking
- Front Facing Garage
- Garage Door Opener
- Circular Driveway
Property Views
- Panoramic
- Scenic Vista
- Creek or Stream
Home Design
- Coastal Architecture
- Rambler Architecture
- Cottage
- Block Foundation
- Slab Foundation
- Frame Construction
- Architectural Shingle Roof
- Vinyl Siding
- Chimney Cap
Interior Spaces
- 2,722 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Wet Bar
- Curved or Spiral Staircase
- Built-In Features
- Wood Ceilings
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- 2 Fireplaces
- Self Contained Fireplace Unit Or Insert
- Stone Fireplace
- Fireplace Mantel
- Gas Fireplace
- Double Hung Windows
- Bay Window
- Double Door Entry
- Sliding Doors
- Sitting Room
- Living Room
- Combination Kitchen and Dining Room
- Screened Porch
- Fire and Smoke Detector
Kitchen
- Breakfast Area or Nook
- Gas Oven or Range
- Built-In Microwave
- Dishwasher
- Upgraded Countertops
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Pier
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Bulkhead
- Swimming Allowed
- Electric Hoist or Boat Lift
- Boathouse
- 2 Dock Slips
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- Stream or River on Lot
- 2 Powered Boats Permitted
- 2 Non-Powered Boats Permitted
- Lake Privileges
- Screened Patio
- Exterior Lighting
- Shed
- Outbuilding
Location
- Property is near a creek
Schools
- Dowell Elementary School
- Mill Creek Middle School
- Patuxent High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- Heat Pump System
- Pellet Stove burns compressed wood to generate heat
- Heating System Powered By Leased Propane
- Propane
- Multi-Tank Electric Water Heater
- Well
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Tax Lot 25
- Assessor Parcel Number 0501075276
Community Details
Overview
- Association fees include common area maintenance, management, recreation facility, reserve funds, snow removal
- Drum Point HOA
- Drum Point Subdivision
- Property Manager
- Community Lake
Amenities
- Common Area
Recreation
- Boat Ramp
- Beach
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 7, 2018
Closed on
Jun 25, 2018
Sold by
Stehman Joan J and Maggi Kelly Stevens
Bought by
Taylor William G and Taylor Donna J
Seller's Agent
C. Brandon Harrington
PAX Real Estate
Buyer's Agent
C. Brandon Harrington
PAX Real Estate
List Price
$574,900
Sold Price
$545,000
Premium/Discount to List
-$29,900
-5.2%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.27%
Purchase Details
Closed on
May 8, 2007
Sold by
Stehman John H and Stehman Joan J
Bought by
Stehman John H and Stehman Joan J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
6%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Apr 20, 2007
Sold by
Stehman John H and Stehman Joan J
Bought by
Stehman John H and Stehman Joan J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
6%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Purchase Details
Closed on
Nov 22, 2006
Sold by
Stehman John H and Stehman Joan J
Bought by
Stehman John H and Stehman Joan J
Purchase Details
Closed on
Oct 30, 2006
Sold by
Stehman John H and Stehman Joan J
Bought by
Stehman John H and Stehman Joan J
Purchase Details
Closed on
Aug 1, 1988
Sold by
Roberson Michael E
Bought by
Stehman John H and Stehman Joan J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,000
Interest Rate
10.49%
Similar Homes in Lusby, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $545,000 | Aspect Title & Escrow Llc | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $264,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $259,000 | New Conventional | |
| Previous Owner | $255,000 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $255,000 | New Conventional | |
| Previous Owner | $225,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $111,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/05/2025 08/05/25 | Sold | $1,100,000 | 0.0% | $404 / Sq Ft |
| 06/30/2025 06/30/25 | Pending | -- | -- | -- |
| 06/26/2025 06/26/25 | For Sale | $1,100,000 | +101.8% | $404 / Sq Ft |
| 06/25/2018 06/25/18 | Sold | $545,000 | -5.2% | $200 / Sq Ft |
| 06/08/2018 06/08/18 | Pending | -- | -- | -- |
| 06/07/2018 06/07/18 | For Sale | $574,900 | -- | $211 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,802 | $603,867 | $0 | $0 |
| 2024 | $6,802 | $577,833 | $0 | $0 |
| 2023 | $6,297 | $551,800 | $315,800 | $236,000 |
| 2022 | $6,120 | $535,067 | $0 | $0 |
| 2021 | $12,241 | $518,333 | $0 | $0 |
| 2020 | $5,672 | $501,600 | $315,800 | $185,800 |
| 2019 | $5,260 | $501,400 | $0 | $0 |
| 2018 | $5,258 | $501,200 | $0 | $0 |
| 2017 | $5,629 | $501,000 | $0 | $0 |
| 2016 | -- | $501,000 | $0 | $0 |
| 2015 | $6,386 | $501,000 | $0 | $0 |
| 2014 | $6,386 | $504,800 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Chris McNelis
BHHS PenFed (actual)
(410) 610-4045
69 in this area
229 Total Sales
-
Buyer's Agent in 2025
Mike Jordan
Century 21 New Millennium
(240) 538-4042
10 in this area
82 Total Sales
-
Seller's Agent in 2018
C. Brandon Harrington
PAX Real Estate
(410) 610-1729
11 in this area
33 Total Sales
Map
Source: Bright MLS
MLS Number: MDCA2021630
APN: 01-075276
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.
Nearby Homes
- 206 Harbor Dr
- 222 Harbor Dr
- 12951 Mills Creek Dr
- 12947 Mills Creek Dr
- 298 Cove Dr
- 12742 Mill Creek Dr
- 251 Cove Dr
- 13495 Joy Rd
- 12948 Walsh Ln
- 340 Cayuse Cir
- 13155 Rousby Hall Rd
- 215 Lessin Dr
- 330 Lessin Dr
- 310 Mcmichaels Dr
- 12788 Rio Grande Trail
- 447 Dogwood Dr
- 454 Dogwood Dr
- 422 Lessin Dr
- 312 Clubhouse Dr
- 12940 Huron Dr