$255,000
SOLD OCT 10, 2025

197 12th St Howard Lake, MN 55349

3 Beds
2 Baths
1,303 Sq Ft
0.33 Acres

Recently Sold

$196 Per Sq Ft

11 Days on Market

Highlights

  • Vaulted Ceiling
  • No HOA
  • 2 Car Attached Garage
  • 1 Fireplace
  • Front Porch
  • 1-minute walk to Dutch Lake Park

About This Home

As of October 2025

Charming rambler with endless potential! Step inside this delightful three-bedroom rambler where comfort meets functionality all on the main level. Featuring a spacious open-concept living, dining, and kitchen area with vaulted ceilings creates an inviting space for gatherings or a quiet, cozy evenings at home by the fireplace. The primary bedroom offers the convenience of a three-quarter bath unsuite, while a full basement is ready for your finishing touches -- imagine a future fourth bedroom, a generous family room, ample storage, thirteen course ceiling, a rough-in bath. Plus, enjoy the privacy of your own backyard, a city park across the street and the convenience of a double attached garage. This home is full of possibllities-- come see it for yourself. Professional photos will be uploaded on September 11th.

Last Agent to Sell the Property

JoLynn Cafferty

Lakes Area Realty Listed on: 09/06/2025

Lakes Area Realty

Last Buyer's Agent

Jeffrey Thompson

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,138

Year Built

  • Built in 1970

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 120x170

Parking

  • 2 Car Attached Garage

Interior Spaces

  • 1,303 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • 1 Fireplace
  • Living Room
  • Combination Kitchen and Dining Room

Kitchen

  • Range
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Drainage System
  • Sump Pump
  • Drain
  • Block Basement Construction
  • Natural lighting in basement

Outdoor Features

  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 109500034200

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,138

Year Built

Built in 1970

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 1970
  • Above Grade Finished Sq Ft: 1303
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Drain Tiled, Drainage System, Full, Sump Basket, Sump Pump, Unfinished
  • Appliances: Disposal, Electric Water Heater, Range, Refrigerator
  • Living Area: 1303
  • Fireplace: Yes
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • PoolFeatures: None
  • Fencing: None
  • ConstructionMaterialsDesc: Frame
  • PatioPorchType: Front Porch

Garage/Parking

  • Parking Features: Attached Garage, Asphalt

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Howard Lake-Waverly-Winsted
  • SchoolDistrictPhone: 320-543-3521

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 120x170
  • Lot Size Sq Ft: 14374.8
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Fiber Board

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 109500034200
  • Tax Annual Amount: 3138
  • TaxWithAssessments: 3138.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 6, 2025
Closed on
Oct 10, 2025
Sold by
Andres Renee L
Bought by
Rolfzen Elizabeth and Rolfzen Kody
Seller's Agent
JoLynn Cafferty
Lakes Area Realty
Buyer's Agent
Jeffrey Thompson
Coldwell Banker Realty
List Price
$255,000
Sold Price
$255,000
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.16%
Original Mortgage
$247,350
Outstanding Balance
$247,350
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$8,923

Purchase Details

Closed on
Aug 27, 2003
Sold by
Glessing Omar E and Glessing Verna R
Bought by
Andres Renee L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $255,000 Burnet Title
Warranty Deed $32,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $247,350 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/10/2025 10/10/25 Sold $255,000 0.0% $196 / Sq Ft
09/22/2025 09/22/25 Pending -- -- --
09/11/2025 09/11/25 For Sale $255,000 -- $196 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,458 $248,900 $55,700 $193,200
2024 $3,138 $242,700 $57,800 $184,900
2023 $2,914 $237,100 $49,800 $187,300
2022 $2,612 $213,400 $46,100 $167,300
2021 $2,608 $167,000 $25,400 $141,600
2020 $2,500 $158,600 $25,700 $132,900
2019 $2,310 $151,300 $0 $0
2018 $2,136 $140,000 $0 $0
2017 $2,102 $133,900 $0 $0
2016 $1,986 $0 $0 $0
2015 $1,486 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6785244

NorthstarMLS

APN: 109-500-034200