$295,000
SOLD FEB 17, 2023

20 Ems C28b Ln Warsaw, IN 46582

2 Beds
1.5 Baths
1,250 Sq Ft
8,146 Sq Ft Lot

Recently Sold

$236 Per Sq Ft

2% Below List Price

12 Days on Market

Highlights

  • 67 Feet of Waterfront
  • Lake, Pond or Stream
  • Community Fire Pit
  • Warsaw Community High School Rated A-
  • Ranch Style House
  • 2 Car Attached Garage

About This Home

As of February 2023

TIME TO GET ON THE LAKE- on Big Chapman Lake 67 ft.of water frontage! A charming year round home with 2 bedrooms , 2 bath, two car garage -perfect for storing lake toys. Big Chapman Lake combined with little Chapman Lake offers 638 acres of water for all your lake sports including skiing, fishing, and floating on the sandbars. Community fish fries, pancake breakfasts and the amazing 4th of July fireworks display. Open concept with some many updates!!

Last Agent to Sell the Property

Karin Hamilton

Hamilton Real Estate Group LLC Listed on: 01/05/2023

Last Buyer's Agent

Berto Barrera

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,040

Year Built

  • Built in 1964

Lot Details

  • 8,146 Sq Ft Lot
  • Lot Dimensions are 67x122
  • 67 Feet of Waterfront
  • Home fronts a canal
  • Landscaped
  • Level Lot

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Poured Concrete
  • Vinyl Construction Material

Interior Spaces

  • 1,250 Sq Ft Home
  • Crawl Space
  • Kitchen Island
  • Electric Dryer Hookup

Bedrooms and Bathrooms

  • 2 Bedrooms

Outdoor Features

  • Waterski or Wakeboard
  • Lake, Pond or Stream

Schools

  • Harrison Elementary School
  • Lakeview Middle School
  • Warsaw High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Septic System

Community Details

  • Chapman Lake Park Subdivision
  • Community Fire Pit

Listing and Financial Details

  • Assessor Parcel Number 43-07-26-100-024.000-016

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,040

Year Built

Built in 1964

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1964
  • Style: One Story
  • Architectural Style: Ranch
  • Bedrooms: 2
  • Total Bathrooms: 2
  • Total Full Bathrooms: 1
  • Total Number of Half Bathrooms: 1
  • Legal Description: 029-101-011 Lot 78 Chapman Lake PK 3RD ADD
  • Parcel Number ID: 43-07-26-100-024.000-016
  • Platted: Yes
  • Amenities: Deck Open, Dryer Hook Up Electric, Firepit, Kitchen Island, Landscaped
  • Grid: 10 - Central Kosc.
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1250
  • Total Finished Sq Ft: 1250
  • Above Grade Finished Sq Ft: 1250
  • Basement Foundation: Crawl
  • Basement Material: Poured Concrete
  • Living Great Room: Dimensions: 20x12, On Level: Main
  • Kitchen: Dimensions: 13x12, On Level: Main
  • Family Room: Dimensions: 16x11, On Level: Main
  • Bedroom 1: Dimensions: 12x12, On Level: Main
  • Bedroom 2: Dimensions: 11x10, On Level: Main
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Outbuilding1: None, Dimensions: 10x8
  • Lake Type: Ski Lake
  • Water Frontage: 67
  • Water Name: Big Chapman Lake

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 26x22
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Water Type: Lake
  • Well Type: Private

Schools

  • Elementary School: Harrison

Lot Info

  • Lot Description: Level, Waterfront
  • Lot Dimensions: 67X122
  • Estimated Lot Sq Ft: 8146
  • Estimated Lot Size Acres: 0.187

Tax Info

  • Annual Taxes: 1040

Multi Family

  • Water Access: Channel Front/Canal

MLS Schools

  • High School: Warsaw
  • Middle School: Lakeview
  • School District: Warsaw Community

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2025
Closed on
Jun 2, 2025
Sold by
Tenney Tristyn J and Erklin Robyn
Bought by
Dwyer Justin and Dwyer Kathrine
Seller's Agent
Berto Barrera
RE/MAX Results
Buyer's Agent
Daniel Harstine
Integrity Real Estate
List Price
$365,000
Sold Price
$365,000
Views
119
Current Estimated Value
$355,121

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,879
Avg. Annual Appreciation
-4.87%
Original Mortgage
$292,000
Outstanding Balance
$291,250
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$63,871

Purchase Details

Listed on
Jan 5, 2023
Closed on
Feb 17, 2023
Sold by
Duncan Patrick Scott
Bought by
Tenney Trislyn J and Erklin Robyn J
Seller's Agent
Karin Hamilton
Hamilton Real Estate Group LLC
Buyer's Agent
Berto Barrera
RE/MAX Results
List Price
$299,500
Sold Price
$295,000
Premium/Discount to List
-$4,500
-1.5%
Views
84

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.70%
Original Mortgage
$280,250
Interest Rate
6.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 8, 2021
Sold by
Duncan Patrick and Duncon Mary
Bought by
Duncan Patrick Scott

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,000
Interest Rate
2.23%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 24, 2014
Closed on
Aug 6, 2014
Sold by
Klase Mark A and Klase Lauren
Bought by
Duncan Patrick and Duncan Mary
Seller's Agent
Amanda Harstine
Integrity Real Estate
Buyer's Agent
Karin Hamilton
Hamilton Real Estate Group LLC
List Price
$180,000
Sold Price
$162,000
Premium/Discount to List
-$18,000
-10%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.17%
Original Mortgage
$153,800
Interest Rate
4.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 30, 2011
Sold by
Klase Charles and Klase Charles I
Bought by
Klase Mark A and Klase Amy Lauren

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 15, 2005
Sold by
Bruno Dennis
Bought by
Klase Charles I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
5.69%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Fidelity National Title
Warranty Deed $295,000 --
Interfamily Deed Transfer -- Boston National Title Agency
Warranty Deed -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $292,000 New Conventional
Previous Owner $280,250 New Conventional
Previous Owner $142,000 New Conventional
Previous Owner $153,800 New Conventional
Previous Owner $75,000 New Conventional
Previous Owner $60,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/04/2025 06/04/25 Sold $365,000 0.0% $292 / Sq Ft View Prior Sale
05/04/2025 05/04/25 Pending -- -- --
04/29/2025 04/29/25 For Sale $365,000 +23.7% $292 / Sq Ft
02/17/2023 02/17/23 Sold $295,000 -1.5% $236 / Sq Ft
01/05/2023 01/05/23 For Sale $299,500 +84.9% $240 / Sq Ft
08/21/2014 08/21/14 Sold $162,000 -10.0% $130 / Sq Ft View Prior Sale
07/11/2014 07/11/14 Pending -- -- --
04/24/2014 04/24/14 For Sale $180,000 -- $144 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,481 $250,800 $53,000 $197,800
2023 $1,340 $235,400 $50,100 $185,300
2022 $1,175 $203,700 $45,100 $158,600
2021 $1,039 $183,700 $45,100 $138,600
2020 $976 $172,700 $45,100 $127,600
2019 $893 $165,200 $45,100 $120,100
2018 $886 $165,300 $45,100 $120,200
2017 $789 $157,600 $45,100 $112,500
2016 $857 $157,000 $48,800 $108,200
2014 $646 $133,200 $48,800 $84,400
2013 $646 $133,300 $48,800 $84,500
Source: Public Records

Agents Affiliated with this Home

  • Berto Barrera

    Seller's Agent in 2025

    Berto Barrera

    RE/MAX

    (574) 253-7400

    528 Total Sales

    Berto Barrera
    Section Image
  • Daniel Harstine

    Buyer's Agent in 2025

    Daniel Harstine

    Integrity Real Estate

    (574) 551-7644

    171 Total Sales

    Daniel Harstine
    Section Image
  • Karin Hamilton

    Seller's Agent in 2023

    Karin Hamilton

    Hamilton Real Estate Group LLC

    (574) 269-4000

    80 Total Sales

    Karin Hamilton
    Section Image

  • A

    Seller's Agent in 2014

    Amanda Harstine

    Integrity Real Estate

    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202300276

Indiana Regional MLS

APN: 43-07-26-100-024.000-016

Indiana Kosciusko County Warsaw 46582

20 Ems C28b Ln, Warsaw, IN

Sold

Detached

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