$260,000
SOLD SEP 2, 2025

195 Bayberry Cir Unit 806 Saint Augustine, FL 32086

2 Beds
2 Baths
1,407 Sq Ft
$299/mo HOA Fee

Recently Sold

$185 Per Sq Ft

20% Below List Price

104 Days on Market

Highlights

  • Home fronts a creek
  • Access To Creek
  • Open Floorplan
  • W. Douglas Hartley Elementary School Rated A
  • Gated Community
  • Screened Porch

About This Home

As of September 2025

TWO BEDROOM, 2 BATH GROUND FLOOR FLAT UNIT CONVENIENTLY LOCATED IN GATED ''COTTAGES AT WINDING CREEK'' WITH COMMUNITY POOL & WATERVIEW! Welcome to a peaceful retreat with beautiful established landscaping & close proximity to shopping, schools, restaurants, doctors, Downtown St Augustine & white sandy beaches!
Unit 806 features an open concept with relaxing waterviews along with an easterly facing screen lanai/sunroom to enjoy your cup of morning coffee or a good book as you watch the ducks swim by! The breakfast nook is nestled within a bay window right off the one car garage. The spacious kitchen has plenty of cabinets and granite countertops. The master bathroom offers a garden tub, walk-in shower & double vanity sinks. Washer & Dryer included. Hot Water Heater 2021.

Last Agent to Sell the Property

Tedra Dee Beckham

CENTURY 21 BECKHAM REALTY License #0499506 Listed on: 04/18/2025

CENTURY 21 BECKHAM REALTY

Last Buyer's Agent

Teresa Jacalone

WATSON REALTY CORP License #3083275

WATSON REALTY CORP

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,193

Year Built

  • Built in 2007

Lot Details

  • Home fronts a creek
  • Property fronts a county road

HOA Fees

  • $299 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Guest Parking

Home Design

  • Entry on the 1st floor
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,407 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Entrance Foyer
  • Screened Porch
  • Security Gate

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Access To Creek
  • Glass Enclosed

Schools

  • W. D. Hartley Elementary School
  • Gamble Rogers Middle School
  • Pedro Menendez High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1831190806

Community Details

Overview

  • Sovereign & Jacobs Association, Phone Number (904) 461-5556
  • Cottages At Winding Creek Subdivision

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,193

Year Built

Built in 2007

Lot Details

0

HOA Fees

$299 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Attached Yn: Yes
  • New Construction: No
  • Stories: 1
  • Year Built: 2007
  • Property Sub Type: Condominium
  • Road Frontage Type: County Road
  • Road Surface Type: Asphalt
  • Subdivision Name: Cottages At Winding Creek
  • Architectural Style: Flat
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 1407.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Security Features Security Gate: Yes
  • General Property Information Association Phone: 904-461-5556
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Interior Features Breakfast Nook: Yes
  • General Property Information Stories Total: 1
  • General Property Information Entry Level2: 1.0
  • General Property Information Senior Community YN: No
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • Road Frontage Type County Road: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Furnished: Unfurnished
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Carpet, Tile
  • Living Area: 1407.0
  • Stories: 1
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Waterfront: Yes
  • Roof: Shingle
  • View: Water
  • Waterfront Features: Creek
  • Construction Type: Stucco
  • Patio And Porch Features: Glass Enclosed, Rear Porch, Screened
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes
  • Patio And Porch Features:Glass Enclosed: Yes
  • Waterfront Features:Creek: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage, Guest
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Guest: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected
  • Laundry Features: Electric Dryer Hookup, In Unit, Washer Hookup
  • Security: Security Gate
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 299.0
  • Association Fee Frequency: Monthly
  • Senior Community: No
  • Amenities: Gated
  • Association Name: Sovereign & Jacobs
  • Phone: 904-461-5556
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 299.0
  • General Property Information:Association Fee Frequency: Monthly
  • General Property Information:Association Name: Sovereign & Jacobs
  • Association Amenities:Gated: Yes

Schools

  • Elementary School: W. D. Hartley
  • High School: Pedro Menendez
  • Middle Or Junior School: Gamble Rogers

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 1831190806
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 1192.96
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 18, 2025
Closed on
Sep 2, 2025
Sold by
Ladd Joy Cubbedge and Corey Pam
Bought by
Ladd Joy Cubbedge and Corey Pam
Seller's Agent
Tedra Dee Beckham
CENTURY 21 BECKHAM REALTY
Buyer's Agent
Teresa Jacalone
WATSON REALTY CORP
List Price
$324,900
Sold Price
$260,000
Premium/Discount to List
-$64,900
-19.98%
Views
43

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
291.19%

Purchase Details

Closed on
Jan 17, 2025
Sold by
Adams Elizabeth
Bought by
Adams Elizabeth and Ladd Joy Cubbedge

Purchase Details

Listed on
Oct 13, 2017
Closed on
Feb 7, 2018
Sold by
Faggiani Richard C
Bought by
Adams Aldon C and Adams Elizabeth
Seller's Agent
Jeanna King
Florida Homes Realty & Mortgage
Buyer's Agent
Tedra Dee Beckham
Century 21 Beckham Realty
List Price
$185,000
Sold Price
$180,000
Premium/Discount to List
-$5,000
-2.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.71%

Purchase Details

Closed on
Mar 4, 2009
Sold by
Cottages At Winding Creek Ltd
Bought by
Faggiani Richard C and Faggiani Doris
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $260,000 Gullett Title
Personal Reps Deed $100 Gullett Title
Warranty Deed -- None Listed On Document
Warranty Deed $180,000 Action Title Services
Warranty Deed $169,900 Keith Watson Title Svcs Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $273,000 Reverse Mortgage Home Equity Conversion Mortgage
Previous Owner $15,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 Sold $260,000 -1.9% $185 / Sq Ft
07/28/2025 07/28/25 Price Changed $265,000 -8.6% $188 / Sq Ft
06/17/2025 06/17/25 Price Changed $289,900 -3.3% $206 / Sq Ft
05/19/2025 05/19/25 Price Changed $299,900 -7.7% $213 / Sq Ft
04/18/2025 04/18/25 For Sale $324,900 +80.5% $231 / Sq Ft
02/07/2018 02/07/18 Sold $180,000 -2.7% $128 / Sq Ft
12/12/2017 12/12/17 Pending -- -- --
10/13/2017 10/13/17 For Sale $185,000 -- $131 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,158 $145,950 -- $145,950
2024 $1,158 $141,837 -- $141,837
2023 $1,158 $137,706 $0 $137,706
2022 $1,099 $133,695 $0 $0
2021 $1,081 $129,801 $0 $0
2020 $1,073 $128,009 $0 $0
2019 $1,065 $125,131 $0 $0
2018 $2,302 $147,300 $0 $0
2017 $1,018 $94,410 $0 $0
2016 $1,020 $95,242 $0 $0
2015 $1,033 $94,580 $0 $0
2014 $1,033 $93,829 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2082680

realMLS (Northeast Florida Multiple Listing Service)

APN: 183119-0806