$482,000
SOLD DEC 18, 2025

1985 Indian Trail Cool, CA 95614

3 Beds
2 Baths
1,802 Sq Ft
0.55 Acres

Recently Sold

$267 Per Sq Ft

12% Below List Price

31 Days on Market

Highlights

  • Golf Course Community
  • Custom Home
  • Lake View
  • Spa
  • Gated Community
  • Waterfront

About This Home

As of December 2025

Certified Firewise Community. Owners currently DO NOT have CA Fair Plan Insurance. Discover this stunning 3-bedroom, 2-bath home with 1,802 sq ft of beautifully updated living space on a 0.55-acre lot overlooking a serene lake. Nestled in a secure gated community, you'll enjoy exclusive access to a private lake, tennis courts, golf course, community swimming pool, and endless horse, hiking, and running trails. Inside, natural light fills open living areas with maple hardwood floors, granite countertops, custom cabinetry, and stainless steel appliances. Bathrooms showcase custom tile, waterproof LVP flooring, and raised cabinets, while a propane fireplace creates warmth and charm. The updated two-car garage features epoxy flooring, high cabinets, and a new opener (2025). Storage is abundant with two 10'x12' Tuff sheds (one powered workshop, one she shed''), a 10'x20' under-house storage area, and a whole-house generator for peace of mind. Outdoors, enjoy a 650+ sq ft wraparound deck, Sundance Edison hot tub, and two screened gazebos perfect for entertaining or relaxing with panoramic lake views. This move-in-ready home blends comfort, luxury, and resort-style amenities, schedule your private showing today!

Last Agent to Sell the Property

Barbara Tomkinson

Patti Smith Real Estate License #01722948 Listed on: 10/24/2025

Last Buyer's Agent

Neil Cowan

Keller Williams Realty License #01866753

Keller Williams Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002

Lot Details

  • 0.55 Acre Lot
  • Waterfront

HOA Fees

  • $229 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Property Views

  • Lake
  • Mountain
  • Park or Greenbelt

Home Design

  • Custom Home
  • Traditional Architecture
  • Split Level Home
  • Raised Foundation
  • Composition Roof
  • Stucco

Interior Spaces

  • 1,802 Sq Ft Home
  • 3-Story Property
  • Cathedral Ceiling
  • Free Standing Fireplace
  • Gas Log Fireplace
  • Combination Dining and Living Room
  • Carbon Monoxide Detectors

Kitchen

  • Walk-In Pantry
  • Free-Standing Gas Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • 2 Full Bathrooms
  • Secondary Bathroom Double Sinks

Laundry

  • Laundry Room
  • Sink Near Laundry
  • Laundry Cabinets

Outdoor Features

  • Spa
  • Balcony
  • Covered Deck
  • Gazebo
  • Shed
  • Front Porch

Utilities

  • Central Heating and Cooling System
  • Propane Stove
  • Gas Tank Leased
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 073-411-026-000

Community Details

Overview

  • Association fees include common areas, pool, recreation facility, road, security
  • Auburn Lake Trails Association, Phone Number (530) 885-6526
  • Mandatory home owners association

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Park
  • Trails

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 2002

Lot Details

0

HOA Fees

$229 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Custom
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Stories: 3
  • Year Built: 2002
  • Architectural Style: Traditional
  • Levels: Multi/Split
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Free Standing Gas Oven
  • Interior Amenities: Cathedral Ceiling
  • Fireplace Features: Free Standing, Gas Log
  • Fireplaces: 1
  • Flooring: Carpet, Tile, Wood
  • Master Bathroom Features: Double Sinks
  • Master Bedroom Features: Walk-In Closet
  • Total Bathrooms: 2
  • Bathroom Features: Double Sinks
  • Dining Room Features: Dining/Living Combo
  • Kitchen Features: Pantry Closet, Granite Counter, Island, Stone Counter
  • Living Room Features: Cathedral/Vaulted, Deck Attached
  • Room Type: Master Bathroom, Master Bedroom, Kitchen, Laundry, Living Room
  • Lower Level: Garage
  • Main Level: Living Room, Kitchen
  • Price Per Square Foot: 267.48
  • Square Footage: 1802.00

Exterior Features

  • Other Structures: Gazebo, Shed(s), Storage
  • Construction Materials: Stucco
  • Disclosures/Documents: Association Docs
  • Exterior Features: Balcony
  • Fencing: None
  • Foundation: Raised
  • Frontage Type: Waterfront
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 499000.00
  • Lot Features: Gated Community
  • New Construction: No
  • Patio And Porch Features: Front Porch, Covered Deck
  • Pool: No
  • Roof: Composition
  • Spa Features: Spa/Hot Tub Personal
  • Spa: Yes
  • Topography: Lot Sloped,Lot Sloped
  • View Description: Park, Water, Lake, Mountains

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Attached, Garage Door Opener

Utilities

  • Security: Carbon Mon Detector
  • Sewer: Septic System
  • Utilities: Electric, Propane Tank Leased
  • Cooling: Central
  • Electric: Generator
  • Heating: Central, Propane Stove
  • Laundry Features: Cabinets, Sink, Inside Area, Inside Room
  • Water Source: Public

Condo/Co-op/Association

  • Association Features: Playground, Pool, Clubhouse, Golf Course, Tennis Courts, Trails, Park, Other
  • Association Fee: 229
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Common Areas, Pool, Recreation Facility, Road, Security
  • Association Name: Auburn Lake Trails
  • Association Phone: (530) 885-6526
  • Association: Yes
  • Senior Community: No

Association/Amenities

  • Mandatory Association: Yes

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Black Oak Mine

Lot Info

  • Zoning: RES
  • Irrigation: Other
  • Lot Size Acres: 0.5500
  • Lot Size Sq Ft: 23958.00

Multi Family

Tax Info

  • Assessor Parcel Number: 073-411-026-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): El Dorado

Matterport 3D Tour

Floorplans

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 24, 2025
Closed on
Dec 11, 2025
Sold by
Ooi Thien
Bought by
Mai Xiaorui
Seller's Agent
Barbara Tomkinson
Patti Smith Real Estate
Buyer's Agent
Neil Cowan
Keller Williams Realty
List Price
$549,000
Sold Price
$482,000
Premium/Discount to List
-$67,000
-12.2%
Views
941

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
342.27%

Purchase Details

Closed on
Oct 23, 2006
Sold by
Bergstrom Nancy P
Bought by
Wilson John and Wilson Pamela L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$364,000
Interest Rate
6.39%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 2, 2004
Sold by
Bergstrom Nancy P
Bought by
Bergstrom Nancy P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,500
Interest Rate
5.56%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Oct 7, 2003
Sold by
Bergstrom Kirk E
Bought by
Bergstrom Nancy P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,800
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 1, 2003
Sold by
Kramer Eric G
Bought by
Bergstrom Nancy P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,800
Interest Rate
4.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 28, 2002
Sold by
Tucker Dan and Tucker Lea Ann
Bought by
Kramer Eric G

Purchase Details

Closed on
Apr 2, 2001
Sold by
Costenbader George A and Hutchinson Lynn F
Bought by
Tucker Dan and Tucker Lea Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$17,500
Interest Rate
7.19%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed -- Chicago Title Company
Grant Deed $482,000 Chicago Title Company
Grant Deed $455,000 Placer Title Company
Interfamily Deed Transfer -- Old Republic Title Co
Interfamily Deed Transfer -- Old Republic Title Co
Grant Deed $336,000 Old Republic Title Co
Grant Deed $35,000 Placer Title Company
Grant Deed $17,500 Placer Title Company
Interfamily Deed Transfer -- Placer Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $364,000 Purchase Money Mortgage
Previous Owner $69,500 Credit Line Revolving
Previous Owner $268,800 Purchase Money Mortgage
Previous Owner $17,500 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/18/2025 12/18/25 Sold $482,000 -3.4% $267 / Sq Ft
11/24/2025 11/24/25 Pending -- -- --
11/03/2025 11/03/25 Price Changed $499,000 -9.1% $277 / Sq Ft
10/24/2025 10/24/25 For Sale $549,000 -- $305 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,723 $358,000 $149,500 $208,500
2024 $3,723 $358,000 $149,500 $208,500
2023 $3,734 $358,000 $149,500 $208,500
2022 $3,751 $358,000 $149,500 $208,500
2021 $3,737 $358,000 $149,500 $208,500
2020 $3,741 $358,000 $149,500 $208,500
2019 $3,747 $358,000 $149,500 $208,500
2018 $3,689 $358,000 $149,500 $208,500
2017 $3,646 $355,000 $148,000 $207,000
2016 $3,645 $355,000 $148,000 $207,000
2015 $2,937 $285,000 $119,000 $166,000
2014 $2,937 $285,000 $119,000 $166,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 225136959

MetroList

APN: 073-411-026-000