D
Seller's Agent in 2025
Debra Russo
Serhant LLC
1 in this area
3 Total Sales
20 Division St Cold Spring, NY 10516
4
Beds
2.5
Baths
2,002
Sq Ft
4,000
Sq Ft Lot
Highlights
- 3 Fireplaces
- Beamed Ceilings
- Central Air
- Haldane Elementary/Middle School Rated A-
- Formal Dining Room
- Heating System Uses Oil
About This Home
As of November 2025Welcome to 20 Division Street, a captivating piece of history nestled in the heart of picturesque Cold Spring, NY. Built in 1790, this charming residence boasts 2,002 square feet of living space, featuring four spacious bedrooms and three bathrooms. Step outside to discover the beautifully updated exterior, complete with brand new pavers, modern siding, and a newly installed roof, ensuring both aesthetic appeal and peace of mind. The exterior complements the home’s historic character while providing a fresh, inviting entrance. While the interior of the home is ready for your personal touch and updates, it offers incredible potential to create the living space of your dreams. Imagine the possibilities as you transform this historic gem into a modern oasis while preserving its unique charm. Located in the historic Cold Spring Village, you're just a short stroll away from an array of local shops, delightful restaurants, and the scenic Hudson River. This prime location combines the tranquility of village life with the convenience of nearby amenities. Don’t miss this rare opportunity to own a piece of history in one of New York’s most charming villages. Schedule your private tour today and envision the endless possibilities that await at 20 Division Street!
Last Agent to Sell the Property
Serhant LLC Brokerage Phone: 646-480-7665 License #10401359659 Listed on: 05/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,561
Year Built
- Built in 1790
Lot Details
- 4,000 Sq Ft Lot
Parking
- 1 Car Garage
Home Design
- HardiePlank Type
Interior Spaces
- 2,002 Sq Ft Home
- Beamed Ceilings
- 3 Fireplaces
- Formal Dining Room
- Walk-Out Basement
Kitchen
- Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Schools
- Haldane Elementary/Middle School
- Haldane Middle School
- Haldane High School
Utilities
- Central Air
- Heating System Uses Oil
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 372603-049-005-0001-024-000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 20, 2025
Closed on
Nov 21, 2025
Sold by
Vetoulis Christopher James and Barbara Ann Vetoulis Revocable Living Tr
Bought by
Hudson Valley House Buyers Llc
Seller's Agent
Debra Russo
Serhant LLC
Buyer's Agent
Jake Garay
Serhant LLC
List Price
$650,000
Sold Price
$550,000
Premium/Discount to List
-$100,000
-15.38%
Views
241
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
254.28%
Original Mortgage
$440,000
Outstanding Balance
$440,000
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$160,920
Purchase Details
Closed on
Mar 19, 2024
Sold by
Vetoulis Barbara Ann
Bought by
Vetoulis Barbara Ann
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $550,000 | Westcor Land Title | |
| Deed | -- | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $440,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/26/2025 11/26/25 | Sold | $550,000 | -7.6% | $275 / Sq Ft |
| 08/01/2025 08/01/25 | Pending | -- | -- | -- |
| 06/18/2025 06/18/25 | Price Changed | $595,000 | -8.5% | $297 / Sq Ft |
| 05/20/2025 05/20/25 | For Sale | $650,000 | -- | $325 / Sq Ft |
Source: OneKey® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,456 | $183,100 | $37,500 | $145,600 |
| 2023 | $10,456 | $183,100 | $37,500 | $145,600 |
| 2022 | $10,200 | $183,100 | $37,500 | $145,600 |
| 2021 | $8,788 | $183,100 | $37,500 | $145,600 |
| 2020 | $9,033 | $183,100 | $37,500 | $145,600 |
| 2019 | $1,119 | $183,100 | $37,500 | $145,600 |
| 2018 | $8,718 | $183,100 | $37,500 | $145,600 |
| 2017 | $8,533 | $183,100 | $37,500 | $145,600 |
| 2016 | $8,431 | $183,100 | $37,500 | $145,600 |
Source: Public Records
Agents Affiliated with this Home
-
Debra Russo
-
Jake Garay
Seller Co-Listing Agent in 2025
Jake Garay
Serhant LLC
(914) 772-2603
2 in this area
312 Total Sales
Map
Source: OneKey® MLS
MLS Number: 864642
APN: 372603-049-005-0001-024-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale or lease on this web site comes in part from OneKey® MLS. Real estate listings held by brokerage firms other than Ten-X are marked with the OneKey® MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Copyright 2025 OneKey® MLS. All rights reserved.
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