$220,000
SOLD OCT 7, 2019

2 Top St Westerly, RI 02891

2 Beds
1 Bath
768 Sq Ft
7,307 Sq Ft Lot

Recently Sold

$286 Per Sq Ft

15% Below List Price

17 Days on Market

Highlights

  • Marina
  • Cape Cod Architecture
  • Wooded Lot
  • Golf Course Community
  • Deck
  • Attic

About This Home

As of July 2020

Meticulously cared for Cape Cod style home currently has 2 beds and a full bath with a living room and eat-in kitchen. This home has an unfinished 2nd floor, 768 sq feet, that is waiting for your touches. Could easily be finished with 2/3 bedrooms upstairs and another full bath. Lots of possibilities in this well maintained homes. Move in just the way it is and have room to expand. Full basement is a walk out into your fenced in backyard. Perfect for first time home buyers, a summer home or looking to down size. In town location is close to Westerly's downtown area yet still less than 5 miles to Misquamicut's Beach. City water and sewer. Call for your private showing.

Last Agent to Sell the Property

Deb Thomas

Schilke Realty License #RES.0031585 Listed on: 08/20/2019

Last Buyer's Agent

Deb Thomas

Schilke Realty License #RES.0031585 Listed on: 08/20/2019

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,447

Year Built

  • Built in 1992

Lot Details

  • 7,307 Sq Ft Lot
  • Wooded Lot
  • Property is zoned R6

Home Design

  • Cape Cod Architecture
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 768 Sq Ft Home
  • 2-Story Property
  • Thermal Windows
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Permanent Attic Stairs
  • Storm Doors

Kitchen

  • Oven
  • Range

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Parking

  • 3 Parking Spaces
  • No Garage

Utilities

  • No Cooling
  • Heating System Uses Oil
  • Baseboard Heating
  • 100 Amp Service
  • Oil Water Heater

Additional Features

  • Deck
  • Property near a hospital

Listing and Financial Details

  • Tax Lot 345
  • Assessor Parcel Number 2TOPSTWEST

Community Details

Overview

  • Near The High School Subdivision

Amenities

  • Shops
  • Public Transportation

Recreation

  • Marina
  • Golf Course Community
  • Tennis Courts
  • Recreation Facilities

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,447

Year Built

Built in 1992

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.1677
  • Subdivision Name: NEAR THE HIGH SCHOOL
  • Above Grade Finished Sq Ft: 768.0
  • Architectural Style: Cape Cod
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1992
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Oven, Oil Water Heater, Range, Refrigerator
  • Has Basement: Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Carpet, Vinyl
  • Interior Amenities: Attic, Permanent Attic Stairs
  • Living Area: 768.0
  • Stories: 2
  • Window Features: Thermal Windows
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Lot Features: Wooded
  • Construction Type: Drywall, Vinyl Siding
  • Exterior Features: Deck
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck

Garage/Parking

  • Parking Features: No Garage
  • Total Parking Spaces: 3.0

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard, Oil
  • Heating Yn: Yes
  • Electric: 100 Amp Service, Circuit Breakers
  • Sewer: Connected
  • Utilities: Sewer Connected
  • Water Source: Connected

Condo/Co-op/Association

  • Community Features: Golf, Highway Access, Marina, Near Hospital, Near Schools, Public Transportation, Recreation Area, Shopping, Tennis Court(s)
  • Senior Community: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 7307.0
  • Parcel #: 2TOPSTWEST
  • Zoning: R6
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Annual Amount: 2447.0
  • Tax Lot: 345
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2020
Closed on
Jul 24, 2020
Sold by
Mutual Prop Solutions Llc
Bought by
Fusaro Mikayla M
Seller's Agent
Kevin McDonald
Multi State Realty
Buyer's Agent
Denise Fusaro
BHHS New England Properties
List Price
$299,900
Sold Price
$300,000
Premium/Discount to List
$100
0.03%
Current Estimated Value
$492,414

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$192,414
Avg. Annual Appreciation
8.64%
Original Mortgage
$239,920
Outstanding Balance
$216,849
Interest Rate
3.2%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$242,002

Purchase Details

Listed on
Aug 20, 2019
Closed on
Sep 26, 2019
Sold by
Knight Gordon C
Bought by
Mutual Properties Solt
Seller's Agent
Deb Thomas
Schilke Realty
Buyer's Agent
Deb Thomas
Schilke Realty
List Price
$259,000
Sold Price
$220,000
Premium/Discount to List
-$39,000
-15.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
46.65%
Original Mortgage
$245,000
Interest Rate
3.5%

Purchase Details

Closed on
Sep 19, 2017
Sold by
Knight Janine B
Bought by
Knight Gordon C

Purchase Details

Closed on
Jun 14, 1993
Sold by
Celico Annie M
Bought by
Knight Janine B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,500
Interest Rate
7.41%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $299,900 None Available
Warranty Deed $220,000 --
Quit Claim Deed -- --
Warranty Deed $110,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $239,920 Purchase Money Mortgage
Previous Owner $245,000 No Value Available
Previous Owner $83,000 No Value Available
Previous Owner $87,521 No Value Available
Previous Owner $104,500 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2020 07/28/20 Sold $300,000 0.0% $195 / Sq Ft
06/28/2020 06/28/20 Pending -- -- --
06/19/2020 06/19/20 For Sale $299,900 +36.3% $195 / Sq Ft
10/07/2019 10/07/19 Sold $220,000 -15.1% $286 / Sq Ft
09/07/2019 09/07/19 Pending -- -- --
08/20/2019 08/20/19 For Sale $259,000 -- $337 / Sq Ft
Source: State-Wide MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,326 $318,300 $114,300 $204,000
2023 $3,234 $318,300 $114,300 $204,000
2022 $3,215 $318,300 $114,300 $204,000
2021 $3,075 $255,000 $99,400 $155,600
2020 $3,022 $255,000 $99,400 $155,600
2019 $2,448 $208,500 $99,400 $109,100
2018 $2,329 $188,600 $99,400 $89,200
2017 $2,263 $188,600 $99,400 $89,200
2016 $2,263 $188,600 $99,400 $89,200
2015 $2,181 $194,200 $101,400 $92,800
2014 $2,146 $194,200 $101,400 $92,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: State-Wide MLS

MLS Number: 1232690

State-Wide MLS

APN: WEST-000057-000345