2 Cumberland Lakes Dr Monterey, TN 38574
Estimated payment $197/month
About This Lot
This 1.1-acre corner lot on the main road sits within the scenic Cumberland Lakes community, a 1,000-acre development designed to bring together natural beauty and modern conveniences. Just a half-mile walk to the main big lake, this property offers access to two lakes with boat docks and a welcoming clubhouse that hosts monthly gatherings. The community is also Firewise designated, giving residents added peace of mind. HOA dues are just $20 per month, keeping ownership affordable. Spectrum fiber-optic internet is available, making it easy to stay connected while enjoying a quiet rural setting.
The lot is serviced by county water and will require a septic system. A perc test has not yet been completed, leaving options open for planning your future build.
Community covenants are in place to preserve character and quality. Homes must be single-family dwellings with a minimum of 1,500 square feet, though exceptions may be considered, but never under 1,000 square feet. Mobile homes are not permitted, while modular or manufactured homes may be considered with approval. Setbacks require homes to be at least 40 feet from county roads and 20 feet from other property lines. Recreational vehicles, boats, and trailers may be stored if they follow visibility and placement guidelines. Horses are permitted only on parcels of four acres or more with approval. Tree preservation, safe burning practices, and maintaining a quiet residential atmosphere are all emphasized.
With its prime location, lake access, and thoughtful community design, this lot provides an ideal setting for building a dream home or weekend retreat while still being close to Highways 62 and 70 for convenience.
Listing Agent
Grateful Acres Realty Brokerage Phone: 9313671584 License #373232 Listed on: 09/11/2025

Property Details
Property Type
- Land
Lot Details
- 1.1 Acre Lot
- Level Lot
HOA Fees
- $20 Monthly HOA Fees
Schools
- Pleasant Hill Elementary
- Cumberland County High School
Community Details
- Cumberland Cove Subdivision
Listing and Financial Details
- Tax Lot 2
- Assessor Parcel Number 017P E 00200 000
Map
Home Values in the Area
Average Home Value in this Area
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
09/11/2025 09/11/25 | For Sale | $27,911 | +40.3% | -- |
05/16/2025 05/16/25 | For Sale | $19,900 | -- | -- |
Source: Realtracs
MLS Number: 2992761

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