$131,000
SOLD MAY 28, 2025

1992 S River Rd Saginaw, MI 48609

2 Beds
1 Bath
1,472 Sq Ft
0.6 Acres

Recently Sold

$89 Per Sq Ft

10% Below List Price

Highlights

  • Deck
  • Main Floor Bedroom
  • Porch
  • Pole Barn
  • Fenced Yard
  • 2.5 Car Attached Garage

About This Home

As of May 2025

This 2 bedroom, 1 bathroom home offers the perfect blend of charm, comfort and convenience. Nestled on just over a half acre, the property boasts a peaceful setting with direct access to the rail trail - ideal for morning strolls, biking or evening walks. Step inside to discover an open concept layout that feels more spacious than you'd expect. Natural light fills the living area, highlighting the cozy yet airy feel of the home. Newer appliances to stay, septic just cleaned, 2 large outbuildings ready for your toys, she shed/man cave. All that is missing is you!

Last Agent to Sell the Property

Stephanie Filer

Real Estate One Great Lakes Bay License #SBR-6501443931 Listed on: 04/17/2025

Real Estate One Great Lakes Bay

Co-Listed By

Matt Filer

Real Estate One Great Lakes Bay License #SBR-6501443940

Last Buyer's Agent

Stephanie Filer

Real Estate One Great Lakes Bay License #SBR-6501443931 Listed on: 04/17/2025

Real Estate One Great Lakes Bay

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1943

Lot Details

  • 0.6 Acre Lot
  • Fenced Yard

Home Design

  • Bungalow
  • Vinyl Siding
  • Vinyl Trim

Interior Spaces

  • 1.5-Story Property
  • Living Room
  • Partially Finished Basement

Kitchen

  • Oven or Range
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Main Floor Bedroom
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • 2.5 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Deck
  • Pole Barn
  • Separate Outdoor Workshop
  • Shed
  • Breezeway
  • Porch

Location

  • Flood Risk

Schools

  • Havens Elementary School
  • Swan Valley Middle School
  • Swan Valley High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 28-12-3-36-4008-001

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,593

Year Built

Built in 1943

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Bungalow
  • Structure Style: 1 1/2 Story
  • Flood Plain: 100 Year
  • Total Tax Amount: 1593.44
  • Total Tax Year: 2024
  • Year Built: 1943
  • Mail City: Saginaw
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Dryer, Range/Oven, Refrigerator, Washer
  • Basement: Yes
  • Basement: Partially Finished
  • Bedrooms: 2
  • Bedroom 1: On Entry Level, Dimensions: 11 x 9
  • Bedroom 1 Floor Covering: Carpet
  • Bedroom 2: On Upper Floor, Dimensions: 16 x 11
  • Bedroom 2 Floor Covering: Laminate
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Bathroom 1: On Level: Entry, Flooring: Ceramic
  • Room Types: Breezeway, First Floor Bedroom, First Floor Laundry, Living Room
  • Kitchen: On Entry Level, Dimensions: 16 x 11
  • Kitchen Floor Covering: Laminate
  • Below Grade Sq Ft: 720
  • Finished Below Grade Sq Ft: 500
  • Above Grade Finished Sq Ft: 972
  • Total Finished Sq Ft: 1472

Exterior Features

  • Exterior: Vinyl Siding, Vinyl Trim
  • Exterior Features: Deck, Fenced Yard, Porch
  • Foundation: Basement
  • Road: Access, City/County, Paved Street
  • Out Buildings: Pole Barn, Shed, Workshop
  • Frontage Type: Road

Garage/Parking

  • Garage: Attached Garage, Electric in Garage, Gar Door Opener
  • Garage Spaces: 2.5
  • Parking: 3 or More Spaces, Garage, Paved Driveway
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Septic
  • Water: Public Water
  • Cooling: Central A/C

Schools

  • Elementary School: Havens
  • Middle School: Swan Valley Middle
  • High School: Swan Valley High

Lot Info

  • Assessor Parcel Number: 28-12-3-36-4008-001
  • Zoning: Residential
  • Lot Description: Large Lot - 65+ Ft.
  • Lot Dimensions: .6
  • Acreage: 0.6
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2024, Amount: $407.40
  • Winter Tax: Year: 2024, Amount: $1,186.04
  • Taxable Value: 35429
  • Total Tax: Year: 2024, Amount: $1,593.44
  • SEV Year: 2024

MLS Schools

  • Elementary School: Havens
  • Middle School: Swan Valley Middle
  • School District: Swan Valley School District
  • HighSchool: Swan Valley High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2025
Closed on
May 28, 2025
Sold by
Judd Brian S
Bought by
Werner Zacharie J and Werner Abigaille
Seller's Agent
Stephanie Filer
Real Estate One Great Lakes Bay
Buyer's Agent
Stephanie Filer
Real Estate One Great Lakes Bay
List Price
$145,000
Sold Price
$131,000
Premium/Discount to List
-$14,000
-9.66%
Views
4

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
44.54%
Original Mortgage
$128,627
Outstanding Balance
$128,627
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$15,010

Purchase Details

Closed on
Jun 4, 1999
Sold by
Koebke Kenneth A and Taylor Tracy L
Bought by
Judd Brian S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,250
Interest Rate
7.06%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $131,000 Capital Title Services
Warranty Deed $55,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $128,627 FHA
Previous Owner $52,250 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/28/2025 05/28/25 Sold $131,000 -9.7% $89 / Sq Ft
04/17/2025 04/17/25 Pending -- -- --
04/17/2025 04/17/25 For Sale $145,000 -- $99 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $388 $59,400 $0 $0
2024 $388 $54,400 $0 $0
2023 $370 $42,200 $0 $0
2022 $1,446 $39,300 $0 $0
2021 $1,262 $36,600 $0 $0
2020 $1,198 $34,900 $0 $0
2019 $1,148 $34,900 $5,400 $29,500
2018 $322 $39,900 $0 $0
2017 $1,020 $28,800 $0 $0
2016 $1,017 $28,700 $0 $0
2014 -- $33,200 $0 $25,100
2013 -- $32,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Stephanie Filer

    Seller's Agent in 2025

    Stephanie Filer

    Real Estate One Great Lakes Bay

    (989) 751-2899

    4 in this area

    71 Total Sales

    Stephanie Filer
    Section Image
  • Matt Filer

    Seller Co-Listing Agent in 2025

    Matt Filer

    Real Estate One Great Lakes Bay

    (989) 397-3949

    4 in this area

    62 Total Sales

    Matt Filer
    Section Image
See All Agents

Map

Source: Michigan Multiple Listing Service

MLS Number: 50171766

Michigan Multiple Listing Service

APN: 28123364008001

Michigan Saginaw County Saginaw 48609

1992 S River Rd, Saginaw, MI

This home is located at 1992 S River Rd, Saginaw, MI 48609 and is currently priced at $131,000, approximately $88 per square foot. This property was built in 1943. 1992 S River Rd is a home located in Saginaw County with nearby schools including Swan Valley High School, Community Baptist Christian School, and Christ Lutheran School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Michigan Multiple Listing Service Source MLS: MiRealSource
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