Seller's Agent in 2024
Christine Stiphany
BHHS EWM Realty
(305) 903-8845
22 in this area
85 Total Sales
19445 SW 88th Ct Cutler Bay, FL 33157
Estimated Value: $799,000 - $1,055,000
3
Beds
2
Baths
1,760
Sq Ft
$542/Sq Ft
Est. Value
Highlights
- In Ground Pool
- 37,172 Sq Ft lot
- Garden View
- Whispering Pines Elementary School Rated A-
- Deck
- No HOA
About This Home
As of July 2024Wow! Over 3⁄4 ACRE in Whispering Pines Estates feels like your own private park! One-of-a- kind lot with gorgeous, majestic trees and ample space for all your vehicles, toys, RVs, boats, etc. behind the electric gate. Beautiful setting across from the Lake, this updated, open-concept home offers granite & SS kitchen, remodeled baths, impact doors & windows and PVC plumbing. Master suite has large walk-in closet and overlooks the sparkling pool & patio. An attached two-car garage PLUS a detached garage with 753 square feet that is thoughtfully organized to accommodate gear, tools, equipment, ATVs, and more. No Flood Zone, No HOA, No septic tank! Ample parking! Not far from Black Point Maria and the Keys!
Last Agent to Sell the Property
BHHS EWM Realty Brokerage Email: christine@puresouthflorida.com License #0645863 Listed on: 04/26/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,283
Year Built
- Built in 1969
Lot Details
- 0.85 Acre Lot
- East Facing Home
- Fenced
- Irregular Lot
- Property is zoned 2100
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
- Circular Driveway
- Open Parking
Property Views
- Garden
- Pool
Home Design
- Shingle Roof
- Concrete Block And Stucco Construction
Interior Spaces
- 1,760 Sq Ft Home
- 1-Story Property
- Paddle Fans
- Blinds
- Family or Dining Combination
- Utility Room in Garage
- Tile Flooring
Kitchen
- Gas Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- Stacked Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Shower Only
Laundry
- Laundry in Garage
- Dryer
- Washer
Home Security
- High Impact Windows
- High Impact Door
Outdoor Features
- In Ground Pool
- Deck
- Patio
- Exterior Lighting
- Shed
Location
- East of U.S. Route 1
Schools
- Whispering Pines Elementary School
- Cutler Bay Middle School
- Miami Southridge High School
Utilities
- Cooling System Mounted To A Wall/Window
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Whispering Pines Estates,Whispering Pines Subdivision
Listing and Financial Details
- Assessor Parcel Number 36-60-04-009-1510
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 26, 2024
Closed on
Jul 10, 2024
Sold by
Dempsey Michael
Bought by
Guevara Nicolas Santiago Bal and Sanz Emma
Seller's Agent
Christine Stiphany
BHHS EWM Realty
Buyer's Agent
Maria Teresa Toledo
Altruistic Homes, LLC
List Price
$1,199,000
Sold Price
$975,000
Premium/Discount to List
-$224,000
-18.68%
Views
24
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,736
Avg. Annual Appreciation
-1.65%
Original Mortgage
$487,500
Outstanding Balance
$481,677
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$472,587
Purchase Details
Closed on
Jan 28, 2015
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Dempsey Michael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,000
Interest Rate
3.88%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 4, 2014
Sold by
Citimortgage Inc
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
May 19, 2014
Sold by
Citimortgage Inc
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
May 2, 2014
Sold by
Blanco Miguel A
Bought by
Citimortgage Inc
Purchase Details
Closed on
Feb 14, 2014
Sold by
Blanco Miguel A
Bought by
Citimortgage Inc
Purchase Details
Closed on
Mar 1, 2005
Sold by
Mckelvey Stacy Collin
Bought by
Blanco Miguel A and Blanco Sarai
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,000
Interest Rate
5.5%
Mortgage Type
Unknown
Purchase Details
Closed on
Sep 22, 2003
Sold by
Audlee Kay J and Audlee Gerald
Bought by
Mckelvey Stacy Collin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,000
Interest Rate
5.75%
Mortgage Type
Unknown
Purchase Details
Closed on
Jun 3, 1997
Sold by
Shull Douglas E
Bought by
Ramirez Kay
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
8.18%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Guevara Nicolas Santiago Bal | $975,000 | Trust Title | |
| Dempsey Michael | $350,000 | Attorney | |
| Federal Home Loan Mortgage Corporation | -- | Attorney | |
| Federal Home Loan Mortgage Corporation | -- | Attorney | |
| Citimortgage Inc | $265,200 | None Available | |
| Citimortgage Inc | $265,200 | -- | |
| Blanco Miguel A | $450,000 | Keys Title Company | |
| Mckelvey Stacy Collin | $290,000 | Keys Title Company | |
| Ramirez Kay | $169,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Guevara Nicolas Santiago Bal | $487,500 | |
| Previous Owner | Dempsey Michael | $264,000 | |
| Previous Owner | Blanco Miguel A | $359,000 | |
| Previous Owner | Mckelvey Stacy Collin | $232,000 | |
| Previous Owner | Ramirez Kay | $40,000 | |
| Previous Owner | Ramirez Kay | $70,000 | |
| Closed | Blanco Miguel A | $45,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/11/2024 07/11/24 | Sold | $975,000 | -11.4% | $554 / Sq Ft |
| 06/07/2024 06/07/24 | Price Changed | $1,100,000 | -4.3% | $625 / Sq Ft |
| 05/14/2024 05/14/24 | Price Changed | $1,149,000 | -4.2% | $653 / Sq Ft |
| 04/26/2024 04/26/24 | For Sale | $1,199,000 | -- | $681 / Sq Ft |
Source: MIAMI REALTORS® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,758 | $740,243 | $497,987 | $242,256 |
| 2024 | $6,283 | $374,870 | -- | -- |
| 2023 | $6,283 | $359,711 | $0 | $0 |
| 2022 | $6,050 | $349,234 | $0 | $0 |
| 2021 | $6,010 | $339,063 | $0 | $0 |
| 2020 | $5,880 | $334,382 | $0 | $0 |
| 2019 | $5,704 | $326,865 | $0 | $0 |
| 2018 | $5,444 | $320,771 | $0 | $0 |
| 2017 | $7,801 | $314,174 | $0 | $0 |
| 2016 | $5,352 | $307,713 | $0 | $0 |
| 2015 | $6,147 | $304,926 | $0 | $0 |
| 2014 | $6,229 | $293,618 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Christine Stiphany
-
Maria Teresa Toledo
Buyer's Agent in 2024
Maria Teresa Toledo
Altruistic Homes, LLC
(786) 254-1847
3 in this area
17 Total Sales
Map
Source: MIAMI REALTORS® MLS
MLS Number: A11568228
APN: 36-6004-009-1510
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