NOT LISTED FOR SALE

195 Main St Reading, MA 01867

Estimated Value: $592,000 - $636,000

2 Beds
1 Bath
1,066 Sq Ft
$584/Sq Ft Est. Value

Last Sold July 31, 2020

Last sale price $444,000 $417 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $3,971/month

15 Days on Market

Highlights

  • Wood Flooring
  • Joshua Eaton Elementary School Rated A-
  • Patio

About This Home

As of July 2020

Back on market! Charming New England Colonial! HARDWOOD floors throughout. Many updates done, making this a great move-in ready starter home. Eat-in kitchen with darling breakfast nook, dining room with room for farmhouse table, living room and office make up the main floor. Large master bedroom, a quaint guest room and the bathroom are on the second floor. Good closet space throughout. Laundry and plenty of room for storage in the basement. Nice backyard with new 2-tier stone patio, mature trees and plenty of room for gardening. Shed included for storage or create the dream She Shed/ Man Cave. Owner converted the home from oil to gas! Extremely convenient location with highway access, stores, coffee shops, and the commuter rail all within a mile from this home!

Last Listed By

Erica Christensen

Compass Listed on: 05/27/2020

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,204

Year Built

  • Built in 1890

Lot Details

  • 5,663

Utilities

  • Window Unit Cooling System
  • Radiator
  • Heating System Uses Gas

Additional Features

  • Wood Flooring
  • Patio
  • Property is zoned S15
  • Basement

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,204

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Property Type: Single Family
  • Single Family Type: Detached
  • Style: Colonial
  • Year Built Description: Approximate
  • List Price Per Sq Ft: 402.44
  • Comp Based On: Gross/Full Sale Price
  • Year Built: 1890
  • Lead Paint: Unknown
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1890

Interior Features

  • Flooring: Hardwood
  • No Bedrooms: 2
  • Master Bedroom: On Level: Second Floor
  • Bedroom 2: On Level: Second Floor
  • Full Bathrooms: 1
  • Bathroom 1: On Level: Second Floor
  • No Rooms: 6
  • Dining Room: On Level: First Floor
  • Kitchen: On Level: First Floor
  • Laundry: On Level: Basement
  • Living Room: On Level: First Floor
  • Basement: Y
  • Basement Features: Full, Walk Out, Interior Access, Unfinished Basement
  • Other Room 1: Name: Office, On Level: First Floor
  • Main Lo: AN2383
  • Main So: AC2354
  • Estimated Sq Ft: 1066.00

Exterior Features

  • Roof Material: Asphalt/Fiberglass Shingles
  • Exterior: Shingles
  • Exterior Features: Patio
  • Foundation: Fieldstone

Garage/Parking

  • Parking Feature: Off-Street
  • Parking Spaces: 3

Utilities

  • Sewer: City/Town Sewer
  • Water: City/Town Water
  • Electric Features: 100 Amps
  • Cooling: Window AC
  • Heating: Hot Water Radiators, Gas
  • Heat Zones: 2

Condo/Co-op/Association

  • Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf Course, Medical Facility, Highway Access, House of Worship, Public School

Lot Info

  • Assessments: 367000.00
  • Acre: 0.13
  • Lot Size: 5570.00
  • Page: 407
  • Zoning: S15
  • Lot Description: Wooded, Paved Drive, Gentle Slope

Tax Info

  • Taxes: 5119.65
  • Assessor Parcel Number: 731240

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 17, 2003
Sold by
Palastra Laura L and Palastra Robert
Bought by
Congo Matthew T
Total Days on Market
15
Current Estimated Value
$623,027

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$266,000
Interest Rate
5.34%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 17, 1998
Sold by
Palastra James J
Bought by
Palastra Robert and Palastra Laura L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,000
Interest Rate
7.11%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 14, 1992
Sold by
Green Timothy J and Green Deborah L
Bought by
Palastra James J and Palastra Lisa E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,250
Interest Rate
8.08%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 14, 1991
Sold by
Baillie Thomas C and Domigan Ann
Bought by
Green Timothy J and Green Deborah L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,500
Interest Rate
9.39%
Mortgage Type
Purchase Money Mortgage

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Similar Homes in the area

  • 167 Parker Rd, Wakefield, MA 01880

    $648,000

    • 2 Beds
    • 1.5 Baths
    • 1,250 Sq Ft
    • 167 Parker Rd
    • Wakefield, MA

    Just for starters!!! Location, location, location! 1 mile to Lake Quannapowitt, shopping of all kinds, the commuter rail, and highway access. All of Wakefield is at your fingertips. Like most of our homes today, this large, light-filled kitchen with an oversized dining area is the heartbeat of this home. Light streams all day with convenient access to the garage, a slider to the oversized deck,

    Patty Knaggs RE/MAX Beacon

    Section Image
  • 234 Washington St, Reading, MA 01867

    $739,900

    • 2 Beds
    • 2 Baths
    • 1,211 Sq Ft
    • 234 Washington St
    • Reading, MA

    Don't miss this CLASSIC NEW ENGLAND CAPE close to Reading’s fabulous DOWNTOWN and the COMMUTER RAIL. The first floor features beautiful HARDWOOD FLOORS throughout a sunny FIREPLACED LIVING ROOM, dining room with BUILT IN CHINA CABINET and a FULL BATH, The kitchen is fully applianced and leads to a MUDROOM complete with built ins. The spacious HOME OFFICE (3rd BEDROOM) opens in to a HEATED

    Margaret O'Sullivan William Raveis R.E. & Home Services

    Section Image
  • 122 John St, Reading, MA 01867

    $549,000

    • 4 Beds
    • 1 Bath
    • 846 Sq Ft
    • 122 John St
    • Reading, MA

    ATTENTION CONTRACTORS, REHABBERS, FLIPPERS!!!! Welcome to your next project! Nestled in the heart of a vibrant neighborhood, this house is not just a property; it’s a canvas waiting for your imagination and creativity to transform it into a dream home. Located just moments from local shopping, dining, and parks, this property offers the best of both worlds – a quiet residential feel with easy

    Tiffany Cabral Flagstone Realty Group

    Section Image
  • 14 Bancroft Ave, Reading, MA 01867

    $749,900

    • 4 Beds
    • 1.5 Baths
    • 1,470 Sq Ft
    • 14 Bancroft Ave
    • Reading, MA

    The Symmonds-Abbott house has had just three owners, with the current owners having lived in this home for 46 years. This 8 room, 4 bedroom home with 1.5 baths is ideally located within a short distance to the Commuter rail, Library, Schools and all the stores, restaurants and events the charming downtown has to offer. Large front porch for three season living, a wood burning fireplace in the

    Sumi Sinnatamby Berkshire Hathaway HomeServices Commonwealth Real Estate

    Section Image
  • 57 Mount Vernon St, Reading, MA 01867

    $779,000

    • 3 Beds
    • 2.5 Baths
    • 1,701 Sq Ft
    • 57 Mount Vernon St
    • Reading, MA

    Welcome Home to 57 Mount Vernon St! This charming colonial with an incredible yard is ready for its new owners. A spacious living room and dining room lead you into the large, eat-in kitchen. A pantry and a half bath with laundry (new washer/dryer) are located off of the kitchen. The second floor is complete with three bedrooms, along with two full bathrooms. The home has hardwood floors

    Sharon Vanhorn Lamacchia Realty, Inc.

    Section Image
  • 8 Smith Ave, Reading, MA 01867

    $745,000

    • 3 Beds
    • 1.5 Baths
    • 1,500 Sq Ft
    • 8 Smith Ave
    • Reading, MA

    Set on a charming dead-end street, this well-maintained Colonial offers a rare combination of peaceful surroundings and prime location. Featuring hardwood floors throughout, a fireplace, 3 bedrooms, and 1.5 baths, this home includes a bonus finished attic room that provides flexible space—ideal for a home office, playroom, or game room. The kitchen is thoughtfully updated with solid maple

    Persa Konomi Keller Williams Pinnacle Central

    Section Image
  • 444 Lowell St, Reading, MA 01867

    $710,000

    • 3 Beds
    • 2 Baths
    • 1,655 Sq Ft
    • 444 Lowell St
    • Reading, MA

    Welcome to this inviting property, featuring a warm fireplace that enhances the serene and cozy atmosphere created by the neutral color scheme. The kitchen is a chef's delight with stainless steel appliances that shine against tasteful decor. Step outside to a patio, ideal for entertaining or relaxing after a long day. The deck overlooks a fenced-in backyard, offering privacy and ample space for

    DANIEL BEIRNE OpenDoor Brokerage LLC

    Section Image
  • 40 Martin Rd, Reading, MA 01867

    $639,000

    • 2 Beds
    • 1 Bath
    • 1,438 Sq Ft
    • 40 Martin Rd
    • Reading, MA

    Nestled in a sought-after neighborhood, this charming 2-bed home is just minutes from restaurants, commuter rails, and walking distance to Birch Meadow complex—offering tennis courts, a playground, the YMCA & top-rated schools. The 1st floor features an open kitchen/dining area with freshly painted cabinets, gleaming hardwood floors, and updated baseboards. Enjoy a cozy living room with new

    David Ladner RE/MAX Harmony

    Section Image

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Congo Matthew T $280,000 --
Palastra Robert $157,500 --
Palastra James J $135,000 --
Green Timothy J $143,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Coughlin Meaghan $346,320
Closed Landers Kevin J $227,200
Closed Badzak Miran $242,000
Closed Green Timothy J $236,000
Closed Congo Matthew T $266,000
Previous Owner Green Timothy J $126,000
Previous Owner Green Timothy J $128,250
Previous Owner Green Timothy J $131,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2020 07/31/20 Sold $444,000 +3.5% $417 / Sq Ft
06/11/2020 06/11/20 Pending -- -- --
06/10/2020 06/10/20 For Sale $429,000 0.0% $402 / Sq Ft
06/01/2020 06/01/20 Pending -- -- --
05/27/2020 05/27/20 For Sale $429,000 +23.8% $402 / Sq Ft
10/28/2016 10/28/16 Sold $346,500 -1.0% $325 / Sq Ft
09/13/2016 09/13/16 Pending -- -- --
09/08/2016 09/08/16 For Sale $349,900 +28.6% $328 / Sq Ft
04/10/2013 04/10/13 Sold $272,000 +0.8% $255 / Sq Ft
03/04/2013 03/04/13 Pending -- -- --
02/13/2013 02/13/13 For Sale $269,900 -- $253 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,204 $544,700 $350,900 $193,800
2024 $6,260 $534,100 $344,100 $190,000
2023 $5,998 $476,400 $306,900 $169,500
2022 $5,696 $427,300 $275,200 $152,100
2021 $5,291 $383,100 $239,100 $144,000
2020 $5,120 $367,000 $229,000 $138,000
2019 $4,972 $349,400 $218,000 $131,400
2018 $4,757 $343,000 $214,000 $129,000
2017 $4,518 $322,000 $200,900 $121,100
2016 $4,394 $303,000 $198,800 $104,200
2015 $4,244 $288,700 $189,400 $99,300
2014 $4,052 $274,900 $180,300 $94,600
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72662977

MLS Property Information Network (MLS PIN)

APN: READ-000007-000000-000265