20 Harborview Dr Berlin, MD 21811
4
Beds
3
Baths
2,082
Sq Ft
7,400
Sq Ft Lot
Highlights
- 60 Feet of Waterfront
- Marina
- 1 Dock Slip
- Showell Elementary School Rated A-
- Boat Ramp
- Golf Club
About This Home
As of June 2025This fabulous waterfront home has it all, including fantastic views down the canal to the open water of the St Martin river just a minute away, and views overlooking the beautiful Ocean Pines Swim & Racquet Club (a wonderful waterfront park). This home was updated by the current owners in 2022, and updates include: gorgeous new open living space on the upper level overlooking the water, with beautiful gourmet kitchen; new large composite deck and railings; new flooring throughout the home; most new windows, new interior paint. This upper level also includes 3 bedrooms, 2 bathrooms and a sun porch. The lower level helps to spread out the great living space of this home - with a waterfront bedroom, a large waterfront family room (which could be used as a 5th bedroom), a 3rd full bathroom, a large utility room perfect for all your beach toys, and a garage with workbench and cabinets. Additional features of this property include a dock, an electric boat lift, a manual lift for smaller boats, an outdoor shower with new hardware, and an attached shed with work bench. (Note: The current owners have never used the boat lifts, so the condition is not known and maintenance may be needed.) Take a two minute walk to the Swim & Racquet Club, with the wonderful riverfront pool, the kiddy splash area, tennis courts, beach area, marina with boat slips & pavilion area for fishing & crabbing. Hop on your boat and head out to explore all the great open waters, including the St Martin River, the Isle of Wight Bay, Assawoman Bay, and the back bays of Assateague Island. This is the beach life at its finest, in the wonderful Ocean Pines community with low fees and great amenities! This low maintenance home is being sold furnished as seen.
Last Agent to Sell the Property
ERA Martin Associates, Shamrock Division Listed on: 03/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,594
Year Built
- Built in 1984
Lot Details
- 7,400 Sq Ft Lot
- 60 Feet of Waterfront
- Home fronts navigable water
- Home fronts a canal
- Cleared Lot
- Property is in excellent condition
- Property is zoned R-3
HOA Fees
- $122 Monthly HOA Fees
Parking
- 1 Car Direct Access Garage
- 4 Driveway Spaces
- Parking Storage or Cabinetry
- Front Facing Garage
Property Views
- River
- Scenic Vista
- Canal
Home Design
- Coastal Architecture
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,082 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Partially Furnished
- Built-In Features
- Ceiling Fan
- Awning
- Window Treatments
- Combination Kitchen and Dining Room
- Carpet
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Built-In Oven
- Cooktop
- Built-In Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- En-Suite Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Outdoor Shower
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a canal
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Bulkhead
- Electric Hoist or Boat Lift
- Manual Hoist or Boat Lift
- 1 Dock Slip
- Physical Dock Slip Conveys
- Dock Against Bulkhead
- Waterfront Park
- Powered Boats Permitted
- Exterior Lighting
Location
- Flood Risk
- Property is near a park
Schools
- Showell Elementary School
- Stephen Decatur Middle School
- Stephen Decatur High School
Utilities
- Central Air
- Heat Pump System
- Vented Exhaust Fan
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 405
- Assessor Parcel Number 2403088820
Community Details
Overview
- Association fees include common area maintenance, management, recreation facility, reserve funds, road maintenance, snow removal, pool(s)
- $200 Other One-Time Fees
- Ocean Pines Association
- Ocean Pines Newport Subdivision
Amenities
- Picnic Area
- Common Area
- Community Center
- Meeting Room
- Party Room
- Recreation Room
Recreation
- Boat Ramp
- Marina
- Beach
- Golf Club
- Golf Course Community
- Golf Course Membership Available
- Private Beach Club
- Tennis Courts
- Baseball Field
- Soccer Field
- Community Basketball Court
- Shuffleboard Court
- Community Playground
- Community Indoor Pool
- Pool Membership Available
- Fishing Allowed
- Jogging Path
- Bike Trail
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 27, 2025
Closed on
Jun 30, 2025
Sold by
Modak Anand R and Modak Susan B
Bought by
Stracquadanio Matthew
Seller's Agent
Julie Woulfe
ERA Martin Associates, Shamrock Division
Buyer's Agent
Darron Whitehead
Whitehead Real Estate Exec.
List Price
$849,000
Sold Price
$750,000
Premium/Discount to List
-$99,000
-11.66%
Views
214
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
43.51%
Original Mortgage
$675,000
Outstanding Balance
$675,000
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$125,387
Purchase Details
Closed on
Oct 10, 1989
Sold by
Gagner Victor J and Gagner Nancy J
Bought by
Beaver Ronald L and Beaver Virginia R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
10.1%
Purchase Details
Closed on
Jun 15, 1983
Sold by
Torres Adolfo
Bought by
Gagner Victor J and Gagner Nancy J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$16,000
Interest Rate
12.82%
Similar Homes in Berlin, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $750,000 | Bright Title And Settlement | |
| Deed | $750,000 | Bright Title And Settlement | |
| Deed | $179,900 | -- | |
| Deed | $23,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $675,000 | New Conventional | |
| Closed | $675,000 | New Conventional | |
| Previous Owner | $258,948 | Reverse Mortgage Home Equity Conversion Mortgage | |
| Previous Owner | $120,000 | No Value Available | |
| Previous Owner | $16,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $750,000 | -3.7% | $360 / Sq Ft |
| 05/27/2025 05/27/25 | Pending | -- | -- | -- |
| 05/23/2025 05/23/25 | Price Changed | $779,000 | -2.6% | $374 / Sq Ft |
| 04/19/2025 04/19/25 | Price Changed | $799,999 | -5.8% | $384 / Sq Ft |
| 03/27/2025 03/27/25 | For Sale | $849,000 | +69.8% | $408 / Sq Ft |
| 10/14/2021 10/14/21 | Sold | $500,000 | +0.2% | $240 / Sq Ft |
| 09/08/2021 09/08/21 | Pending | -- | -- | -- |
| 09/02/2021 09/02/21 | For Sale | $499,000 | 0.0% | $240 / Sq Ft |
| 08/28/2021 08/28/21 | Pending | -- | -- | -- |
| 08/24/2021 08/24/21 | For Sale | $499,000 | -- | $240 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,578 | $395,600 | $0 | $0 |
| 2024 | $3,578 | $375,500 | $179,800 | $195,700 |
| 2023 | $3,446 | $361,633 | $0 | $0 |
| 2022 | $3,313 | $347,767 | $0 | $0 |
| 2021 | $3,195 | $333,900 | $179,200 | $154,700 |
| 2020 | $3,046 | $326,800 | $0 | $0 |
| 2019 | $3,559 | $319,700 | $0 | $0 |
| 2018 | $2,954 | $312,600 | $176,200 | $136,400 |
| 2017 | $2,947 | $311,900 | $0 | $0 |
| 2016 | -- | $311,200 | $0 | $0 |
| 2015 | -- | $310,500 | $0 | $0 |
| 2014 | $2,282 | $310,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Julie Woulfe
Seller's Agent in 2025
Julie Woulfe
ERA Martin Associates, Shamrock Division
(443) 604-0186
77 in this area
95 Total Sales
-
Darron Whitehead
Buyer's Agent in 2025
Darron Whitehead
Whitehead Real Estate Exec.
(410) 726-4133
5 in this area
327 Total Sales
-
brittany carver
Buyer's Agent in 2021
brittany carver
Sheppard Realty Inc
(443) 783-3110
3 in this area
10 Total Sales
Map
Source: Bright MLS
MLS Number: MDWO2029260
APN: 03-088820
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