$460,000
SOLD JAN 30, 2025
2 Beds
1 Bath
1,216 Sq Ft
10,500 Sq Ft Lot

Recently Sold

$378 Per Sq Ft

3% Below List Price

16 Days on Market

Highlights

  • Home fronts navigable water
  • Fishing Allowed
  • Attic
  • Canoe or Kayak Water Access
  • Open Floorplan
  • 1 Fireplace

About This Home

As of January 2025

Charming Early Century Cottage in popular Severn Grove

Discover this meticulously cared-for early-century cottage located in the prestigious waterfront community of Severn Grove, nestled along the scenic Severn River. Residents enjoy exclusive access to a clubhouse, boat slips, boat ramp, paddleboard and kayak facilities and storage.

Recent updates include a new roof (2020) with leaf guards, a well pump (2024), a hot water heater (2022), Thompson Creek windows (2023), and a brand-new whole house generator (2024).

Relish the afternoon sun in the beautiful gardens from the front porch, and unwind with your morning coffee or evening wine in the screened-in back porch. The full basement offers a semi-finished space ideal for an office or bedroom, complete with an outside entrance, full window, large storage area, workshop, and separate laundry area. The spacious corner lot provides ample parking and plenty of room for home expansion.

Situated just off Bestgate Road, enjoy easy commuting to all metro-regional centers. The Annapolis Mall, numerous restaurants, and Anne Arundel Medical Center are just a mile away, ensuring all your needs are within reach.

Embrace the serene and vibrant lifestyle that Severn Grove has to offer with this delightful cottage!

Last Agent to Sell the Property

Lynn Gardner

Coldwell Banker Realty License #532108 Listed on: 12/19/2024

Coldwell Banker Realty

Last Buyer's Agent

Janis Hopkins

American Premier Realty, LLC

American Premier Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,012

Year Built

  • Built in 1948

Lot Details

  • 10,500 Sq Ft Lot
  • Home fronts navigable water
  • Southeast Facing Home
  • Property is zoned R1

Home Design

  • Cottage
  • Combination Foundation
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • 1 Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Dining Area
  • Carpet
  • Attic

Kitchen

  • Galley Kitchen
  • Electric Oven or Range

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Improved Basement

  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump
  • Laundry in Basement
  • Basement Windows

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces

Accessible Home Design

  • Doors are 32 inches wide or more
  • Ramp on the main level

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Sail
  • Powered Boats Permitted

Schools

  • Rolling Knolls Elementary School
  • Bates Middle School
  • Annapolis High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Back Up Oil Heat Pump System
  • 200+ Amp Service
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 15
  • Assessor Parcel Number 020274610319400

Community Details

Overview

  • No Home Owners Association
  • Severn Grove Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,012

Year Built

Built in 1948

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Accessibility Features: Ramp - Main Level, 32"+ Wide Doors
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Whole house generator, shed, propane tanks, ramp
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2024-12-19
  • Year Built: 1948
  • Automatically Close On Close Date: No
  • Remarks Public: Charming Early Century Cottage in popular Severn Grove Discover this meticulously cared-for early-century cottage located in the prestigious waterfront community of Severn Grove, nestled along the scenic Severn River. Residents enjoy exclusive access to a clubhouse, boat slips, boat ramp, paddleboard and kayak facilities and storage. Recent updates include a new roof (2020) with leaf guards, a well pump (2024), a hot water heater (2022), Thompson Creek windows (2023), and a brand-new whole house generator (2024). Relish the afternoon sun in the beautiful gardens from the front porch, and unwind with your morning coffee or evening wine in the screened-in back porch. The full basement offers a semi-finished space ideal for an office or bedroom, complete with an outside entrance, full window, large storage area, workshop, and separate laundry area. The spacious corner lot provides ample parking and plenty of room for home expansion. Situated just off Bestgate Road, enjoy easy commuting to all metro-regional centers. The Annapolis Mall, numerous restaurants, and Anne Arundel Medical Center are just a mile away, ensuring all your needs are within reach. Embrace the serene and vibrant lifestyle that Severn Grove has to offer with this delightful cottage!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Entry Floor: 1
  • Flooring Type: Carpet
  • Interior Amenities: Attic, Carpet, Ceiling Fan(s), Dining Area, Floor Plan - Traditional, Bathroom - Tub Shower, Combination Dining/Living, Combination Kitchen/Dining, Kitchen - Galley
  • Window Features: Double Pane, Vinyl Clad
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Room Count: 7
  • Basement: Yes
  • Basement Type: Combination, Connecting Stairway, Daylight, Full, Improved, Outside Entrance, Unfinished, Windows, Sump Pump, Rear Entrance
  • Basement Footprint Percent: 100.00
  • Laundry Type: Basement
  • Total Sq Ft: 2432
  • Living Area Sq Ft: 1216
  • Price Per Sq Ft: 390.62
  • Above Grade Finished Sq Ft: 1216
  • Below Grade Sq Ft: 1216
  • Total Below Grade Sq Ft: 1216
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail
  • Water Access: Yes
  • Water Body Name: Severn River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric, Oil
  • Heating Type: Heat Pump - Oil Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Water Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: ROLLING KNOLLS
  • Middle School: BATES
  • High School: ANNAPOLIS
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: ROLLING KNOLLS
  • High School: ANNAPOLIS
  • Middle Or Junior School: BATES

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10500.00
  • Year Assessed: 2024
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 4012.00
  • Assessor Parcel Number: 020274610319400
  • Tax Lot: 15
  • Tax Total Finished Sq Ft: 1216
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 01/30/2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 19, 2024
Closed on
Jan 30, 2025
Sold by
Fay James S and Fay Barbara S
Bought by
Carlson Ross Filip and Carlson Nijparat
Seller's Agent
Lynn Gardner
Coldwell Banker Realty
Buyer's Agent
Janis Hopkins
American Premier Realty, LLC
List Price
$475,000
Sold Price
$460,000
Premium/Discount to List
-$15,000
-3.16%
Views
151
Current Estimated Value
$496,508

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,508
Avg. Annual Appreciation
16.15%
Original Mortgage
$414,000
Outstanding Balance
$413,314
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$83,194

Purchase Details

Closed on
Jun 7, 2000
Sold by
Schwallenberg T R
Bought by
Fay James S and Fay Barbara S
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $460,000 Certified Title
Deed $460,000 Certified Title
Deed $165,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $414,000 New Conventional
Closed $414,000 New Conventional
Previous Owner $285,000 New Conventional
Previous Owner $287,200 New Conventional
Previous Owner $300,000 Stand Alone Refi Refinance Of Original Loan
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/30/2025 01/30/25 Sold $460,000 -3.2% $378 / Sq Ft
01/05/2025 01/05/25 Pending -- -- --
12/19/2024 12/19/24 For Sale $475,000 -- $391 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,449 $368,800 $272,700 $96,100
2024 $3,449 $331,700 $0 $0
2023 $3,299 $294,600 $0 $0
2022 $3,029 $257,500 $194,600 $62,900
2021 $5,903 $245,433 $0 $0
2020 $2,859 $233,367 $0 $0
2019 $2,810 $221,300 $151,300 $70,000
2018 $2,244 $221,300 $151,300 $70,000
2017 $2,619 $221,300 $0 $0
2016 -- $354,600 $0 $0
2015 -- $318,667 $0 $0
2014 -- $282,733 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2100382

Bright MLS

APN: 02-746-10319400