Seller's Agent in 2025
Stephanie Filer
Real Estate One Great Lakes Bay
(989) 751-2899
4 in this area
87 Total Sales
1992 S River Rd Saginaw, MI 48609
2
Beds
1
Bath
1,472
Sq Ft
26,136
Sq Ft
Highlights
- Deck
- Pole Barn
- Fenced Yard
- Swan Valley High School Rated 9+
- Main Floor Bedroom
- Porch
About This Home
As of May 2025This 2 bedroom, 1 bathroom home offers the perfect blend of charm, comfort and convenience. Nestled on just over a half acre, the property boasts a peaceful setting with direct access to the rail trail - ideal for morning strolls, biking or evening walks. Step inside to discover an open concept layout that feels more spacious than you'd expect. Natural light fills the living area, highlighting the cozy yet airy feel of the home. Newer appliances to stay, septic just cleaned, 2 large outbuildings ready for your toys, she shed/man cave. All that is missing is you!
Last Agent to Sell the Property
Real Estate One Great Lakes Bay License #SBR-6501443931 Listed on: 04/17/2025
Last Buyer's Agent
Real Estate One Great Lakes Bay License #SBR-6501443931 Listed on: 04/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
Year Built
- Built in 1943
Lot Details
- 0.6 Acre Lot
- Fenced Yard
Home Design
- Bungalow
- Vinyl Siding
- Vinyl Trim
Interior Spaces
- 1.5-Story Property
- Living Room
- Partially Finished Basement
Kitchen
- Oven or Range
- Dishwasher
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 2 Bedrooms
- Main Floor Bedroom
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Parking
- 2.5 Car Attached Garage
- Garage Door Opener
Outdoor Features
- Deck
- Pole Barn
- Separate Outdoor Workshop
- Shed
- Breezeway
- Porch
Location
- Flood Risk
Schools
- Havens Elementary School
- Swan Valley Middle School
- Swan Valley High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 28-12-3-36-4008-001
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 17, 2025
Closed on
May 28, 2025
Sold by
Judd Brian S
Bought by
Werner Zacharie J and Werner Abigaille
Seller's Agent
Stephanie Filer
Real Estate One Great Lakes Bay
Buyer's Agent
Stephanie Filer
Real Estate One Great Lakes Bay
List Price
$145,000
Sold Price
$131,000
Premium/Discount to List
-$14,000
-9.66%
Views
4
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,498
Avg. Annual Appreciation
6.96%
Original Mortgage
$128,627
Outstanding Balance
$128,297
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$9,201
Purchase Details
Closed on
Jun 4, 1999
Sold by
Koebke Kenneth A and Taylor Tracy L
Bought by
Judd Brian S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,250
Interest Rate
7.06%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $131,000 | Capital Title Services | |
| Warranty Deed | $55,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $128,627 | FHA | |
| Previous Owner | $52,250 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/28/2025 05/28/25 | Sold | $131,000 | -9.7% | $89 / Sq Ft |
| 04/17/2025 04/17/25 | Pending | -- | -- | -- |
| 04/17/2025 04/17/25 | For Sale | $145,000 | -- | $99 / Sq Ft |
Source: Michigan Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $400 | $59,400 | $0 | $0 |
| 2024 | $388 | $54,400 | $0 | $0 |
| 2023 | $370 | $42,200 | $0 | $0 |
| 2022 | $1,446 | $39,300 | $0 | $0 |
| 2021 | $1,262 | $36,600 | $0 | $0 |
| 2020 | $1,198 | $34,900 | $0 | $0 |
| 2019 | $1,148 | $34,900 | $5,400 | $29,500 |
| 2018 | $322 | $39,900 | $0 | $0 |
| 2017 | $1,020 | $28,800 | $0 | $0 |
| 2016 | $1,017 | $28,700 | $0 | $0 |
| 2014 | -- | $33,200 | $0 | $25,100 |
| 2013 | -- | $32,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Stephanie Filer
-
Matt Filer
Seller Co-Listing Agent in 2025
Matt Filer
Real Estate One Great Lakes Bay
(989) 397-3949
4 in this area
75 Total Sales
Map
Source: Michigan Multiple Listing Service
MLS Number: 50171766
APN: 28123364008001
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Source MLS: MiRealSource
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