$845,000

198 Miltons Ln Louisa, VA 23093

Estimated payment $4,964/month

Total Views 6,606
3 Beds
2 Baths
1,170 Sq Ft
$722 Price per Sq Ft

Highlights

  • 86 Feet of Waterfront
  • Seaplane Permitted
  • 1 Dock Slip
  • Louisa County Middle School Rated A-
  • Boat Ramp
  • Parking available for a boat

About This Home

WATERFRONT chalet with a proven rental record. Whether you are looking for the like-life or a savvy investment, this delightful 3-bedroom, 2-bath lake home is move-in ready, fully furnished and offers views galore. With open-concept living, warm wood accents, and tasteful furnishings, it blends rustic charm with modern comforts. The kitchen features stainless steel appliances and granite counters and seamlessly connects to the dining and living areas. With a main-level primary suite, a laundry room entry, a bunk room with hidey holes (or extra storage areas) and a second upstairs bedroom with stunning lake views to finish off the interior space. The deck is spacious, perfect for entertaining, grilling, and taking in the sunset views while relaxing. There is a large yard with a gentle slope to the water offering easy access for all, a fire-pit, and an oversized shed for all your lake toys. Located on the public side of Lake Anna near the sand bar and Tims, by water. The dock has water/electric, a large sunning area, a boat slip and two jet ski docks. Kayaks and all furnishings convey, which means you can start reaping the rewards of the Lake Anna Life immediately. Large parking area with RV/EV hook-up. Shed is rated and constructed for a car/boat.

Listing Agent

Ashley Madison

Madison & Co Properties LLC License #0225269565 Listed on: 05/26/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,306

Year Built

  • Built in 1986 | Remodeled in 2014

Lot Details

  • 0.92 Acre Lot
  • 86 Feet of Waterfront
  • Home fronts navigable water
  • Wire Fence
  • Landscaped
  • Level Lot
  • Property is in excellent condition
  • Property is zoned R2

HOA Fees

  • $10 Monthly HOA Fees

Home Design

  • Chalet
  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,170 Sq Ft Home
  • Property has 1.5 Levels
  • Open Floorplan
  • Vinyl Wall or Ceiling
  • Ceiling Fan
  • Awning
  • Family Room
  • Lake Views

Kitchen

  • Stove
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • Gravel Driveway
  • Parking available for a boat

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Sun Deck
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Dock made with Composite Material
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Shed

Schools

  • Louisa County Middle School
  • Louisa County High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 12
  • Assessor Parcel Number 15A 1 12

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance
  • Scott Mccoy HOA
  • Scott Subdivision
  • Community Lake

Recreation

  • Boat Ramp
  • Pier or Dock
  • Mooring Area
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,306

Year Built

Built in 1986 | Remodeled in 2014

Lot Details

0

HOA Fees

$10 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • Exclusions: Kayak
  • Inclusions: Furniture
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-05-26
  • Year Built: 1986
  • Year Renovated: 2014
  • Remarks Public: WATERFRONT chalet with a proven rental record. Whether you are looking for the like-life or a savvy investment, this delightful 3-bedroom, 2-bath lake home is move-in ready, fully furnished and offers views galore. With open-concept living, warm wood accents, and tasteful furnishings, it blends rustic charm with modern comforts. The kitchen features stainless steel appliances and granite counters and seamlessly connects to the dining and living areas. With a main-level primary suite, a laundry room entry, a bunk room with hidey holes (or extra storage areas) and a second upstairs bedroom with stunning lake views to finish off the interior space. The deck is spacious, perfect for entertaining, grilling, and taking in the sunset views while relaxing. There is a large yard with a gentle slope to the water offering easy access for all, a fire-pit, and an oversized shed for all your lake toys. Located on the public side of Lake Anna near the sand bar and Tims, by water. The dock has water/electric, a large sunning area, a boat slip and two jet ski docks. Kayaks and all furnishings convey, which means you can start reaping the rewards of the Lake Anna Life immediately. Large parking area with RV/EV hook-up. Shed is rated and constructed for a car/boat.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Dishwasher, Disposal, Refrigerator, Icemaker, Stove
  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Ceiling Fan(s), Floor Plan - Open, Wood Floors
  • Fireplace: No
  • Wall Ceiling Types: Vinyl
  • Foundation Details: Block
  • Levels Count: 1.5
  • Room Count: 6
  • Room List: Kitchen, Family Room, Laundry
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1170
  • Living Area Sq Ft: 1170
  • Price Per Sq Ft: 722.22
  • Above Grade Finished Sq Ft: 1170
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 198

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding, Asphalt
  • Exterior Features: Awning(s), Boat Storage
  • Roof: Asphalt
  • View: Water, Lake
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Public Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 86

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well, Filter, Private

Condo/Co-op/Association

  • HOA Fees: 125.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Lake, Mooring Area, Pier/Dock, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
  • HOA Name: SCOTT MCCOY HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: LOUISA COUNTY PUBLIC SCHOOLS
  • Middle School: LOUISA COUNTY
  • High School: LOUISA COUNTY
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139403138
  • School District Source: 3rd Party
  • High School: LOUISA COUNTY
  • Middle Or Junior School: LOUISA COUNTY

Lot Info

  • Fencing: Wire
  • Land Use Code: 2
  • Lot Features: Level, Landscaping
  • Lot Size Acres: 0.92
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 40075.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 4306.00
  • Assessor Parcel Number: 15A 1 12
  • Tax Lot: 12
  • Tax Total Finished Sq Ft: 1170
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,306 $598,100 $231,000 $367,100
2023 $3,923 $573,600 $218,000 $355,600
2022 $3,260 $452,800 $200,000 $252,800
2021 $2,706 $375,800 $182,000 $193,800
2020 $2,472 $343,400 $182,000 $161,400
2019 $2,363 $328,200 $182,000 $146,200
2018 $2,233 $310,100 $176,000 $134,100
2017 $2,240 $310,200 $176,000 $134,200
2016 $2,240 $311,100 $180,000 $131,100
2015 $2,236 $310,500 $180,000 $130,500
2013 -- $308,800 $188,000 $120,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/26/2025 05/26/25 For Sale $845,000 +11.2% $722 / Sq Ft
10/16/2023 10/16/23 Sold $760,000 -7.9% $650 / Sq Ft
07/28/2023 07/28/23 Price Changed $825,000 -2.8% $705 / Sq Ft
07/07/2023 07/07/23 For Sale $849,000 -- $726 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $760,000 Chicago Title
Deed $675,000 Clear Title & Escrow Settlemen
Warranty Deed $475,000 Terrys Title
Interfamily Deed Transfer -- None Available
Deed $350,000 First American Title Insuran
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $684,000 New Conventional
Previous Owner $607,500 New Conventional
Previous Owner $430,936 New Conventional
Previous Owner $427,500 New Conventional
Previous Owner $280,000 New Conventional
Previous Owner $234,800 New Conventional
Source: Public Records

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Source: Bright MLS

MLS Number: VALA2007922

Bright MLS

APN: 15A-1-12