Seller's Agent in 2025
Ron Ewing
RE/MAX
(847) 697-9404
15 in this area
79 Total Sales
195 E State St South Elgin, IL 60177
3
Beds
3.5
Baths
1,807
Sq Ft
0.45
Acres
Highlights
- Second Kitchen
- Property is near a park
- American Four Square Architecture
- 0.45 Acre Lot
- Recreation Room
- 5-minute walk to Panton Mill Park
About This Home
As of July 2025Unique property in South Elgin Village Center District. This home can be used for residential purposes or many, many business purposes. Has parking for six extra cars and garage space with workshop or other useful ideas and some floor storage above garage. Back and front porches. Back porch has wood burning fireplace with many unusual doors and storage areas. A little eating area as well as half bathroom. The main living area has hardwood floors under the carpet and very nice handrails and staircase. Some built-in's with tons of charm. Basement has second kitchen area, recreation room and full bathroom along with laundry area. Hot water tank was just installed in 2024. Upstairs bedrooms have 2 full baths. One of which has double sinks and was a fourth bedroom at one time. There are interior stairs to the floored attic space that is large enough to stand up in.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,163
Year Built
- Built in 1910
Lot Details
- 0.45 Acre Lot
- Lot Dimensions are 148 x 134
- Corner Lot
- Paved or Partially Paved Lot
- Additional Parcels
Parking
- 1 Car Garage
- Driveway
- Parking Included in Price
Home Design
- American Four Square Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,807 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Wood Burning Fireplace
- Family Room
- Living Room
- Formal Dining Room
- Recreation Room
- Carbon Monoxide Detectors
Kitchen
- Second Kitchen
- Dishwasher
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Location
- Property is near a park
Schools
- Clinton Elementary School
- Kenyon Woods Middle School
- South Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Cable TV Available
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 17, 2025
Closed on
Jun 26, 2025
Sold by
Groch Michael W and Groch Michelle
Bought by
Maciel Maria R Aguirre
Seller's Agent
Ron Ewing
RE/MAX Horizon
Buyer's Agent
Tim Binning
RE/MAX All Pro
List Price
$357,900
Sold Price
$330,000
Premium/Discount to List
-$27,900
-7.8%
Views
150
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,341
Avg. Annual Appreciation
8.81%
Original Mortgage
$313,500
Outstanding Balance
$312,972
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$28,369
Purchase Details
Closed on
Oct 6, 2022
Sold by
Groch Michelle
Bought by
Groch Michael W and Groch Michelle
Purchase Details
Closed on
Aug 9, 2002
Sold by
Lara John M and Lara Connie C
Bought by
Groch Michelle
Purchase Details
Closed on
May 31, 1996
Sold by
Parr Thomas and Parr Yvonne D
Bought by
Lara John M and Lara Connie C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,426
Interest Rate
7.97%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $330,000 | None Listed On Document | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $182,500 | Chicago Title Insurance Co | |
| Warranty Deed | $130,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $313,500 | New Conventional | |
| Previous Owner | $128,426 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/15/2025 07/15/25 | Sold | $330,000 | -7.8% | $183 / Sq Ft |
| 06/10/2025 06/10/25 | Pending | -- | -- | -- |
| 05/15/2025 05/15/25 | Price Changed | $357,900 | 0.0% | $198 / Sq Ft |
| 05/15/2025 05/15/25 | For Sale | $357,900 | -1.4% | $198 / Sq Ft |
| 05/05/2025 05/05/25 | Pending | -- | -- | -- |
| 04/25/2025 04/25/25 | Price Changed | $362,900 | -1.4% | $201 / Sq Ft |
| 04/17/2025 04/17/25 | Price Changed | $367,900 | -0.5% | $204 / Sq Ft |
| 04/08/2025 04/08/25 | Price Changed | $369,900 | -1.3% | $205 / Sq Ft |
| 03/27/2025 03/27/25 | Price Changed | $374,900 | -1.3% | $207 / Sq Ft |
| 03/17/2025 03/17/25 | For Sale | $379,900 | +15.1% | $210 / Sq Ft |
| 03/14/2025 03/14/25 | Off Market | $330,000 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,571 | $83,269 | $14,884 | $68,385 |
| 2023 | $6,312 | $75,228 | $13,447 | $61,781 |
| 2022 | $5,903 | $68,595 | $12,261 | $56,334 |
| 2021 | $5,585 | $64,131 | $11,463 | $52,668 |
| 2020 | $5,436 | $61,223 | $10,943 | $50,280 |
Source: Public Records
Agents Affiliated with this Home
-
Ron Ewing
-
Tim Binning
Buyer's Agent in 2025
Tim Binning
RE/MAX
(630) 202-5940
5 in this area
438 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12312406
APN: 06-35-261-011
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