NOT LISTED FOR SALE

195 E Union St Waterloo, IN 46793

Estimated Value: $87,000 - $116,876

3 Beds
1 Bath
2,852 Sq Ft
$38/Sq Ft Est. Value

Sale Details

Date Sold: March 19, 2021

Last sale price $61,000 $21 Per Sq Ft

Est. 77% increase in value since last sale

Current estimated payment $609 / mo

157 Days on Market

Highlights

  • Wood Flooring
  • Covered Patio or Porch
  • Bathtub with Shower
  • Corner Lot
  • Picket Fence
  • 5-minute walk to Waterloo Park

About This Home

As of March 2021

Offer accepted-Accepting Back-up Offers. Enjoy your coffee on the 16x14 patio overlooking 2 large city lots in this 3 bd 1 ba home in Waterloo. Plenty of parking space on the 40x27 concrete slab off the alley. Appliances are included. Gas grill stays. Property is being sold as is.

Last Agent to Sell the Property

Melissa Jagoda

Mike Thomas Associates, Inc. Listed on: 10/12/2020

Mike Thomas Associates, Inc.

Last Buyer's Agent

Todd Gilpin

Coldwell Banker Real Estate Gr

Coldwell Banker Real Estate Gr

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $408

Year Built

  • Built in 1900

Lot Details

  • 12,632 Sq Ft Lot
  • Picket Fence
  • Wood Fence
  • Corner Lot
  • Zoning described as General Business

Home Design

  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 1.5-Story Property
  • Ceiling Fan
  • Storage In Attic
  • Gas Oven or Range
  • Laundry on main level

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Parking

  • Driveway
  • Off-Street Parking

Schools

  • Waterloo Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Covered Patio or Porch
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 17-06-03-328-012.000-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$408

Year Built

Built in 1900

Lot Details

0.29 Acres

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1900
  • Style: One and Half Story
  • Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: F & H RESURVEY & F & H RESURVEY N 41 1/2'
  • Parcel Number ID: 17-06-03-328-012.000-008
  • Platted: Yes
  • Amenities: Attic Storage, Ceiling Fan(s), Patio Open, Porch Covered, Range/Oven Hook Up Gas, Tub/Shower Combination, Main Floor Laundry, Sump Pump
  • Inside City Limits: Yes
  • Location: City/Town/Suburb
  • Zoning Description: General Business
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 2852
  • Total Finished Sq Ft: 2852
  • Above Grade Finished Sq Ft: 1634
  • Below Grade Finished Sq Ft: 1218
  • Basement: Yes
  • Basement Foundation: Full Basement
  • Flooring: Hardwood Floors, Carpet
  • Living Great Room: Dimensions: 15x22, On Level: Main
  • Kitchen: Dimensions: 20x8, On Level: Main
  • Dining Room: Dimensions: 11x10, On Level: Main
  • Den: Dimensions: 15x10, On Level: Main
  • Bedroom 1: Dimensions: 11x15, On Level: Main
  • Bedroom 2: Dimensions: 10x9, On Level: Main
  • Bedroom 3: Dimensions: 15x11, On Level: Main
  • Main Level Sq Ft: 1379
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 1218

Exterior Features

  • Exterior: Wood
  • Roof Material: Asphalt
  • Outbuilding1: Shed, Dimensions: 10x12
  • Fence: Picket, Wood

Garage/Parking

  • Driveway: Concrete
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: NIPSCO
  • Gas Company: NIPSCO
  • Cable Company: Mediacom

Schools

  • Elementary School: Waterloo

Lot Info

  • Lot Description: Corner
  • Lot Dimensions: 55x132 & 42x132
  • Estimated Lot Sq Ft: 12632
  • Estimated Lot Size Acres: 0.29

Tax Info

  • Annual Taxes: 408
  • Exemptions: Homestead, Mortgage, Vet

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 12, 2020
Closed on
Mar 19, 2021
Sold by
Ford Dennuis A and Ford Renata D
Bought by
Renfrow Charles
Seller's Agent
Melissa Jagoda
Mike Thomas Associates, Inc.
Buyer's Agent
Todd Gilpin
Coldwell Banker Real Estate Gr
List Price
$75,000
Sold Price
$61,000
Premium/Discount to List
-$14,000
-18.67%
Current Estimated Value
$107,969

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$46,969
Avg. Annual Appreciation
11.72%
Original Mortgage
$57,950
Outstanding Balance
$51,474
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$56,495
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Renfrow Charles -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Renfrow Charles $57,950
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/19/2021 03/19/21 Sold $61,000 -6.2% $21 / Sq Ft
01/05/2021 01/05/21 Price Changed $65,000 -13.3% $23 / Sq Ft
10/12/2020 10/12/20 For Sale $75,000 -- $26 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $397 $77,800 $20,100 $57,700
2024 $446 $77,900 $20,100 $57,800
2023 $403 $72,800 $18,700 $54,100
2022 $377 $69,700 $17,600 $52,100
2021 $0 $66,500 $17,600 $48,900
2020 $6 $64,500 $17,600 $46,900
2019 $6 $56,000 $17,600 $38,400
2018 $6 $56,000 $17,600 $38,400
2017 $6 $57,000 $17,600 $39,400
2016 $6 $62,100 $18,400 $43,700
2014 -- $48,300 $12,100 $36,200
Source: Public Records

Agents Affiliated with this Home

  • Melissa Jagoda

    Seller's Agent in 2021

    Melissa Jagoda

    Mike Thomas Associates, Inc.

    (260) 226-0387

    90 Total Sales

    Melissa Jagoda
    Section Image
  • Todd Gilpin

    Buyer's Agent in 2021

    Todd Gilpin

    Coldwell Banker Real Estate Gr

    (260) 750-0314

    23 Total Sales

    Todd Gilpin
    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202041673

Indiana Regional MLS

APN: 17-06-03-328-012.000-008

Indiana Dekalb County Waterloo 46793

195 E Union St, Waterloo, IN

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Based on information submitted to the MLS GRID

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