$1,050,000
SOLD JUN 26, 2025

196 Mill Springs Coatesville, IN 46121

3 Beds
2.5 Baths
3,374 Sq Ft
8,799 Sq Ft Lot

Recently Sold

$311 Per Sq Ft

19% Below List Price

87 Days on Market

Highlights

  • Lake Front
  • Marina View
  • Lake Privileges
  • North Putnam Senior High School Rated 10
  • Water Access
  • Ranch Style House

About This Home

As of June 2025

Welcome to this stunning custom-built waterfront home on Heritage Lake, offering an unparalleled living experience. This 3-bedroom, 2.5-bathroom home boasts spacious living with vaulted ceilings and abundant natural light. The main level features a custom kitchen perfect for entertaining, a cozy sunroom to enjoy the lake views, and an expansive living room to accommodate all your family and guest gatherings. The main level of the home also offers a well-appointed office space, ideal for remote work and the master suite! Step outside to multiple decks that provide spectacular lakefront views, or enjoy your very own boat dock and boat lift for easy access to the water. The oversized 2-car attached garage with 16' ceilings gives plenty of room for storage and hobbies. The basement is perfect for lake entertaining in the second living room, 2 bedrooms, a full bathroom, and many closets for lake toy storage, offering ample space for all your water activities. The flexible bonus room in the walk-out basement can be tailored to fit your lifestyle, whether it's a playroom, bunk room, or additional living space. With great water frontage, this home is the ultimate retreat, combining luxury living with the serenity of lakefront life. Don't miss the opportunity to own this one-of-a-kind waterfront property!

Last Agent to Sell the Property

Courtney Query

The Stewart Home Group Brokerage Email: courtney@thestewarthomegroup.com License #RB20001569 Listed on: 02/27/2025

Last Buyer's Agent

Christopher Harcourt

RE/MAX Cornerstone

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,730

Year Built

  • Built in 2009

Lot Details

  • 8,799 Sq Ft Lot
  • Lake Front

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Property Views

  • Marina
  • Lake

Home Design

  • Ranch Style House
  • Block Foundation
  • Cement Siding

Interior Spaces

  • Built-in Bookshelves
  • Cathedral Ceiling
  • Free Standing Fireplace
  • Vinyl Clad Windows
  • Entrance Foyer
  • Combination Kitchen and Dining Room
  • Storage
  • Attic Access Panel

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Storage
  • Basement Lookout

Outdoor Features

  • Water Access
  • Seawall
  • Lake Privileges
  • Covered Patio or Porch

Schools

  • North Putnam Middle School
  • North Putnam Sr High School

Utilities

  • Heat Pump System
  • Programmable Thermostat
  • Well

Community Details

  • Association fees include clubhouse, maintenance, nature area, parkplayground, pickleball court, tennis court(s), walking trails
  • Heritage Lake Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Tax Lot 196
  • Assessor Parcel Number 670623204017000004
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,730

Year Built

Built in 2009

Lot Details

0

HOA Fees

$23 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 2009
  • Building Area Total: 3374
  • Garage Y N: Yes
  • Lot Size Acres: 0.2
  • Subdivision Name: Heritage Lake
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Website: hlpoa.org
  • MBR_AttributionContact: courtney@thestewarthomegroup.com
  • Attribution Contact: courtney@thestewarthomegroup.com
  • Special Features: None

Interior Features

  • Basement: Yes
  • Basement Type: Daylight/Lookout Windows, Finished, Full, Storage Space, Walk Out
  • Appliances: Dishwasher, Dryer, Disposal, Microwave, Electric Oven, Refrigerator, Washer
  • Levels: One
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1617
  • Fireplace Features: Free Standing
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Bath Sinks Double Main, Built In Book Shelves, Cathedral Ceiling(s), Center Island, Entrance Foyer, Hardwood Floors, Hi-Speed Internet Availbl, Eat-in Kitchen, Pantry, Programmable Thermostat, Supplemental Storage, Walk-in Closet(s), Windows Vinyl
  • Living Area: 3374
  • Main Level Bedrooms: 1
  • Eating Area: Dining Combo/Kitchen
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Main Level Sq Ft: 1757
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Upper Level Sq Ft: 0
  • Rooms Basement: 5

Exterior Features

  • Construction Materials: Cement Siding
  • Foundation Details: Block
  • List Price: 1250000
  • Patio And Porch Features: Covered Porch
  • View: Lake
  • View Y N: Yes
  • Waterfront Features: Boat Slip, Dock, Lake Privileges, Lake Front, Marina, Seawall, Water Access, Water View, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached
  • Garage Sq Ft: 724

Utilities

  • Heating: Heat Pump
  • Water Source: Private Well
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Basketball Court, Beach Access, Boating, Clubhouse, Game Court Exterior, Maintenance Grounds, Management, Marina, Park, Pickleball Court(s), Picnic Area, Playground, Pool, Powered Boats Allowed, Tennis Court(s), Maintenance, Trail(s)
  • Association Fee: 271
  • Association Fee Frequency: Annually
  • Association YN: Yes
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Clubhouse, Maintenance, Nature Area, ParkPlayground, Pickleball Court, Tennis Court(s), Walking Trails

Schools

  • Middle Or Junior School: North Putnam Middle School

Lot Info

  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 8799
  • Parcel Number: 670623204017000004
  • Acres: <1/4 Acre
  • Price Acre: 5250000

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 2730
  • Tax Lot: 196
  • Semi Annual Property Tax Amt: 1365

MLS Schools

  • High School: North Putnam Sr High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 27, 2025
Closed on
Jun 26, 2025
Sold by
James Lee Draper Revocable Living Trust and Draper Donna Kay
Bought by
Gabriel D Hostalet Revocable Trust and Hostalet
Seller's Agent
Courtney Query
The Stewart Home Group
Buyer's Agent
Christopher Harcourt
RE/MAX Cornerstone
List Price
$1,300,000
Sold Price
$1,050,000
Premium/Discount to List
-$250,000
-19.23%
Views
203

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
88.96%
Original Mortgage
$840,000
Outstanding Balance
$836,988
Interest Rate
2.75%
Mortgage Type
New Conventional
Estimated Equity
$355,529

Purchase Details

Listed on
Mar 8, 2015
Closed on
Apr 16, 2015
Sold by
Charrlin David E & Rona S Trus
Bought by
James Lee Draper Revocable Tru
Seller's Agent
Lisa Meulbroek
Liberty Real Estate, LLC.
Buyer's Agent
Darrel Brouhard
Brouhard, REALTORS
List Price
$529,000
Sold Price
$511,000
Premium/Discount to List
-$18,000
-3.4%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.32%

Purchase Details

Closed on
Jul 2, 2013
Sold by
David E Charrlin Living Trust
Bought by
Charrlin David E and The David E Charrlin & Rona S Charrlin L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
3.91%
Mortgage Type
Unknown

Purchase Details

Closed on
Jan 2, 2008
Sold by
Bray William L
Bought by
David E Charrlin Living Trust

Purchase Details

Closed on
Mar 25, 2005
Sold by
Clemens Thomas A
Bought by
Bray William L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,000
Interest Rate
5.64%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Mvp National Title
Deed $511,000 --
Interfamily Deed Transfer -- Royal Title Services
Warranty Deed -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $840,000 New Conventional
Previous Owner $88,000 Unknown
Previous Owner $82,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/26/2025 06/26/25 Sold $1,050,000 -16.0% $311 / Sq Ft
05/25/2025 05/25/25 Pending -- -- --
05/19/2025 05/19/25 Price Changed $1,250,000 -3.8% $370 / Sq Ft
02/27/2025 02/27/25 For Sale $1,300,000 +154.4% $385 / Sq Ft
04/16/2015 04/16/15 Sold $511,000 -3.4% $318 / Sq Ft
03/08/2015 03/08/15 For Sale $529,000 -- $330 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,339 $448,400 $120,400 $328,000
2023 $2,729 $392,600 $104,700 $287,900
2022 $3,074 $395,800 $104,700 $291,100
2021 $2,581 $366,600 $104,700 $261,900
2020 $2,886 $369,500 $104,700 $264,800
2019 $2,763 $370,200 $104,700 $265,500
2018 $2,190 $371,900 $104,700 $267,200
2017 $2,054 $366,800 $104,700 $262,100
2016 $1,922 $360,400 $64,700 $295,700
2014 $1,629 $346,400 $64,700 $281,700
2013 $1,629 $346,400 $64,700 $281,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22024130

MIBOR Broker Listing Cooperative®

APN: 67-06-23-204-017.000-004