Seller's Agent in 2024
Shannon McCarthy
eXp Realty
2 in this area
1,154 Total Sales
198 Lancaster St Albany, NY 12210
Center Square NeighborhoodEstimated Value: $435,993 - $454,000
4
Beds
2.5
Baths
2,160
Sq Ft
$206/Sq Ft
Est. Value
Highlights
- Downtown View
- No HOA
- Double Pane Windows
- Wood Flooring
- Eat-In Kitchen
- 2-minute walk to Washington Park
About This Home
As of April 2024Step into timeless elegance with this charming Victorian townhome that seamlessly blends modern comforts and preserved historic details. Admire the craftsmanship of plaster moldings, pocket doors, marble mantels, vintage lighting, and wide plank flooring throughout. The updated cherry kitchen serves as the heart of the home, connecting effortlessly to a private landscaped garden with a welcoming patio, creating a perfect setting for indoor-outdoor living. Enjoy the convenience of ample closet space and a full dry basement, ideal for storage and equipped with laundry facilities. Lancaster offers easy access to downtown activities, lively Lark St, Washington Park, and nearby bus lines. Small wall-mounted cabinet in kitchen excluded.
Last Agent to Sell the Property
eXp Realty License #10301219297 Listed on: 01/16/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,414
Year Built
- Built in 1876
Lot Details
- 1,307 Sq Ft Lot
- Lot Dimensions are 20.8x74.3
- Back Yard Fenced
- Property is zoned Single Residence
Home Design
- Brick Exterior Construction
- Stone Foundation
- Composition Roof
- Rubber Roof
- Plaster
Interior Spaces
- 2,160 Sq Ft Home
- 3-Story Property
- Double Pane Windows
- Drapes & Rods
- Sliding Doors
- Atrium Doors
- Living Room with Fireplace
- Dining Room
- Wood Flooring
- Downtown Views
- Carbon Monoxide Detectors
Kitchen
- Eat-In Kitchen
- Convection Oven
- Built-In Gas Oven
- Range
- Microwave
- ENERGY STAR Qualified Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on second floor
- Bathroom on Main Level
Laundry
- Dryer
- Washer
Basement
- Walk-Out Basement
- Interior Basement Entry
- Laundry in Basement
Outdoor Features
- Patio
- Exterior Lighting
Schools
- Giffen Memorial Elementary School
- Albany High School
Utilities
- Dehumidifier
- Cooling System Mounted In Outer Wall Opening
- Heating System Uses Natural Gas
- Heat Pump System
- Radiant Heating System
- Hot Water Heating System
- 200+ Amp Service
- Cable TV Available
Community Details
- No Home Owners Association
- Building Fire Alarm
Listing and Financial Details
- Legal Lot and Block 6.000 / 3
- Assessor Parcel Number 010100 76.24-3-6
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 16, 2024
Closed on
Apr 5, 2024
Sold by
Bunnell Marilyn M and Bunnell Gene A
Bought by
Winn Joshilyn and Winn Scott
Seller's Agent
Shannon McCarthy
eXp Realty
Buyer's Agent
Sarah Anthony
New Scotland Realty
List Price
$444,900
Sold Price
$435,000
Premium/Discount to List
-$9,900
-2.23%
Views
172
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,998
Avg. Annual Appreciation
1.39%
Original Mortgage
$391,500
Outstanding Balance
$384,949
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$60,049
Purchase Details
Closed on
Aug 10, 2006
Sold by
Slane Emil J
Bought by
Bunnell Gene A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$298,000
Interest Rate
6.8%
Purchase Details
Closed on
Aug 9, 2006
Sold by
Bunnell Marilyn M and Bunnell Gene A
Bought by
Bunnell Gene A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$298,000
Interest Rate
6.8%
Purchase Details
Closed on
Aug 31, 2000
Sold by
Chandler John B
Bought by
Slane Emil J
Purchase Details
Closed on
Jul 19, 1999
Sold by
Freeman Donald F
Bought by
Chandler John B and Chandler Alexandra
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,200
Interest Rate
7.39%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 11, 1998
Sold by
Grumet Louis and Grumet Barbara R
Bought by
Freeman Donald F
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Winn Joshilyn | $1,285,500 | None Listed On Document | |
| Bunnell Gene A | $331,000 | Susan A Hoblock | |
| Bunnell Marilyn M | $331,000 | None Available | |
| Bunnell Gene A | -- | Chicago Title Insurance Comp | |
| Slane Emil J | $152,000 | Richard White | |
| Chandler John B | $148,000 | -- | |
| Freeman Donald F | $145,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Winn Joshilyn | $391,500 | |
| Previous Owner | Bunnell Marilyn M | $298,000 | |
| Previous Owner | Bunnell Gene A | $298,000 | |
| Previous Owner | Chandler John B | $133,200 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/05/2024 04/05/24 | Sold | $435,000 | -2.2% | $201 / Sq Ft |
| 02/24/2024 02/24/24 | Pending | -- | -- | -- |
| 01/16/2024 01/16/24 | For Sale | $444,900 | -- | $206 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,961 | $417,000 | $83,400 | $333,600 |
| 2023 | $9,301 | $247,000 | $49,400 | $197,600 |
| 2022 | $8,150 | $247,000 | $49,400 | $197,600 |
| 2021 | $8,128 | $247,000 | $49,400 | $197,600 |
| 2020 | $8,001 | $247,000 | $49,400 | $197,600 |
| 2019 | $9,724 | $247,000 | $49,400 | $197,600 |
| 2018 | $8,024 | $247,000 | $49,400 | $197,600 |
| 2017 | $3,586 | $247,000 | $49,400 | $197,600 |
| 2016 | $7,793 | $247,000 | $49,400 | $197,600 |
| 2015 | $8,860 | $259,000 | $45,400 | $213,600 |
| 2014 | -- | $259,000 | $45,400 | $213,600 |
Source: Public Records
Agents Affiliated with this Home
-
Shannon McCarthy
-
Caitlin Montalvo
Seller Co-Listing Agent in 2024
Caitlin Montalvo
Howard Hanna Capital Inc
(518) 944-8228
4 in this area
83 Total Sales
-
Sarah Anthony
Buyer's Agent in 2024
Sarah Anthony
New Scotland Realty
(518) 209-3771
2 in this area
141 Total Sales
Map
Source: Global MLS
MLS Number: 202410616
APN: 010100-076-024-0003-006-000-0000
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