NOT LISTED FOR SALE

1960 Ruby Ln Fairfield, IA 52556

Estimated Value: $467,000 - $682,000

5 Beds
2.5 Baths
2,538 Sq Ft
$225/Sq Ft Est. Value

Last Sold December 13, 2021

Last sale price $480,000 $189 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $3,851/month

127 Days on Market

Highlights

  • Radiant Floor
  • 2 Car Detached Garage
  • Central Air
  • Home Office
  • Living Room
  • Dining Room

About This Home

As of December 2021

This tucked away Custom-Built Vastu home features timber frame construction & has over 3800 sq ft of living space. Adjacent only to NCV Greenspace as well as the loop trail & easy access to MUM, this home boasts the term "location, location, location". You will be immediately drawn to the 9' wood ceilings, ceramic tile flooring, & natural light throughout the main level living area. The Designer Kitchen has Granite counters, solid wood cabinetry, & stainless gas stove. An open floor plan w/adjacent Living Room, Dining area w/deck access, office, mudroom area & Meditation Room. You will appreciate the energy efficiency w/the in-floor radiant heat on all 3 levels & central air. Upper level w/three bedrooms plus large bath w/tiled shower & soaking tub. Lower garden level has an in-home as well as a private entrance & includes a Family Room, 2 add'l bedrooms, full bath, laundry & plenty of storage & built-ins on each level. Solar panels, two-car detached garage & more!

Last Agent to Sell the Property

Tammy Dunbar

Fairfield Real Estate Listed on: 06/22/2021

Fairfield Real Estate

Co-Listed By

Karen Hewitt

LIV Real Estate & Property Management

Last Buyer's Agent

Joanne Terrien

Village Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,104

Year Built

  • Built in 2005

Lot Details

  • 9,583 Sq Ft Lot
  • Street terminates at a dead end
  • Property is zoned Residential-Multi-Family

HOA Fees

  • $42 Monthly HOA Fees

Home Design

  • Poured Concrete
  • Asphalt Shingled Roof
  • Cement Board or Planked

Interior Spaces

  • 2,538 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Radiant Floor
  • Finished Basement
  • Walk-Out Basement

Bedrooms and Bathrooms

  • 5 Bedrooms

Parking

  • 2 Car Detached Garage
  • Gravel Driveway

Utilities

  • Central Air

Community Details

  • Association fees include snow removal
  • Association Phone (641) 472-2353
  • Property managed by North Campus Village

Listing and Financial Details

  • Homestead Exemption

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,104

Year Built

Built in 2005

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Property Sub Type: Single Family
  • Accessible: None
  • Construction Status: Previously Owned
  • Copyright Remarks: Yes
  • Legal Description: MUM NCV SUB PHASE 3 LT 1 BLK 1
  • Municipality: Fairfield
  • Year Built: 2005
  • OFFICELIST_ADDRESS: 1960 Ruby Lane
  • Distribute To Internet: Yes
  • Listing Entry Date Time: 2021-06-23
  • List Office I D: 708
  • Sales Office I D: 735
  • Selling Agent: 2188
  • Share Listings With: CoreLogic Listing License, Realtor.com, Homes.com, Broker Reciprocity, RPR Listing License
  • Street Designation: Lane
  • Building Style: 2 Story
  • Bedroom 1 Level: Upper
  • Special Features: None
  • Stories: 2

Interior Features

  • Common Walls: No
  • Bedrooms: 5
  • Bedroom 1: (1st) Bedroom
  • Bedroom 2: (2nd) Bedroom
  • Bedroom 3: (3rd) Bedroom
  • Bedroom 4: (4th) Bedroom
  • Bathroom Description: Main Floor 1/2 Bath, Upper Level Full Bath, Full Basement
  • Total Bathrooms: 3
  • Basement: Walkout, Finished (Livable), Poured Concrete
  • Half Bathrooms: 1
  • Dining Room: Dining Room
  • Family Room: Family Room
  • Kitchen: Kitchen
  • Kitchen Level: Main
  • Living Room: Living Room
  • Room 1: Fifth (5th) Bedroom
  • Room 2: Other
  • Room 3: Office
  • Main Floor Sq Ft: 1529
  • Price Per S Q F T: 189.13
  • Above Grade Finished Sq Ft: 2538
  • Below Grade Finished Sq Ft: 1300
  • Below Grade Total Sq Ft: 1530
  • Fireplace: No
  • Room Types: Dining Room, Extra Room 1, Extra Room 2, Extra Room 3, Extra Room 4, Extra Room 5, Extra Room 6, Family Room, Bedroom 1, Bedroom 4, Kitchen, Living Room, Bedroom 2, Bedroom 3
  • Bedroom 2 Level: Upper
  • Bedroom 3 Level: Upper
  • Bedroom 4 Level: Lower
  • Dining Room Level: Main
  • Extra Room1 Level: Lower
  • Extra Room2 Level: Main
  • Extra Room3 Level: Main
  • Family Room Level: Lower
  • Living Room Level: Main

Exterior Features

  • Waterfront Present: No
  • Construction Status: No
  • Exterior: Cement Board
  • Foundation Size: 1530
  • Road Frontage: No Outlet/Dead End
  • Roof: Asphalt Shingles

Garage/Parking

  • Description: Detached Garage, Driveway - Gravel
  • Fuel: Electric, Solar
  • Garage Sq Ft: 576

Utilities

  • Air Conditioner: Central
  • Garage Stalls: 2
  • Heating: Radiant
  • Sewer: City Sewer/Connected
  • Water: City Water/Connected
  • Electric: Circuit Breakers

Association/Amenities

  • Complex/Development/Subdivision: Mum Ncv Sub

Condo/Co-op/Association

  • HOA Fee Includes: Snow Removal, Other
  • Association Fee YN: Yes
  • Association Fee: 500
  • Management Company: North Campus Village
  • Association Management Company Phone Number: 641-472-2353
  • Association Fee Frequency: Annually

Fee Information

  • Tax Class: SINGLE FAMILY

Schools

  • School District Number: 2169
  • School District Phone: 641-472-2655

Lot Info

  • New Develop: No
  • Acres: 0.22
  • Assessment Pending: No
  • Homestead Description: Owner
  • Lot Dimensions: .22 acres m/l
  • Lot Size Sq Ft: 9583
  • Lot Size Units: Acres

Green Features

  • Certification: No

Rental Info

  • Availability: Unavailable
  • Rental License: No

Tax Info

  • Tax With Assessments: 8104
  • Tax Year: 2020
  • Gross Taxes: 8104

MLS Schools

  • School District: 2169 - Fairfield
  • School District Name: Fairfield

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 22, 2021
Closed on
Dec 10, 2021
Sold by
Jarmosco Darryl J and Jarmosco Juliet
Bought by
Seranduc Kathryn
Seller's Agent
Tammy Dunbar
Fairfield Real Estate
Buyer's Agent
Joanne Terrien
Village Realty
List Price
$550,000
Sold Price
$480,000
Premium/Discount to List
-$70,000
-12.73%
Current Estimated Value
$569,834

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$89,834
Avg. Annual Appreciation
4.34%
Original Mortgage
$300,000
Outstanding Balance
$276,032
Interest Rate
3.14%
Mortgage Type
New Conventional
Estimated Equity
$293,802

Purchase Details

Listed on
Jan 2, 2016
Closed on
Jul 14, 2016
Sold by
Noble Paul D and Noble Michelle A
Bought by
Jarmosco Darryl J and Jarmosco Juliet
Seller's Agent
Loren Town
Fairfield Real Estate
Buyer's Agent
Loren Town
Fairfield Real Estate
List Price
$439,000
Sold Price
$379,000
Premium/Discount to List
-$60,000
-13.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.47%
Original Mortgage
$303,200
Interest Rate
3.56%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Seranduc Kathryn $480,000 None Listed On Document
Jarmosco Darryl J $379,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Seranduc Kathryn $300,000
Previous Owner Jarmosco Darryl J $303,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/13/2021 12/13/21 Sold $480,000 -3.4% $189 / Sq Ft
10/27/2021 10/27/21 Pending -- -- --
07/27/2021 07/27/21 Price Changed $497,000 -4.2% $196 / Sq Ft
07/14/2021 07/14/21 Price Changed $519,000 -5.6% $204 / Sq Ft
06/22/2021 06/22/21 For Sale $550,000 +45.1% $217 / Sq Ft
07/21/2016 07/21/16 Sold $379,000 -13.7% $149 / Sq Ft View Prior Sale
05/12/2016 05/12/16 Pending -- -- --
01/02/2016 01/02/16 For Sale $439,000 -- $173 / Sq Ft
Source: NoCoast MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,890 $610,800 $45,500 $565,300
2024 $9,890 $512,400 $45,500 $466,900
2023 $8,356 $512,400 $45,500 $466,900
2022 $7,940 $403,400 $45,500 $357,900
2021 $7,940 $400,800 $45,500 $355,300
2020 $8,010 $390,600 $45,500 $345,100
2019 $9,230 $416,800 $0 $0
2018 $8,846 $416,800 $0 $0
2017 $8,846 $380,900 $0 $0
2016 $8,374 $380,900 $0 $0
2015 $7,378 $325,500 $0 $0
2014 $7,364 $325,500 $0 $0
2013 $7,378 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NoCoast MLS

MLS Number: NOC6013689

NoCoast MLS

APN: 06-24-136-001