NOT LISTED FOR SALE

1961 Armor Dr Finksburg, MD 21048

Estimated Value: $944,000 - $1,061,124

5 Beds
5.5 Baths
5,786 Sq Ft
$172/Sq Ft Est. Value

Last Sold July 15, 2024

Last sale price $950,000 $164 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $5,992/month

50 Days on Market

Highlights

  • Eat-In Gourmet Kitchen
  • Scenic Views
  • Private Lot
  • Sandymount Elementary School Rated A-
  • 4.95 Acre Lot
  • Pond

About This Home

As of July 2024

Welcome home to halcyon! The approach from the base of the driveway opens up to reveal a stunning vista - a statuesque custom-built Victorian, replete with inviting wrap-around front porch and gorgeous Victorian detailing - perfectly poised in the center of a serene nearly 5-acre lot and overlooking its own pond! The interior offers high ceilings, gleaming hardwood floors, abundant natural light and generously-sized living spaces. The heart of the home is a cleverly-designed space that unites the large gourmet kitchen, breakfast area and appealing family room to create a large, open gathering place for family and friends, featuring desirable appointments like a wine fridge and small wet bar to enhance your entertaining! The sprawling upper level boasts a primary owners' suite with dressing room and luxury spa bath, 2 well-proportioned bedrooms and a fabulous bonus room that will accommodate any use you desire. The recently finished lower level is remarkable - with custom fabricated reclaimed wood accents, a Gramophone sound system, media area, billiard area, impressive fully appointed wet bar plus full bath and 5th bedroom, you won't be able to wait to hang out here! If al fresco entertaining is more your style, you will want to spend all of your time on the lighted rear stone terrace hosting summer bbqs listening to your favorite music via the exterior speaker system or reclining at the recessed fire pit, soothed by the calming sounds of the built-in waterfall feature and surrounding nature. You deserve to truly love where you live!

Last Agent to Sell the Property

Jason Perlow

Monument Sotheby's International Realty Listed on: 04/12/2024

Co-Listed By

Cliff Perlow

Monument Sotheby's International Realty License #670139

Last Buyer's Agent

Dawn Kane

Redfin Corp License #674957

Redfin Corp

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,583

Year Built

  • Built in 2004

Lot Details

  • 4.95 Acre Lot
  • Extensive Hardscape
  • Private Lot

Parking

  • 3 Car Attached Garage
  • 6 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener

Property Views

  • Pond
  • Scenic Vista

Home Design

  • Victorian Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Wet Bar
  • Central Vacuum
  • Sound System
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • Ceiling Fan
  • Recessed Lighting
  • Heatilator
  • Stone Fireplace
  • Fireplace Mantel
  • Gas Fireplace
  • Window Treatments
  • Stained Glass
  • Transom Windows
  • Wood Frame Window
  • Window Screens
  • French Doors
  • Sliding Doors
  • Mud Room
  • Entrance Foyer
  • Family Room Off Kitchen
  • Formal Dining Room
  • Den
  • Recreation Room
  • Bonus Room
  • Game Room
  • Storage Room
  • Attic

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Built-In Oven
  • Gas Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Front Loading Dryer
  • Front Loading Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Interior Basement Entry
  • Basement with some natural light

Outdoor Features

  • Pond
  • Patio
  • Playground
  • Wrap Around Porch

Schools

  • Sandymount Elementary School
  • Shiloh Middle School
  • Westminster High School

Utilities

  • 90% Forced Air Zoned Heating and Cooling System
  • Ductless Heating Or Cooling System
  • Heat Pump System
  • Back Up Electric Heat Pump System
  • Vented Exhaust Fan
  • Geothermal Heating and Cooling
  • Water Treatment System
  • Water Dispenser
  • Well
  • Tankless Water Heater
  • Propane Water Heater
  • Water Conditioner is Owned
  • Water Conditioner
  • On Site Septic
  • Septic Tank

Community Details

  • No Home Owners Association
  • Castles Rising Subdivision

Listing and Financial Details

  • Tax Lot 12
  • Assessor Parcel Number 0704061411

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,583

Year Built

Built in 2004

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Victorian
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome home to halcyon! The approach from the base of the driveway opens up to reveal a stunning vista - a statuesque custom-built Victorian, replete with inviting wrap-around front porch and gorgeous Victorian detailing - perfectly poised in the center of a serene nearly 5-acre lot and overlooking its own pond! The interior offers high ceilings, gleaming hardwood floors, abundant natural light and generously-sized living spaces. The heart of the home is a cleverly-designed space that unites the large gourmet kitchen, breakfast area and appealing family room to create a large, open gathering place for family and friends, featuring desirable appointments like a wine fridge and small wet bar to enhance your entertaining! The sprawling upper level boasts a primary owners' suite with dressing room and luxury spa bath, 2 well-proportioned bedrooms and a fabulous bonus room that will accommodate any use you desire. The recently finished lower level is remarkable - with custom fabricated reclaimed wood accents, a Gramophone sound system, media area, billiard area, impressive fully appointed wet bar plus full bath and 5th bedroom, you won't be able to wait to hang out here! If al fresco entertaining is more your style, you will want to spend all of your time on the lighted rear stone terrace hosting summer bbqs listening to your favorite music via the exterior speaker system or reclining at the recessed fire pit, soothed by the calming sounds of the built-in waterfall feature and surrounding nature. You deserve to truly love where you live!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Stainless Steel Appliances, Disposal, Oven - Wall, Oven/Range - Gas, Refrigerator, Icemaker, Water Dispenser, Dishwasher, Built-In Microwave, Central Vacuum, Washer - Front Loading, Dryer - Front Loading, Exhaust Fan, Water Conditioner - Owned, Water Heater - Tankless
  • Interior Amenities: Attic, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Sound System, Stain/Lead Glass, Stall Shower, Tub Shower, Upgraded Countertops, Wainscotting, Walk-In Closet(s), Water Treat System, Wet/Dry Bar, Whirlpool/Hottub, Window Treatments, Wood Floors
  • Window Features: Screens, Transom, Wood Frame
  • Fireplace Features: Gas/Propane, Stone, Mantel(s), Heatilator
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass, French
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Family Room, Foyer, Study, Laundry, Mud Room, Recreation Room, Storage Room, Bathroom 2, Bathroom 3, Bonus Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Walkout Stairs, Interior Access, Daylight, Partial
  • Laundry Type: Has Laundry, Upper Floor
  • Total Sq Ft: 6107
  • Living Area Sq Ft: 5786
  • Price Per Sq Ft: 225.10
  • Above Grade Finished Sq Ft: 4442
  • Below Grade Finished Sq Ft: 1344
  • Below Grade Sq Ft: 321
  • Total Below Grade Sq Ft: 1665
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1961

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 3
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Extensive Hardscape, Play Area
  • Roof: Architectural Shingle
  • View: Scenic Vista, Pond
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Side Entry, Garage Door Opener
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 9
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Geothermal, Central A/C, Ductless/Mini-Split, Heat Pump(s), Zoned
  • Heating Fuel: Geo-Thermal, Electric
  • Heating Type: 90% Forced Air, Heat Pump - Electric Backup, Zoned
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Septic Exists, On Site Septic
  • Water Source: Well, Conditioner

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: SANDYMOUNT
  • Middle School: SHILOH
  • High School: WESTMINSTER
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139051837
  • School District Source: 3rd Party
  • Elementary School: SANDYMOUNT
  • High School: WESTMINSTER
  • Middle Or Junior School: SHILOH

Lot Info

  • Land Use Code: R
  • Lot Features: Pond, Private
  • Lot Size Acres: 4.95
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 215622.00
  • Outdoor Living Structures: Porch(es), Wrap Around, Patio(s)
  • Year Assessed: 2024
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6583.00
  • Assessor Parcel Number: 0704061411
  • Tax Lot: 12
  • Tax Total Finished Sq Ft: 4442
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024
  • Close Date: 07/15/2024

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 12, 2024
Closed on
Jul 15, 2024
Sold by
Foreman Jacqueline
Bought by
Kim Kyung and Kim Sung
Seller's Agent
Jason Perlow
Monument Sotheby's International Realty
Buyer's Agent
Dawn Kane
Redfin Corp
List Price
$1,149,900
Sold Price
$950,000
Premium/Discount to List
-$199,900
-17.38%
Views
245
Current Estimated Value
$997,531

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$47,531
Avg. Annual Appreciation
5.55%
Original Mortgage
$712,500
Outstanding Balance
$707,109
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$301,605

Purchase Details

Closed on
Jun 27, 2001
Sold by
Maring Richard J
Bought by
Foreman Bryan and Foreman Jacqueline
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kim Kyung $950,000 Endeavor Title
Foreman Bryan $95,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kim Kyung $712,500
Previous Owner Foreman Bryan $174,500
Previous Owner Foreman Bryan $205,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2024 07/15/24 Sold $950,000 -5.0% $164 / Sq Ft
06/01/2024 06/01/24 Pending -- -- --
05/05/2024 05/05/24 Price Changed $999,900 -13.0% $173 / Sq Ft
04/12/2024 04/12/24 For Sale $1,149,900 -- $199 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,687 $663,900 $189,700 $474,200
2024 $6,687 $620,567 $0 $0
2023 $6,523 $577,233 $0 $0
2022 $6,039 $533,900 $179,700 $354,200
2021 $12,249 $531,367 $0 $0
2020 $6,036 $528,833 $0 $0
2019 $6,007 $526,300 $179,700 $346,600
2018 $5,954 $526,300 $179,700 $346,600
2017 $5,954 $526,300 $0 $0
2016 -- $533,000 $0 $0
2015 -- $533,000 $0 $0
2014 -- $533,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR2019668

Bright MLS

APN: 04-061411