Seller's Agent in 2025
Kim McPherson
Century 21 Galloway Realty
(315) 529-2595
59 in this area
97 Total Sales
198 W 6th St Oswego, NY 13126
2
Beds
1
Bath
1,054
Sq Ft
3,300
Sq Ft Lot
Highlights
- Property is near public transit
- Laundry Room
- Forced Air Heating System
- 1 Car Detached Garage
- Entrance Foyer
- Combination Dining and Living Room
About This Home
As of May 2025Here sits a home ready for a new chapter to start. 198 W. 6th Street is a sturdy two bedroom (possible 3rd), one bath home that patiently awaits its next owner. This old style home originally built in 1920, stands proudly on a 33 x 100 lot, all 1054 square feet of this home holds a myriad of memories prior to the the current owner who has occupied the home for four years. In that short time, she had endeavored to breathe new life into it with every upgrade only to bring a touch of contemporary comfort to the dwelling. The upgraded features of this home are new counter tops, new appliances, new flooring, fresh paint throughout. You can enjoy cozy evenings during cold winter nights warmed by the hot water steam heating system and the gas fire place which creates an even better ambiance for you. Enjoy the welcoming entrance of the front porch that can also be used for relaxing, and socializing. The detached garage could be a great place to store bikes, tools or to create a fun back yard party space. Next to it is a modest shed, that could be used for gardening tools or other items of choice. The fully fenced in back yard is a great area for family picnics, birthday celebrations, for quiet bonfires, or for giving your pets an enclosed safe space to be in. This home sits close to many desirable amenities like grocery stores, parks, public transportation, restaurants, and more. I don't think you will be disappointed at all so make sure you schedule yourself a time to view sooner than later.
Last Agent to Sell the Property
Listing by Century 21 Galloway Realty License #40MC0990405 Listed on: 04/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,045
Year Built
- Built in 1920
Lot Details
- 3,300 Sq Ft Lot
- Lot Dimensions are 33x100
- Property is Fully Fenced
- Rectangular Lot
- Historic Home
Parking
- 1 Car Detached Garage
- Driveway
Home Design
- Vinyl Siding
Interior Spaces
- 1,054 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Entrance Foyer
- Family Room
- Combination Dining and Living Room
- Laminate Flooring
- Basement Fills Entire Space Under The House
- Pull Down Stairs to Attic
- Laundry Room
Kitchen
- Electric Cooktop
- Microwave
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Location
- Property is near public transit
Schools
- Oswego Middle School
- Oswego High School
Utilities
- Forced Air Heating System
- Heating System Uses Gas
- PEX Plumbing
- Electric Water Heater
Listing and Financial Details
- Tax Lot 22
- Assessor Parcel Number 351200-128-070-0003-022-000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 18, 2025
Closed on
May 19, 2025
Sold by
Mech Teresa A
Bought by
Nielsen Erin E
Seller's Agent
Kim McPherson
Century 21 Galloway Realty
Buyer's Agent
Jessica Shepard
Century 21 Leah's Signature
List Price
$124,900
Sold Price
$156,000
Premium/Discount to List
$31,100
24.9%
Views
21
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,721
Avg. Annual Appreciation
-6.85%
Original Mortgage
$148,200
Outstanding Balance
$147,693
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$4,586
Purchase Details
Listed on
Oct 28, 2020
Closed on
Jan 6, 2021
Sold by
Coad Deborah P
Bought by
Mech Teresa A
Seller's Agent
Kim McPherson
Century 21 Galloway Realty
Buyer's Agent
Kim McPherson
Century 21 Galloway Realty
List Price
$50,000
Sold Price
$51,500
Premium/Discount to List
$1,500
3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.02%
Original Mortgage
$49,955
Interest Rate
2.71%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 26, 2001
Sold by
Wilkinson Earl
Bought by
Wilkinson Earl
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $156,000 | Vanguard Research & Ttl Svcs | |
| Deed | $51,500 | Vanguard Research & Ttl Svcs | |
| Deed | $51,500 | Vanguard Research & Ttl Svcs | |
| Interfamily Deed Transfer | -- | Stephen C Greene | |
| Interfamily Deed Transfer | -- | Stephen C Greene |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $148,200 | New Conventional | |
| Previous Owner | $49,955 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/23/2025 05/23/25 | Sold | $156,000 | +24.9% | $148 / Sq Ft |
| 04/23/2025 04/23/25 | Pending | -- | -- | -- |
| 04/18/2025 04/18/25 | For Sale | $124,900 | +142.5% | $119 / Sq Ft |
| 01/15/2021 01/15/21 | Sold | $51,500 | +3.0% | $49 / Sq Ft |
| 10/28/2020 10/28/20 | Pending | -- | -- | -- |
| 10/28/2020 10/28/20 | For Sale | $50,000 | -- | $47 / Sq Ft |
Source: Central New York Information Services
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,704 | $116,000 | $17,000 | $99,000 |
| 2023 | $1,432 | $55,000 | $9,900 | $45,100 |
| 2022 | $1,452 | $55,000 | $9,900 | $45,100 |
| 2021 | $1,477 | $55,000 | $9,900 | $45,100 |
| 2020 | $419 | $55,000 | $9,900 | $45,100 |
| 2019 | $452 | $55,000 | $9,900 | $45,100 |
| 2018 | $452 | $55,000 | $9,900 | $45,100 |
| 2017 | $447 | $55,000 | $9,900 | $45,100 |
| 2016 | $396 | $55,000 | $9,900 | $45,100 |
| 2015 | -- | $55,000 | $9,900 | $45,100 |
| 2014 | -- | $55,000 | $9,900 | $45,100 |
Source: Public Records
Agents Affiliated with this Home
-
Kim McPherson
-
Jessica Shepard
Buyer's Agent in 2025
Jessica Shepard
Century 21 Leah's Signature
(315) 679-7014
26 in this area
218 Total Sales
Map
Source: Central New York Information Services
MLS Number: S1600516
APN: 351200-128-070-0003-022-000-0000
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