NOT LISTED FOR SALE

195 Main St Reading, MA 01867

Estimated Value: $575,000 - $647,050

2 Beds
1 Bath
1,066 Sq Ft
$572/Sq Ft Est. Value

Last Sold July 31, 2020

Last sale price $444,000 $417 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $3,899/month

15 Days on Market

Highlights

  • Wood Flooring
  • Joshua Eaton Elementary School Rated A-
  • Patio

About This Home

As of July 2020

Back on market! Charming New England Colonial! HARDWOOD floors throughout. Many updates done, making this a great move-in ready starter home. Eat-in kitchen with darling breakfast nook, dining room with room for farmhouse table, living room and office make up the main floor. Large master bedroom, a quaint guest room and the bathroom are on the second floor. Good closet space throughout. Laundry and plenty of room for storage in the basement. Nice backyard with new 2-tier stone patio, mature trees and plenty of room for gardening. Shed included for storage or create the dream She Shed/ Man Cave. Owner converted the home from oil to gas! Extremely convenient location with highway access, stores, coffee shops, and the commuter rail all within a mile from this home!

Last Agent to Sell the Property

Erica Christensen

Compass Listed on: 05/27/2020

Compass

Co-Listed By

Bode Well Team

Compass

Last Buyer's Agent

Josephine Altovino

RE/MAX Andrew Realty Services

RE/MAX Andrew Realty Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,204

Year Built

  • Built in 1890

Lot Details

  • 5,663

Utilities

  • Window Unit Cooling System
  • Radiator
  • Heating System Uses Gas

Additional Features

  • Wood Flooring
  • Patio
  • Property is zoned S15
  • Basement

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,204

Year Built

Built in 1890

Lot Details

0

Listing Details

  • Property Type: Single Family
  • Single Family Type: Detached
  • Style: Colonial
  • Year Built Description: Approximate
  • List Price Per Sq Ft: 402.44
  • Comp Based On: Gross/Full Sale Price
  • Year Built: 1890
  • Lead Paint: Unknown
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1890

Interior Features

  • Flooring: Hardwood
  • No Bedrooms: 2
  • Master Bedroom: On Level: Second Floor
  • Bedroom 2: On Level: Second Floor
  • Full Bathrooms: 1
  • Bathroom 1: On Level: Second Floor
  • No Rooms: 6
  • Dining Room: On Level: First Floor
  • Kitchen: On Level: First Floor
  • Laundry: On Level: Basement
  • Living Room: On Level: First Floor
  • Basement: Y
  • Basement Features: Full, Walk Out, Interior Access, Unfinished Basement
  • Other Room 1: Name: Office, On Level: First Floor
  • Main Lo: AN2383
  • Main So: AC2354
  • Estimated Sq Ft: 1066.00

Exterior Features

  • Roof Material: Asphalt/Fiberglass Shingles
  • Exterior: Shingles
  • Exterior Features: Patio
  • Foundation: Fieldstone

Garage/Parking

  • Parking Feature: Off-Street
  • Parking Spaces: 3

Utilities

  • Sewer: City/Town Sewer
  • Water: City/Town Water
  • Electric Features: 100 Amps
  • Cooling: Window AC
  • Heating: Hot Water Radiators, Gas
  • Heat Zones: 2

Condo/Co-op/Association

  • Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf Course, Medical Facility, Highway Access, House of Worship, Public School

Lot Info

  • Assessments: 367000.00
  • Acre: 0.13
  • Lot Size: 5570.00
  • Page: 407
  • Zoning: S15
  • Lot Description: Wooded, Paved Drive, Gentle Slope

Tax Info

  • Taxes: 5119.65
  • Assessor Parcel Number: 731240

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 17, 2003
Sold by
Palastra Laura L and Palastra Robert
Bought by
Congo Matthew T
Current Estimated Value
$609,513

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$266,000
Interest Rate
5.34%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 17, 1998
Sold by
Palastra James J
Bought by
Palastra Robert and Palastra Laura L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,000
Interest Rate
7.11%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 14, 1992
Sold by
Green Timothy J and Green Deborah L
Bought by
Palastra James J and Palastra Lisa E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,250
Interest Rate
8.08%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 14, 1991
Sold by
Baillie Thomas C and Domigan Ann
Bought by
Green Timothy J and Green Deborah L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,500
Interest Rate
9.39%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Congo Matthew T $280,000 --
Palastra Robert $157,500 --
Palastra James J $135,000 --
Green Timothy J $143,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Coughlin Meaghan $346,320
Closed Landers Kevin J $227,200
Closed Badzak Miran $242,000
Closed Green Timothy J $236,000
Closed Congo Matthew T $266,000
Previous Owner Green Timothy J $126,000
Previous Owner Green Timothy J $128,250
Previous Owner Green Timothy J $131,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2020 07/31/20 Sold $444,000 +3.5% $417 / Sq Ft
06/11/2020 06/11/20 Pending -- -- --
06/10/2020 06/10/20 For Sale $429,000 0.0% $402 / Sq Ft
06/01/2020 06/01/20 Pending -- -- --
05/27/2020 05/27/20 For Sale $429,000 +23.8% $402 / Sq Ft
10/28/2016 10/28/16 Sold $346,500 -1.0% $325 / Sq Ft
09/13/2016 09/13/16 Pending -- -- --
09/08/2016 09/08/16 For Sale $349,900 +28.6% $328 / Sq Ft
04/10/2013 04/10/13 Sold $272,000 +0.8% $255 / Sq Ft
03/04/2013 03/04/13 Pending -- -- --
02/13/2013 02/13/13 For Sale $269,900 -- $253 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,204 $544,700 $350,900 $193,800
2024 $6,260 $534,100 $344,100 $190,000
2023 $5,998 $476,400 $306,900 $169,500
2022 $5,696 $427,300 $275,200 $152,100
2021 $5,291 $383,100 $239,100 $144,000
2020 $5,120 $367,000 $229,000 $138,000
2019 $4,972 $349,400 $218,000 $131,400
2018 $4,757 $343,000 $214,000 $129,000
2017 $4,518 $322,000 $200,900 $121,100
2016 $4,394 $303,000 $198,800 $104,200
2015 $4,244 $288,700 $189,400 $99,300
2014 $4,052 $274,900 $180,300 $94,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72662977

MLS Property Information Network (MLS PIN)

APN: READ-000007-000000-000265