NOT LISTED FOR SALE

197 Cardinal Ln White Stone, VA 22578

Estimated Value: $675,000 - $754,000

3 Beds
2 Baths
1,712 Sq Ft
$424/Sq Ft Est. Value

Last Sold March 08, 2024

Last sale price $705,000 $412 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,971/month

90 Days on Market

Highlights

  • Pier or Dock
  • Deck
  • Cathedral Ceiling
  • River View
  • Ranch Style House
  • Wood Flooring

About This Home

As of March 2024

Fabulous Location to towns & the Chesapeake Bay! Located on Tabbs Creek, on a protected cove, yet minutes to the open Fleets/Chesapeake Bay. Great boating, fishing, dolphin watching, beaches, & water fun are just minutes away! Awesome Pier with 2 Jet Ski Lifts, a Boat Lift, & a Large boat slip, was once home to a 40' Fishing Boat. Great exterior with New Composite Deck, outdoor shower, Fish cleaning table, waterfront Patio, two detached sheds newly painted, one attached shed, & lovely landscaping with two raised garden beds. Wonderful ranch-style home with a NEW Roof & NEW vinyl cedar-shake siding. One-floor Living with an open-designed floor plan having a Living/Dining combination with a vaulted/beam ceiling, wood-burning fireplace, built-in cabinets/shelves, & lots of glass including a sliding glass door to the waterside deck. The primary bedroom has fabulous water views on two sides with oversized windows. The second bedroom is so large it fits two queen-sized beds comfortably. The third room is an office but could be a great guest bedroom area for overflow. High-Speed Internet! This easy waterfront living is perfect for a primary or a secondary home as it provides an easy-to-maintained home and yard which allows more time for playing on the BAY or a quick run into town for small community fun & dining.

Last Agent to Sell the Property

David Dew

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 Listed on: 10/18/2023

Last Buyer's Agent

Pat Willett

Isabell K. Horsley R. E., Ltd. License #0225046532

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,424

Year Built

  • Built in 1985

Lot Details

  • 0.56 Acre Lot
  • River Front
  • Zoning described as R1

Home Design

  • Ranch Style House
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,712 Sq Ft Home
  • Sheet Rock Walls or Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Treatments
  • Living Room with Fireplace
  • Dining Area
  • River Views
  • Crawl Space

Kitchen

  • Range with Range Hood
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Carport
  • Stone Driveway
  • Open Parking

Outdoor Features

  • Deck
  • Patio
  • Shed

Utilities

  • Cooling Available
  • Heat Pump System
  • Tankless Water Heater
  • Septic Tank

Listing and Financial Details

  • Property is used as a vacation rental
  • Assessor Parcel Number 35 53J

Community Details

Overview

  • No Home Owners Association

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,424

Year Built

Built in 1985

Lot Details

0.56 Acres

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.56
  • Road Surface Type: Paved
  • Water Body Name: Chesapeake Bay
  • Subdivision Name: None
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Unit Levels: One
  • Year Built: 1985
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Appliances: Tankless Water Heater, Dishwasher, Dryer, Range, Range Hood, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Living Room, Other
  • Fireplace: Yes
  • Flooring: Hardwood, Tile, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Fireplace, Other
  • Living Area: 1712
  • Main Level Bedrooms: 3
  • Window Features: Window Treatments
  • Room Bedroom2 Level: Main
  • Dining Room Features: Dining Area, Living Room Combo
  • Room Bedroom3 Level: Main

Exterior Features

  • Lot Features: .5-.9 acre
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: Pier/Dock, River/Creek Front
  • Waterfront: Yes
  • Construction Type: Vinyl Siding, Other, Sheetrock Walls
  • Exterior Features: Other
  • Other Structures: Shed(s), Other
  • Patio And Porch Features: Deck, Patio
  • Roof: Age 0-9 yrs, Composition

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: Carport, Stone Driveway

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Ceiling Fan(s), Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Community

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 24393.6
  • Zoning Description: R1
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Lease Term: Vacation Rental

Tax Info

  • Tax Annual Amount: 2424.24
  • Tax Book Number: 440/231
  • Tax Map Number: 35 53J

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 18, 2023
Closed on
Feb 26, 2024
Sold by
Webb Raymond C
Bought by
Rasnick Jeremy R and Rasnick Debra H
Seller's Agent
David Dew
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Pat Willett
Isabell K. Horsley R. E., Ltd.
List Price
$725,000
Sold Price
$705,000
Premium/Discount to List
-$20,000
-2.76%
Views
213
Current Estimated Value
$725,733

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,733
Avg. Annual Appreciation
1.51%
Original Mortgage
$493,500
Outstanding Balance
$480,810
Interest Rate
5.13%
Mortgage Type
New Conventional
Estimated Equity
$244,923

Purchase Details

Closed on
Nov 27, 2023
Sold by
Webb Raymond Carroll
Bought by
Webb Raymond Carroll

Purchase Details

Closed on
Feb 22, 2022
Sold by
Webb Jr Raymond C and Webb Melinda G
Bought by
Webb Raymond C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
3.5%
Mortgage Type
New Conventional
Source: Public Records
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Purchase History

Date Buyer Sale Price Title Company
Rasnick Jeremy R $705,000 Lawyers Title
Webb Raymond Carroll -- None Listed On Document
Webb Raymond C -- River Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rasnick Jeremy R $493,500
Previous Owner Webb Raymond C $250,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/17/2024 03/17/24 Off Market $725,000 -- --
03/08/2024 03/08/24 Sold $705,000 -2.8% $412 / Sq Ft
10/18/2023 10/18/23 For Sale $725,000 -- $423 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,928 $532,300 $190,000 $342,300
2024 $2,928 $532,300 $190,000 $342,300
2023 $2,424 $384,800 $180,000 $204,800
2022 $2,424 $384,800 $180,000 $204,800
2021 $2,424 $384,800 $180,000 $204,800
2020 $2,424 $384,800 $180,000 $204,800
2019 $2,424 $384,800 $180,000 $204,800
2018 $2,344 $397,300 $184,000 $213,300
2017 $2,344 $397,300 $184,000 $213,300
2016 -- $388,100 $184,000 $204,100
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 115403

APN: 35-53J

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