NOT LISTED FOR SALE

197 W River Rock Rd Belgrade, MT 59714

Estimated Value: $485,000 - $528,000

3 Beds
2 Baths
1,292 Sq Ft
$388/Sq Ft Est. Value

Last Sold June 29, 2021

Current estimated payment $2,845/month

5 Days on Market

Highlights

  • Deck
  • Vaulted Ceiling
  • 2 Car Attached Garage
  • Ridge View Elementary School Rated A-
  • Porch
  • Forced Air Heating System

About This Home

As of June 2021

Remarks: River Rock charmer is move-in ready for new owners with freshly painted front porch and entry to welcome you to your new Montana home. Main level living with 3 bedrooms, 2 full baths, open-concept kitchen-dining-great room. Double-car garage has trap door to huge storage area that is almost high enough to walk. Separate Laundry room. Cathedral ceiling in family room with new fan/light fixture. Kitchen has gas range, new refrigerator purchased in 2020 and new kitchen faucet. Kitchen looks onto the backyard with deck and fully-fenced yard with a fire pit where you will enjoy barbecues and those wonderful Montana summer evenings. Sellers have just finished the brand-new laminate flooring throughout bedrooms, hallway and family room. Walking distance to the neighborhood lake where you can actually swim or float away your cares on an air mattress, or try your luck with a fishing pole. Dog-friendly areas for your 4-legged friend and walking trails, too. Must see! Call Michele Churchill at 406-599-1919, or your real estate professional.

Last Agent to Sell the Property

Michele Churchill

eXp Realty LLC - Missoula License #RRE-RBS-LIC-53494 Listed on: 05/26/2021

eXp Realty LLC - Missoula

Co-Listed By

Ed Churchill

eXp Realty LLC - Missoula License #RRE-RBS-LIC-31182

Last Buyer's Agent

Not Member

the MLS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,295

Year Built

  • Built in 2000

Lot Details

  • 8,276 Sq Ft Lot
  • Partially Fenced Property
  • Wood Fence
  • Few Trees
  • Zoning described as Medium Density

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Poured Concrete

Interior Spaces

  • 1,292 Sq Ft Home
  • Property has 1 Level
  • Vaulted Ceiling
  • Window Treatments
  • Basement
  • Crawl Space

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 06090303310190000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,295

Year Built

Built in 2000

Lot Details

0

HOA Fees

$35 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 2000
  • Directions: From Amsterdam Rd, Cross Thorpe. Turn rt on West Shore Dr, Left on W. River Rock.
  • Listing I D: 22107675
  • Lot Size Acres: 0.19
  • Lot Size: 0.19
  • Co List Office Mls Id: 545050592
  • Co List Office Phone: 406-697-3282
  • Garage Yn: Yes
  • Unit Levels: One
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Basement: Crawl Space
  • Interior Amenities: Master Downstairs, Vaulted Ceiling(s)
  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Range, Refrigerator, Washer
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1292.0
  • Window Features: Window Treatments

Exterior Features

  • Fencing: Fenced, Partial, Wood
  • Lot Features: Few Trees
  • View: Residential
  • Waterfront Features: None
  • Waterfront: No
  • Foundation Details: Poured
  • Patio And Porch Features: Deck, Porch

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener, Paved

Utilities

  • Heating: Forced Air, Natural Gas
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 106.48
  • Association Fee Frequency: Quarterly
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 8276.4
  • Parcel #: 06090303310190000
  • Zoning Description: Medium Density
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 2294.87

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 26, 2021
Closed on
Jun 18, 2021
Sold by
Eberhardt Matthew Thomas and Eberhardt Katelynn M
Bought by
Rasmussen Bren and Rasmussen Robin
Seller's Agent
Michele Churchill
eXp Realty LLC - Missoula
Buyer's Agent
Not Member
the MLS
List Price
$445,000
Current Estimated Value
$501,323

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.39%
Original Mortgage
$412,250
Outstanding Balance
$374,863
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$126,460

Purchase Details

Closed on
Jan 4, 2021
Sold by
Eberhardt Matthew Thomas and Eberhardt Katelynn M
Bought by
Eberhardt Matthew Thomas and Eberhardt Katelynn M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$215,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 20, 2017
Closed on
Mar 2, 2017
Sold by
Gilman Craig and Gilman Alicia
Bought by
Eberhardt Matthew Thomas and Churchill Katelynn M
Seller's Agent
Arison Antonucci-Burns
Aspire Realty
Buyer's Agent
Non Member
Non-Member Office
List Price
$234,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.23%
Original Mortgage
$223,155
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 1, 2014
Closed on
Oct 20, 2014
Sold by
Jochim Eric R and Jochim Cassandra M
Bought by
Gilman Craig and Gilman Alicia
Seller's Agent
Debra Jamieson
Bozeman Brokers
List Price
$185,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.65%
Original Mortgage
$181,649
Interest Rate
4.1%
Mortgage Type
FHA

Purchase Details

Listed on
Jan 11, 2013
Closed on
Mar 29, 2013
Sold by
Jochim Eric R
Bought by
Jochim Eric R and Jochim Cassandra M
Seller's Agent
Denise Andres
Berkshire Hathaway - Bozeman
List Price
$149,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.28%
Original Mortgage
$156,122
Interest Rate
3.34%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 11, 2013
Closed on
Feb 28, 2013
Sold by
Fannie Mae
Bought by
Jochim Eric R
Seller's Agent
Denise Andres
Berkshire Hathaway - Bozeman
List Price
$149,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,122
Interest Rate
3.34%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 5, 2012
Sold by
Moyer Robert A and Moyer Tracy L
Bought by
Green Tree Servicing Llc

Purchase Details

Closed on
Oct 27, 2008
Sold by
Moyer Tracy L
Bought by
Moyer Robert A

Purchase Details

Closed on
Sep 25, 2007
Sold by
Jurenka Darcie Jo
Bought by
Moyer Robert A and Moyer Tracy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Interest Rate
6.57%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 4, 2005
Sold by
Guy Byron S and Guy Jan M
Bought by
Jurenka Darcie Jo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,200
Interest Rate
7.65%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rasmussen Bren -- First American Title Company
Eberhardt Matthew Thomas -- First American Title Co
Eberhardt Matthew Thomas -- First American Title Company
Gilman Craig -- First American Title Company
Jochim Eric R -- None Available
Jochim Eric R -- Fatco
Green Tree Servicing Llc $197,895 Title Financial Specially Se
Moyer Robert A -- None Available
Moyer Robert A -- American Land Title Company
Jurenka Darcie Jo -- American Land Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rasmussen Bren $412,250
Previous Owner Eberhardt Matthew Thomas $215,000
Previous Owner Eberhardt Matthew Thomas $223,155
Previous Owner Gilman Craig $181,649
Previous Owner Jochim Eric R $156,122
Previous Owner Moyer Robert A $195,000
Previous Owner Jurenka Darcie Jo $131,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/29/2021 06/29/21 Sold -- -- --
05/31/2021 05/31/21 Pending -- -- --
05/26/2021 05/26/21 For Sale $445,000 +89.4% $344 / Sq Ft
03/02/2017 03/02/17 Sold -- -- --
01/31/2017 01/31/17 Pending -- -- --
01/20/2017 01/20/17 For Sale $234,900 +27.0% $182 / Sq Ft
10/22/2014 10/22/14 Sold -- -- --
09/22/2014 09/22/14 Pending -- -- --
09/01/2014 09/01/14 For Sale $185,000 +23.4% $143 / Sq Ft
03/01/2013 03/01/13 Sold -- -- --
01/30/2013 01/30/13 Pending -- -- --
01/11/2013 01/11/13 For Sale $149,900 -- $116 / Sq Ft
Source: Montana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,830 $503,800 $0 $0
2024 $2,935 $486,700 $0 $0
2023 $3,161 $486,700 $0 $0
2022 $2,272 $304,400 $0 $0
2021 $2,538 $304,400 $0 $0
2020 $2,295 $257,400 $0 $0
2019 $2,397 $257,400 $0 $0
2018 $2,118 $216,100 $0 $0
2017 $1,920 $216,100 $0 $0
2016 $1,799 $173,000 $0 $0
2015 $1,687 $173,000 $0 $0
2014 $1,775 $112,095 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Montana Regional MLS

MLS Number: 22107675

Montana Regional MLS

APN: 06-0903-03-3-10-19-0000