$1,200,000
SOLD JAN 10, 2025

20 Atlantic Crossing Swampscott, MA 01907

3 Beds
2.5 Baths
2,308 Sq Ft
7,169 Sq Ft Lot

Recently Sold

$520 Per Sq Ft

12% Above List Price

4 Days on Market

Highlights

  • Golf Course Community
  • Colonial Architecture
  • Wood Flooring
  • Swampscott High School Rated A-
  • Property is near public transit
  • 1 Fireplace

About This Home

As of January 2025

Pristine 2017, one-owner home, just .4 miles to Phillips Beach! This meticulously maintained home is set in a quiet nook off the circle and offers the perfect blend of privacy, comfort and convenience. The thoughtfully designed first floor showcases an open concept layout ideal for modern living and entertaining, complemented by a spacious family room with a cozy fireplace. Upstairs features 3 well-appointed bedrooms plus a versatile bonus room for an additional bedroom, home office, gym, or playroom. The 2-car garage and large unfinished basement provide abundant storage and expansion potential. Enjoy carefree living in this small HOA-managed neighborhood with your landscaping and snow removal taken care of while maintaining full ownership of your property and lot. This impeccable home represents coastal living at its finest, offering a rare opportunity to own a newer construction so close to Swampscott's coveted Phillips Beach. Don't miss this turnkey gem!

Last Agent to Sell the Property

Jack Attridge

William Raveis R.E. & Home Services Listed on: 12/03/2024

William Raveis R.E. & Home Services

Last Buyer's Agent

Willis + Tierney

Compass

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,534

Year Built

  • Built in 2016

Lot Details

  • 7,169 Sq Ft Lot
  • Property fronts a private road
  • Near Conservation Area
  • Property is zoned A1

HOA Fees

  • $260 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Frame Construction
  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,308 Sq Ft Home
  • 1 Fireplace
  • Insulated Windows
  • Bonus Room
  • Wood Flooring
  • Partial Basement

Kitchen

  • Range
  • Freezer
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Walking Distance to Water
  • Porch

Location

  • Property is near public transit
  • Property is near schools

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Heater

Listing and Financial Details

  • Assessor Parcel Number M:0029 B:0004 L:10,4896979

Community Details

Recreation

  • Golf Course Community
  • Park
  • Jogging Path
  • Bike Trail

Additional Features

  • Shops

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,534

Year Built

Built in 2016

Lot Details

0

HOA Fees

$260 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Colonial
  • Year Built: 2016
  • Year Built Details: Approximate
  • ResoPropertyType: Residential
  • Special Features: None

Interior Features

  • Flooring: Wood
  • Interior Amenities: Bonus Room
  • Fireplace YN: Yes
  • Fireplaces: 1
  • Appliances: Water Heater, Range, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer
  • Total Bedrooms: 3
  • Room Bedroom2 Level: Second
  • Room Bedroom2 Area: 140
  • Room Bedroom3 Area: 120
  • Room Bedroom3 Level: Second
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bathrooms: 2.5
  • Room Master Bedroom Level: Second
  • Room Master Bedroom Area: 266
  • Master Bathroom Features: Yes
  • Bathroom 1 Area: 70
  • Bathroom 1 Features: Bathroom - Full
  • Bathroom 1 Level: Second
  • Bathroom 2 Level: Second
  • Bathroom 2 Area: 80
  • Bathroom 2 Features: Bathroom - Full
  • Bathroom 3 Features: Bathroom - Half
  • Bathroom 3 Level: First
  • Bathroom 3 Area: 20
  • Room Dining Room Level: First
  • Room Dining Room Area: 126
  • Room Family Room Level: First
  • Room Family Room Area: 350
  • Room Kitchen Level: First
  • Room Kitchen Area: 182
  • Room Living Room Level: First
  • Room Living Room Area: 300
  • Basement: Partial
  • Living Area: 2308
  • Spa YN: No
  • Window Features: Insulated Windows
  • MAIN LO: M59500
  • LIST PRICE PER Sq Ft: 465.77
  • PRICE PER Sq Ft: 519.93
  • MAIN SO: AN2383
  • Insulation: Full

Exterior Features

  • Exterior Features: Porch
  • Construction Materials: Frame
  • Foundation Details: Concrete Perimeter
  • Home Warranty YN: No
  • Patio And Porch Features: Porch
  • Road Frontage Type: Private Road
  • Roof: Shingle
  • Waterfront Features: Beach Front, Ocean, Walk to, 3/10 to 1/2 Mile To Beach, Beach Ownership(Public)
  • Waterfront YN: No
  • Waterview Flag: No

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage YN: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Attached, Garage Door Opener, Paved Drive, Off Street
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 260
  • Association Fee Frequency: Monthly
  • Association YN: Yes
  • Community Features: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area, Private School, Public School
  • Senior Community YN: No
  • REQD OWN ASSOCIATION: Yes
  • ResoAssociationFeeFrequency: Monthly

Lot Info

  • Parcel Number: M:0029 B:0004 L:10,4896979
  • Zoning: A1
  • Farm Land Area Units: Square Feet
  • Lot Features: Other
  • Lot Size Acres: 0.16
  • Lot Size Area: 0.16
  • Lot Size Sq Ft: 7169
  • Lot Size Units: Acres
  • Property Attached YN: No
  • PAGE: 596
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 10534
  • Tax Book Number: 35964

Multi Family

  • Basement Included Sq Ft: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 3, 2024
Closed on
Jan 10, 2025
Sold by
Mcguinness Theresa B
Bought by
Cross Taylor and Despo Jesse
Seller's Agent
Jack Attridge
William Raveis R.E. & Home Services
Buyer's Agent
Willis + Tierney
Compass
List Price
$1,075,000
Sold Price
$1,200,000
Premium/Discount to List
$125,000
11.63%
Views
42
Current Estimated Value
$1,232,517

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,517
Avg. Annual Appreciation
3.73%
Original Mortgage
$960,000
Outstanding Balance
$953,334
Interest Rate
6.81%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$279,183

Purchase Details

Listed on
Jul 9, 2016
Closed on
Jun 23, 2017
Sold by
Atlantic Crossing Llc
Bought by
Mcguinness Theresa B
Seller's Agent
Kathy Sullivan
RE/MAX Beacon
Buyer's Agent
Kathy Sullivan
RE/MAX Beacon
List Price
$699,000
Sold Price
$689,000
Premium/Discount to List
-$10,000
-1.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.62%
Original Mortgage
$439,000
Interest Rate
4.05%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $1,200,000 None Available
Quit Claim Deed $1,200,000 None Available
Quit Claim Deed $1,200,000 None Available
Deed $689,000 --
Quit Claim Deed $689,000 --
Quit Claim Deed $689,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $960,000 Purchase Money Mortgage
Closed $960,000 Purchase Money Mortgage
Previous Owner $439,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/10/2025 01/10/25 Sold $1,200,000 +11.6% $520 / Sq Ft
12/07/2024 12/07/24 Pending -- -- --
12/03/2024 12/03/24 For Sale $1,075,000 +56.0% $466 / Sq Ft
06/23/2017 06/23/17 Sold $689,000 0.0% $307 / Sq Ft View Prior Sale
03/24/2017 03/24/17 Pending -- -- --
02/09/2017 02/09/17 Price Changed $689,000 -0.7% $307 / Sq Ft
09/22/2016 09/22/16 Price Changed $694,000 -0.7% $309 / Sq Ft
07/09/2016 07/09/16 For Sale $699,000 -- $311 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,905 $950,700 $301,800 $648,900
2024 $10,534 $916,800 $288,300 $628,500
2023 $10,268 $874,600 $288,300 $586,300
2022 $9,842 $767,100 $234,200 $532,900
2021 $9,478 $686,800 $198,200 $488,600
2020 $9,723 $679,900 $198,200 $481,700
2019 $10,087 $663,600 $198,200 $465,400
2018 $10,909 $681,800 $198,200 $483,600
2017 $5,162 $295,800 $198,200 $97,600
2016 $3,435 $198,200 $198,200 $0
2015 $3,476 $202,700 $202,700 $0
2014 $3,370 $180,200 $180,200 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73316910

MLS Property Information Network (MLS PIN)

APN: SWAM-000029-000004-000010