$325,000
SOLD JUL 1, 2025

20 Cypress Dr Palm Harbor, FL 34684

3 Beds
1 Bath
1,404 Sq Ft
5,994 Sq Ft Lot

Recently Sold

$231 Per Sq Ft

7% Below List Price

89 Days on Market

Highlights

  • Clubhouse
  • Vaulted Ceiling
  • Shuffleboard Court
  • Tarpon Springs Middle School Rated A-
  • Stone Countertops
  • 1 Car Attached Garage

About This Home

As of July 2025

PRICE IMPROVEMENT – NOW $315,000! BEST VALUE IN THE AREA!!!

Incredible opportunity in Palm Harbor – this charming three-bedroom home just became even more affordable with a newly reduced price of $315,000. If you’ve been waiting for the perfect time to buy, this is it.

Unbeatable Price Per Square Foot – Best Value in the Area
This Home: Priced at $224 per square foot ($315,000 for 1,404 square feet).
Palm Harbor Median: $269 per square foot – You’re getting a better deal than the average buyer.
Why Buy Now? Lower Price and More Buying Power!
Best value in the neighborhood – Priced below market comparables.
More buying power – Lower price means lower monthly payments.
Flexible financing options available.
Move-In Ready Gem Near Innisbrook Golf Resort and the New Trader Joe’s
Nestled in a prime location, this beautifully updated three-bedroom, one full bath plus bonus room home offers modern upgrades, unbeatable amenities, and a rare backyard sanctuary that backs up to protected land—no future development, just peace and privacy.

Turn-key and updated – New 2024 roof, HVAC, mini splits, and water heater, plus fresh paint inside and out.
Stylish and functional kitchen – Brand-new granite countertops, refreshed cabinetry with sleek matte black hardware and soft-close hinges.
Fully remodeled bathroom – Modern vanity, new toilet, tub, tile, and a luxurious LED-lit mirror.
Three bedrooms plus a bonus room – Perfect for a home office, fourth bedroom, hobby room, or workout space.
Garage – A clean and versatile space, ideal for projects, extra storage, or keeping your car and toys secure.
Year-round comfort – Mini-split systems in the bonus room and Florida room provide heating and cooling for ultimate flexibility.
Outdoor Living at Its Best
Spacious backyard – Fully fenced with a cozy sitting area, ideal for barbecues, entertaining, or simply soaking up the Florida sunshine.
Enclosed patio – This all-weather retreat has direct access to the kitchen, making it perfect for hosting guests. Includes an AC mini-split to stay cool in summer and warm on chilly nights.
Optional HOA and Exclusive Lake Access
Lake Shore Club Membership – Enjoy fantastic entertainment venue facilities available to residents of Lake Shore Estates and Freshwater Estates. For just $30 per year, members gain access to:

Outdoor amenities – A private dock and boat ramp on Lake Tarpon, a playground, a large picnic table, a charcoal barbecue, and a scenic patio.
Indoor clubhouse facilities – A kitchen, large open area, and restrooms—perfect for hosting private events.
Exclusive rentals – Clubhouse facilities available for rental by members. Simply check the availability calendar and reserve via email.
Located at the end of Lake Shore Drive, directly on Lake Tarpon.
Membership is voluntary—there are no required fees or covenants.
Incredible Location and Amenities
Perfect for boaters and water lovers – Enjoy Lake Tarpon access with the optional HOA boat ramp and dock.
Right across from Innisbrook Golf Resort – Enjoy world-class golf at your doorstep.
Close to shopping and dining – Minutes to the new Trader Joe’s, Tarpon Springs Sponge Docks, Leepa-Rattner Museum of Art, and top-rated restaurants.
Safe and sound – This home stayed high and dry through both hurricanes—a testament to its solid location and structure.
Don’t miss out on this best-priced home in Palm Harbor. Schedule your showing today!

Last Agent to Sell the Property

Jessica Martin

THE SHOP REAL ESTATE CO. Brokerage Phone: 727-593-7777 License #3578561 Listed on: 01/30/2025

Co-Listed By

Stephany Abreu Decastro

THE SHOP REAL ESTATE CO. Brokerage Phone: 727-593-7777 License #3618077

Last Buyer's Agent

Eileen Sorensen

EILEEN SORENSEN, BROKER License #3289153

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $631

Year Built

  • Built in 1959

Lot Details

  • 5,994 Sq Ft Lot
  • Lot Dimensions are 60x100
  • South Facing Home
  • Property is zoned R-3

HOA Fees

  • $3 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Slab Foundation
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,404 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Sliding Doors
  • Living Room
  • Laundry in Garage

Kitchen

  • Eat-In Kitchen
  • Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Exterior Lighting
  • Outdoor Storage
  • Rain Gutters

Schools

  • Highland Lakes Elementary School
  • Tarpon Springs Middle School
  • Tarpon Springs High School

Utilities

  • Central Air
  • Heating Available
  • Thermostat
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

Amenities

  • Clubhouse

Recreation

  • Shuffleboard Court
  • Community Playground
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$631

Year Built

Built in 1959

Lot Details

0

HOA Fees

$3 per month

Parking

1

Listing Details

  • HOA Fee Includes: Other
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 1404
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 1959
  • Building Area Total: 1742
  • Lot Size Sq Ft: 5994
  • Directions to Property: Head north on US-19 N toward Alderman Rd. Turn right onto Cypress Dr. Destination will be on the left.
  • Status: Sold
  • Co List Office Mls Id: MFR260033159
  • Co List Office Phone: 727-593-7777
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Tampa
  • Escrow Postal Code: 33609
  • Escrow State: FL
  • Escrow Street Name: W Kennedy Blvd #452
  • Escrow Street Number: 4532
  • List Office Head Office Key Nume: 541104198
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 231.48
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Dock,Private Boat Ramp
  • Attribution Contact: 727-593-7777
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Stone Counters, Thermostat, Vaulted Ceiling(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 20
  • Living Area Meters: 130.44
  • Room Count: 3

Exterior Features

  • Direction Faces: South
  • Exterior Features: Lighting, Rain Gutters, Sidewalk, Sliding Doors, Storage
  • Roof: Other
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Dog Park, Playground
  • Association Amenities: Clubhouse, Playground, Shuffleboard Court
  • Association Fee: 30
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Optional
  • Association Email: president@lakeshoreestates.info
  • Association URL: http://lakeshoreestates.info/index.htm

Fee Information

  • Total Annual Fees: 30.00
  • Total Monthly Fees: 2.50
  • Monthly HOA Amount: 2.50

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: Tarpon Springs High-PN
  • Middle Or Junior School: Tarpon Springs Middle-PN

Lot Info

  • Zoning: R-3
  • Parcel Number: 30-27-16-48546-000-0200
  • Additional Parcels: No
  • Lot Dimensions: 60x100
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 557

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 631.37
  • Tax Block: 48546
  • Tax Book Number: 46-15
  • Tax Lot: 20

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 30, 2025
Closed on
Jun 30, 2025
Sold by
Drip Unlimited Llc
Bought by
Little Christian John and Kelly Arianna
Seller's Agent
Jessica Martin
THE SHOP REAL ESTATE CO.
Buyer's Agent
Eileen Sorensen
EILEEN SORENSEN, BROKER
List Price
$350,000
Sold Price
$325,000
Premium/Discount to List
-$25,000
-7.14%
Views
78
Current Estimated Value
$322,138

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,862
Avg. Annual Appreciation
-3.22%
Original Mortgage
$256,000
Interest Rate
6.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 2, 2024
Sold by
Cluley William and Wise Jessica E
Bought by
Drip Unlimited Llc

Purchase Details

Closed on
Jun 4, 2021
Sold by
Cluley William and Cluley Nancy
Bought by
Cluley William and Wise Jessica E

Purchase Details

Closed on
Apr 25, 2006
Sold by
Cluley Nancy and Altrui Nancy
Bought by
Cluley William and Cluley Nancy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 28, 2002
Sold by
Vincent Michael J
Bought by
Laliberte Gerald L and Laliberte Deborah M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,000
Interest Rate
6.98%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $325,000 Scarab Title & Escrow Services
Warranty Deed $226,000 G E D Title Agency Llc
Warranty Deed $226,000 G E D Title Agency Llc
Interfamily Deed Transfer -- Accommodation
Interfamily Deed Transfer $61,500 American Title & Escrow Svcs
Warranty Deed $96,142 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $256,000 New Conventional
Previous Owner $148,000 New Conventional
Previous Owner $96,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/01/2025 07/01/25 Sold $325,000 +3.2% $231 / Sq Ft
04/29/2025 04/29/25 Pending -- -- --
04/03/2025 04/03/25 Price Changed $315,000 -4.3% $224 / Sq Ft
03/14/2025 03/14/25 Price Changed $329,000 -2.9% $234 / Sq Ft
02/21/2025 02/21/25 Price Changed $339,000 -3.1% $241 / Sq Ft
01/30/2025 01/30/25 For Sale $350,000 -- $249 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $626 $72,337 -- --
2023 $626 $70,230 $0 $0
2022 $691 $68,184 $0 $0
2021 $705 $66,198 $0 $0
2020 $708 $65,284 $0 $0
2019 $716 $63,816 $0 $0
2018 $713 $62,626 $0 $0
2017 $715 $61,338 $0 $0
2016 $716 $60,076 $0 $0
2015 $730 $59,658 $0 $0
2014 $732 $59,185 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8344530

Stellar MLS

APN: 30-27-16-48546-000-0200