20 Ems C28b Ln Warsaw, IN 46582
2
Beds
1.5
Baths
1,250
Sq Ft
7,841
Sq Ft Lot
Highlights
- 67 Feet of Waterfront
- Lake, Pond or Stream
- 2 Car Attached Garage
- Warsaw Community High School Rated A-
- Community Fire Pit
- Bathtub with Shower
About This Home
As of June 2025Welcome to this immaculate 1200+sqft, 2-bedroom, 2-bath home on Big Chapman Lake, offering 67 feet of beautiful water frontage. With a flexible layout that could easily be turned into a 3-bedroom, this charming year-round home is ready for your lake adventures. A spacious two-car garage is perfect for storing all your lake toys. Big Chapman Lake, combined with Little Chapman Lake, gives you 638 acres of water to enjoy skiing, fishing, floating on the sandbars, and more. The backyard features a cozy grill porch area, ideal for relaxing between your summer activities. You'll love being part of a vibrant community known for its fish fries, pancake breakfasts, and the amazing 4th of July fireworks show. This home has had many updates including new siding, a new roof, a new water softener, and a new well. The property will also be connected to the regional sewer system, with the current owner already paying the $88 monthly fee and the hook up will cost around $2,500. There are currently about 35 homes ahead in the connection schedule, giving you peace of mind for the future. This home also offers a great and convenient location, just 10 minutes away from Walmart, the YMCA, restaurants, entertainment, and more. This is the peaceful lake lifestyle you have been waiting for. Schedule your tour today!
Last Agent to Sell the Property
RE/MAX Results- Warsaw Brokerage Phone: 574-253-7400 Listed on: 04/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,481
Year Built
- Built in 1964
Lot Details
- 7,841 Sq Ft Lot
- Lot Dimensions are 67x122
- 67 Feet of Waterfront
- Home fronts a canal
- Landscaped
- Level Lot
Parking
- 2 Car Attached Garage
Home Design
- Poured Concrete
- Shingle Roof
- Vinyl Construction Material
Interior Spaces
- 1,250 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Crawl Space
Kitchen
- Gas Oven or Range
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathtub with Shower
Laundry
- Laundry on main level
- Washer and Gas Dryer Hookup
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- Waterski or Wakeboard
- Lake, Pond or Stream
Schools
- Harrison Elementary School
- Lakeview Middle School
- Warsaw High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Private Company Owned Well
- Well
- Septic System
Community Details
- Chapman Lake Park Subdivision
- Community Fire Pit
Listing and Financial Details
- Assessor Parcel Number 43-07-26-100-024.000-016
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 29, 2025
Closed on
Jun 2, 2025
Sold by
Tenney Tristyn J and Erklin Robyn
Bought by
Dwyer Justin and Dwyer Kathrine
Seller's Agent
Berto Barrera
RE/MAX Results- Warsaw
Buyer's Agent
Daniel Harstine
Integrity Real Estate
List Price
$365,000
Sold Price
$365,000
Views
119
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-82.86%
Original Mortgage
$292,000
Outstanding Balance
$292,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$36,352
Purchase Details
Listed on
Jan 5, 2023
Closed on
Feb 17, 2023
Sold by
Duncan Patrick Scott
Bought by
Tenney Trislyn J and Erklin Robyn J
Seller's Agent
Karin Hamilton
Hamilton Real Estate Group LLC
Buyer's Agent
Berto Barrera
RE/MAX Results- Warsaw
List Price
$299,500
Sold Price
$295,000
Premium/Discount to List
-$4,500
-1.5%
Views
84
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.70%
Original Mortgage
$280,250
Interest Rate
6.33%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 8, 2021
Sold by
Duncan Patrick and Duncon Mary
Bought by
Duncan Patrick Scott
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,000
Interest Rate
2.23%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 24, 2014
Closed on
Aug 6, 2014
Sold by
Klase Mark A and Klase Lauren
Bought by
Duncan Patrick and Duncan Mary
Seller's Agent
Amanda Harstine
Integrity Real Estate
Buyer's Agent
Karin Hamilton
Hamilton Real Estate Group LLC
List Price
$180,000
Sold Price
$162,000
Premium/Discount to List
-$18,000
-10%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.73%
Original Mortgage
$153,800
Interest Rate
4.14%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 30, 2011
Sold by
Klase Charles and Klase Charles I
Bought by
Klase Mark A and Klase Amy Lauren
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
4.23%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 15, 2005
Sold by
Bruno Dennis
Bought by
Klase Charles I
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
5.69%
Mortgage Type
New Conventional
Similar Homes in Warsaw, IN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Fidelity National Title | |
| Warranty Deed | $295,000 | -- | |
| Interfamily Deed Transfer | -- | Boston National Title Agency | |
| Warranty Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $292,000 | New Conventional | |
| Previous Owner | $280,250 | New Conventional | |
| Previous Owner | $142,000 | New Conventional | |
| Previous Owner | $153,800 | New Conventional | |
| Previous Owner | $75,000 | New Conventional | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $60,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/04/2025 06/04/25 | Sold | $365,000 | 0.0% | $292 / Sq Ft |
| 05/04/2025 05/04/25 | Pending | -- | -- | -- |
| 04/29/2025 04/29/25 | For Sale | $365,000 | +23.7% | $292 / Sq Ft |
| 02/17/2023 02/17/23 | Sold | $295,000 | -1.5% | $236 / Sq Ft |
| 01/05/2023 01/05/23 | For Sale | $299,500 | +84.9% | $240 / Sq Ft |
| 08/21/2014 08/21/14 | Sold | $162,000 | -10.0% | $130 / Sq Ft |
| 07/11/2014 07/11/14 | Pending | -- | -- | -- |
| 04/24/2014 04/24/14 | For Sale | $180,000 | -- | $144 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,487 | $250,800 | $53,000 | $197,800 |
| 2023 | $1,340 | $235,400 | $50,100 | $185,300 |
| 2022 | $1,175 | $203,700 | $45,100 | $158,600 |
| 2021 | $1,039 | $183,700 | $45,100 | $138,600 |
| 2020 | $976 | $172,700 | $45,100 | $127,600 |
| 2019 | $893 | $165,200 | $45,100 | $120,100 |
| 2018 | $886 | $165,300 | $45,100 | $120,200 |
| 2017 | $789 | $157,600 | $45,100 | $112,500 |
| 2016 | $857 | $157,000 | $48,800 | $108,200 |
| 2014 | $646 | $133,200 | $48,800 | $84,400 |
| 2013 | $646 | $133,300 | $48,800 | $84,500 |
Source: Public Records
Agents Affiliated with this Home
-
Berto Barrera
Seller's Agent in 2025
Berto Barrera
RE/MAX
(574) 253-7400
452 Total Sales
-
Daniel Harstine
Buyer's Agent in 2025
Daniel Harstine
Integrity Real Estate
(574) 551-7644
210 Total Sales
-
Karin Hamilton
Seller's Agent in 2023
Karin Hamilton
Hamilton Real Estate Group LLC
(574) 269-4000
86 Total Sales
-
A
Seller's Agent in 2014
Amanda Harstine
Integrity Real Estate
(574) 457-5018
Map
Source: Indiana Regional MLS
MLS Number: 202515038
APN: 43-07-26-100-024.000-016
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