Seller's Agent in 2026
Dave Archuletta
First Team Real Estate
(949) 550-2307
221 in this area
327 Total Sales
20 Formero St Ladera Ranch, CA 92694
Estimated Value: $2,752,000 - $2,878,000
5
Beds
5.5
Baths
3,943
Sq Ft
$716/Sq Ft
Est. Value
Highlights
- Fitness Center
- In Ground Pool
- Clubhouse
- Esencia Rated A
- Open Floorplan
- Property is near park
About This Home
As of January 2026Welcome to 20 Formero, an exceptional Aubergine Plan 3 and one of the most sought-after floor plans in Rancho Mission Viejo. Set on a generous 7667 sq ft lot, this home offers an impressive entertainer’s backyard with a natural stone saltwater pool with waterfall features and grottos, a private casita, and a refined blend of modern comfort and elevated design. Fresh interior paint and meticulous care make this 5 bedroom, 5.5 bath home truly move-in ready. The open concept layout is anchored by a spacious game room with a custom bar, creating the perfect setting for gatherings. Through the courtyard, the detached casita provides an ideal retreat for guests or multigenerational living and includes its own outdoor fireplace and lounge. The great room showcases a custom wood panel accent wall, an elegant fireplace, and expansive sliding doors for seamless indoor and outdoor living. The chef’s kitchen features an oversized marble island, designer backsplash, premium appliances, and custom cabinetry that flows into the dining area. Upstairs, the primary suite delivers a spa-inspired experience with dual vanities and two walk-in closets. Three additional bedrooms, a loft, and a full laundry room complete the second level. The backyard is a true highlight with a firepit, custom California room, full outdoor kitchen with a 42” grill, bar seating, a 106” outdoor projector, and heaters for year-round enjoyment. Additional features include owned solar, a 3-car garage with epoxy floors and custom cabinetry, Life Source whole house water filtration, a built-in latte-making coffee system, custom ice maker, ADT alarm, upgraded closets, custom loft shelving, a $5,000 upgraded internet system, 2024 pool resurfacing, plantation shutters, upgraded flooring, and enhanced security system. Exclusive to Rancho Mission Viejo residents are all amenities in the Villages of Sendero, Esencia, Rienda, and future Villages. There are community amenities for all from breath-taking resort-style pools and spas, Esencia school K-8, community farms, fitness centers, guest house, putting green, bocce ball courts, tennis and pickle ball courts, playgrounds, coffee shop, fire pits, an arcade and so much more!
Last Agent to Sell the Property
First Team Real Estate Brokerage Phone: 949-550-2307 License #02092569 Listed on: 12/05/2025
Co-Listed By
First Team Real Estate Brokerage Phone: 949-550-2307 License #01884122
Home Details
Home Type
- Single Family
Year Built
- Built in 2016
Lot Details
- 7,667 Sq Ft Lot
- Density is 6-10 Units/Acre
HOA Fees
- $299 Monthly HOA Fees
Parking
- 3 Car Direct Access Garage
- Parking Available
- Tandem Garage
- Driveway
Home Design
- Entry on the 1st floor
- Turnkey
- Planned Development
- Slab Foundation
- Stucco
Interior Spaces
- 3,943 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Wired For Data
- Built-In Features
- Wainscoting
- High Ceiling
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Plantation Shutters
- Formal Entry
- Great Room
- Family Room Off Kitchen
- Living Room with Fireplace
- Dining Room
- Loft
- Neighborhood Views
Kitchen
- Open to Family Room
- Breakfast Bar
- Walk-In Pantry
- Built-In Range
- Microwave
- Water Line To Refrigerator
- Kitchen Island
- Quartz Countertops
Bedrooms and Bathrooms
- 5 Bedrooms | 1 Main Level Bedroom
- Walk-In Closet
- Stone Bathroom Countertops
- Soaking Tub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Washer and Gas Dryer Hookup
Pool
- In Ground Pool
- In Ground Spa
Outdoor Features
- Balcony
- Covered Patio or Porch
- Outdoor Fireplace
- Exterior Lighting
- Rain Gutters
Location
- Property is near park
Schools
- Capistrano Valley High School
Utilities
- Central Heating and Cooling System
- Tankless Water Heater
Listing and Financial Details
- Tax Lot 58
- Tax Tract Number 17572
- Assessor Parcel Number 75542127
- $9,869 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- Rancho MMC Association, Phone Number (949) 625-6500
- First Service Residential HOA
- Built by Tri Pointe
- Aubergine Subdivision, Plan 3
Amenities
- Outdoor Cooking Area
- Community Fire Pit
- Community Barbecue Grill
- Picnic Area
- Clubhouse
- Banquet Facilities
- Meeting Room
- Card Room
- Recreation Room
Recreation
- Tennis Courts
- Pickleball Courts
- Sport Court
- Bocce Ball Court
- Ping Pong Table
- Community Playground
- Fitness Center
- Community Pool
- Community Spa
- Park
- Dog Park
- Hiking Trails
- Bike Trail
Security
- Controlled Access
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 5, 2025
Closed on
Jan 9, 2026
Sold by
Miller Linda E and Miller James Jennifer
Bought by
Pc House Trust and Whittier Trust
Seller's Agent
Dave Archuletta
First Team Real Estate
Buyer's Agent
Dean Lueck
Compass
List Price
$2,875,000
Sold Price
$2,875,000
Views
87
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$50,423
Avg. Annual Appreciation
-6.83%
Purchase Details
Listed on
Oct 12, 2020
Closed on
Dec 4, 2020
Sold by
Zaffarkhan Khyber and Zaffarkhan Tanya
Bought by
Miller Linda E and Miller James Jennifer
Seller's Agent
Rana Madain
Compass
Buyer's Agent
Jennifer James
Cali Dream Homes
List Price
$1,748,000
Sold Price
$1,670,000
Premium/Discount to List
-$78,000
-4.46%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.26%
Purchase Details
Closed on
Aug 16, 2018
Sold by
Meritage Homes Of California Inc
Bought by
Rivera Marta Akiko and The B Trust Of The Fumiko A Rivera Livin
Purchase Details
Closed on
Nov 22, 2017
Sold by
Zaffarkhan Khyber
Bought by
Zaffwarkhan Khyber and Zaffwarkhan Tanya
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$857,500
Interest Rate
3.88%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 13, 2016
Sold by
Tri Pointe Homes Inc
Bought by
Zaffarkhan Khyber
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$650,000
Interest Rate
3.12%
Mortgage Type
Adjustable Rate Mortgage/ARM
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Pc House Trust | $2,875,000 | California Title Company | |
| Miller Linda E | $1,670,000 | Chicago Title Company | |
| Rivera Marta Akiko | $712,500 | First American Title Company | |
| Zaffwarkhan Khyber | -- | None Available | |
| Zaffarkhan Khyber | $1,172,000 | First American Title Hsd |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Zaffwarkhan Khyber | $857,500 | |
| Previous Owner | Zaffarkhan Khyber | $650,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/22/2026 01/22/26 | Sold | $2,875,000 | 0.0% | $729 / Sq Ft | |
| 12/05/2025 12/05/25 | For Sale | $2,875,000 | +72.2% | $729 / Sq Ft | |
| 12/21/2020 12/21/20 | Sold | $1,670,000 | -4.5% | $424 / Sq Ft | View Prior Sale |
| 10/12/2020 10/12/20 | For Sale | $1,748,000 | -- | $443 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $27,850 | $1,807,661 | $724,338 | $1,083,323 |
| 2024 | $27,850 | $1,772,217 | $710,135 | $1,062,082 |
| 2023 | $27,414 | $1,737,468 | $696,211 | $1,041,257 |
| 2022 | $26,937 | $1,703,400 | $682,559 | $1,020,841 |
| 2021 | $26,573 | $1,670,000 | $669,175 | $1,000,825 |
| 2020 | $22,865 | $1,316,195 | $380,165 | $936,030 |
| 2019 | $23,025 | $1,290,388 | $372,711 | $917,677 |
| 2018 | $22,371 | $1,227,875 | $365,403 | $862,472 |
| 2017 | $22,346 | $1,171,570 | $376,179 | $795,391 |
| 2016 | $15,021 | $494,549 | $494,549 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Dave Archuletta
-
Julia Archuletta
Seller Co-Listing Agent in 2026
Julia Archuletta
First Team Real Estate
(949) 389-0094
186 in this area
236 Total Sales
-
Dean Lueck
Buyer's Agent in 2026
Dean Lueck
Compass
(949) 275-1801
3 in this area
123 Total Sales
-
Stephen Walsh
Buyer Co-Listing Agent in 2026
Stephen Walsh
Compass
(949) 235-3517
1 in this area
84 Total Sales
-
Rana Madain
Seller's Agent in 2020
Rana Madain
Compass
(626) 827-9951
52 Total Sales
-
J
Buyer's Agent in 2020
Jennifer James
Cali Dream Homes
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: OC25270445
APN: 755-421-27
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