20 Gayle St Middletown, NJ 07748
New Monmouth NeighborhoodEstimated Value: $853,886
4
Beds
2.5
Baths
2,328
Sq Ft
$367/Sq Ft
Est. Value
Highlights
- Outdoor Pool
- Deck
- Attic
- New Kitchen
- Wood Flooring
- Corner Lot
About This Home
As of September 2021JUST MOVE IN! Completely updated 4 bedroom, 2.5 bathroom split level colonial with high end finishing and modern function in Middletowns desired ''Harmony'' section. Enter the foyer which leads up to the main level which has an open floor plan, complete with hardwood floors and recessed lighting. The living room has crown molding and a picture window, and opens to the formal dining room. The eat in kitchen has been beautifully overhauled and includes custom white shaker cabinets, quartz counters and stainless steel appliances. There are 4 large bedrooms, with the master suite having a private bathroom. The lower level offers a family room with fireplace, custom mill work with cove lighting and access to the patio. Outdoors has a trex deck, paver patio, professional landscaping & in ground! Minutes to mass transit, shopping and the Shore!
Last Agent to Sell the Property
Christopher Walsh
EXP Realty Listed on: 07/30/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,851
Year Built
- Built in 1963
Lot Details
- Lot Dimensions are 108 x 125
- Corner Lot
Parking
- 2 Car Direct Access Garage
- Garage Door Opener
- Double-Wide Driveway
Home Design
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Crown Molding
- Ceiling Fan
- Wood Burning Fireplace
- Thermal Windows
- Sliding Doors
- Family Room
- Living Room
- Dining Room
- Den
- Laundry Room
- Attic
Kitchen
- New Kitchen
- Eat-In Kitchen
- Gas Cooktop
- Stove
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on second floor
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Primary Bathroom includes a Walk-In Shower
Outdoor Features
- Outdoor Pool
- Deck
Schools
- Harmony Elementary School
- Thorne Middle School
- Middle North High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Natural Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 32-00560-0000-00010
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 30, 2021
Closed on
Sep 27, 2021
Sold by
Kosowski Ronald and Kosowski Deborah
Bought by
Geffrard Gerald
Seller's Agent
Christopher Walsh
EXP Realty
Buyer's Agent
Joseph Barrett
Realty One Group Emerge
List Price
$599,900
Sold Price
$657,500
Premium/Discount to List
$57,600
9.6%
Total Days on Market
6
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$196,386
Avg. Annual Appreciation
7.36%
Original Mortgage
$657,500
Outstanding Balance
$606,672
Interest Rate
2.88%
Mortgage Type
VA
Estimated Equity
$247,214
Purchase Details
Listed on
Sep 9, 2016
Closed on
Dec 16, 2016
Sold by
Nirvana Homes Llc
Bought by
Kosowski Ii Ronald and Kosowski Deborah
Seller's Agent
George Prina
EXP Realty
Buyer's Agent
Christopher Walsh
VRI Homes
Sold Price
$425,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.54%
Original Mortgage
$417,302
Interest Rate
3.87%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 22, 2016
Sold by
Deutsche Bank National Tr Ust Company and Indymac Indx Mortgage Loa N Trust 2005
Bought by
Nirvana Homes Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Interest Rate
3.73%
Purchase Details
Closed on
Apr 29, 2005
Sold by
Quinn Joseph F
Bought by
Forte John
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$359,650
Interest Rate
5.63%
Mortgage Type
Purchase Money Mortgage
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Geffrard Gerald | $657,500 | Foundation Title Llc | |
| Kosowski Ii Ronald | $425,000 | None Available | |
| Nirvana Homes Llc | $251,000 | -- | |
| Forte John | $450,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Geffrard Gerald | $172,095 | |
| Open | Geffrard Gerald | $657,500 | |
| Previous Owner | Kosowski Ii Ronald | $417,302 | |
| Previous Owner | Nirvana Homes Llc | -- | |
| Previous Owner | Forte John | $359,650 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/29/2021 09/29/21 | Sold | $657,500 | +9.6% | $282 / Sq Ft |
| 08/06/2021 08/06/21 | Pending | -- | -- | -- |
| 07/30/2021 07/30/21 | For Sale | $599,900 | +41.2% | $258 / Sq Ft |
| 12/16/2016 12/16/16 | Sold | $425,000 | -- | $183 / Sq Ft |
Source: MOREMLS (Monmouth Ocean Regional REALTORS®)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,027 | $763,600 | $374,300 | $389,300 |
| 2023 | $12,027 | $692,000 | $293,400 | $398,600 |
| 2022 | $9,553 | $632,900 | $253,400 | $379,500 |
| 2021 | $9,553 | $459,300 | $236,600 | $222,700 |
| 2020 | $8,851 | $414,000 | $207,000 | $207,000 |
| 2019 | $9,010 | $426,600 | $207,000 | $219,600 |
| 2018 | $9,431 | $435,200 | $202,500 | $232,700 |
| 2017 | $10,341 | $472,400 | $228,100 | $244,300 |
| 2016 | $8,332 | $391,000 | $190,600 | $200,400 |
| 2015 | $8,603 | $389,800 | $190,600 | $199,200 |
| 2014 | $8,206 | $362,600 | $180,600 | $182,000 |
Source: Public Records
Agents Affiliated with this Home
-
Joseph Barrett
J
Buyer's Agent in 2021
Joseph Barrett
Realty One Group Emerge
(973) 945-0368
2 in this area
17 Total Sales
-
George Prina
Seller's Agent in 2016
George Prina
EXP Realty
(732) 241-3248
2 in this area
40 Total Sales
-
Christopher Walsh
Buyer's Agent in 2016
Christopher Walsh
EXP Realty
(732) 933-0200
39 in this area
179 Total Sales
Map
Source: MOREMLS (Monmouth Ocean Regional REALTORS®)
MLS Number: 22125161
APN: 32-00560-0000-00010
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