$750,000
SOLD JUN 30, 2025

20 Harborview Dr Berlin, MD 21811

4 Beds
3 Baths
2,082 Sq Ft
7,400 Sq Ft Lot Lot

Sale Details

Date Sold: June 30, 2025

$360 Per Sq Ft

12% Below List Price

60 Days on Market

Highlights

  • 60 Feet of Waterfront
  • Marina
  • 1 Dock Slip
  • Showell Elementary School Rated A-
  • Boat Ramp
  • Golf Club

About This Home

As of June 2025

This fabulous waterfront home has it all, including fantastic views down the canal to the open water of the St Martin river just a minute away, and views overlooking the beautiful Ocean Pines Swim & Racquet Club (a wonderful waterfront park). This home was updated by the current owners in 2022, and updates include: gorgeous new open living space on the upper level overlooking the water, with beautiful gourmet kitchen; new large composite deck and railings; new flooring throughout the home; most new windows, new interior paint. This upper level also includes 3 bedrooms, 2 bathrooms and a sun porch. The lower level helps to spread out the great living space of this home - with a waterfront bedroom, a large waterfront family room (which could be used as a 5th bedroom), a 3rd full bathroom, a large utility room perfect for all your beach toys, and a garage with workbench and cabinets. Additional features of this property include a dock, an electric boat lift, a manual lift for smaller boats, an outdoor shower with new hardware, and an attached shed with work bench. (Note: The current owners have never used the boat lifts, so the condition is not known and maintenance may be needed.) Take a two minute walk to the Swim & Racquet Club, with the wonderful riverfront pool, the kiddy splash area, tennis courts, beach area, marina with boat slips & pavilion area for fishing & crabbing. Hop on your boat and head out to explore all the great open waters, including the St Martin River, the Isle of Wight Bay, Assawoman Bay, and the back bays of Assateague Island. This is the beach life at its finest, in the wonderful Ocean Pines community with low fees and great amenities! This low maintenance home is being sold furnished as seen.

Last Agent to Sell the Property

Julie Woulfe

(410) 641-5000 jwoulfe@shamrockrealty.com ERA Martin Associates, Shamrock Division Listed on: 03/27/2025

Last Buyer's Agent

Darron Whitehead

(410) 749-4663 whiteheadre@comcast.net Whitehead Real Estate Exec. License #RB-0003579

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,594

Year Built

  • Built in 1984

Lot Details

  • 7,400 Sq Ft Lot
  • 60 Feet of Waterfront
  • Home fronts navigable water
  • Home fronts a canal
  • Cleared Lot
  • Property is in excellent condition
  • Property is zoned R-3

HOA Fees

  • $122 Monthly HOA Fees

Parking

  • 1 Car Direct Access Garage
  • 4 Driveway Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage

Property Views

  • River
  • Scenic Vista
  • Canal

Home Design

  • Coastal Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,082 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Partially Furnished
  • Built-In Features
  • Ceiling Fan
  • Awning
  • Window Treatments
  • Combination Kitchen and Dining Room
  • Carpet

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Outdoor Shower
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a canal
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Bulkhead
  • Electric Hoist or Boat Lift
  • Manual Hoist or Boat Lift
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Dock Against Bulkhead
  • Waterfront Park
  • Powered Boats Permitted
  • Exterior Lighting

Location

  • Flood Risk
  • Property is near park

Schools

  • Showell Elementary School
  • Stephen Decatur Middle School
  • Stephen Decatur High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 405
  • Assessor Parcel Number 2403088820

Community Details

Overview

  • Association fees include common area maintenance, management, recreation facility, reserve funds, road maintenance, snow removal, pool(s)
  • $200 Other One-Time Fees
  • Ocean Pines Association
  • Ocean Pines Newport Subdivision

Amenities

  • Picnic Area
  • Common Area
  • Community Center
  • Meeting Room
  • Party Room
  • Recreation Room

Recreation

  • Boat Ramp
  • Marina
  • Beach
  • Golf Club
  • Golf Course Community
  • Golf Course Membership Available
  • Private Beach Club
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Shuffleboard Court
  • Community Playground
  • Community Indoor Pool
  • Pool Membership Available
  • Fishing Allowed
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,594

Year Built

Built in 1984

Lot Details

7,400 Sq Ft Lot

HOA Fees

$122 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Inclusions: Furnished as seen, other than personal possessions
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 3/27/2025 12:00:00 AM
  • Federal Flood Zone: Yes
  • Year Built: 1984
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Refrigerator, Washer, Water Heater, Built-In Microwave, Oven - Wall, Stainless Steel Appliances, Cooktop
  • Interior Amenities: Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Open, Kitchen - Eat-In, Pantry, Primary Bath(s), Window Treatments
  • Fireplace: No
  • Foundation Details: Other
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 2082
  • Living Area Sq Ft: 2082
  • Price Per Sq Ft: 374.16
  • Above Grade Finished Sq Ft: 2082
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Awning(s), Exterior Lighting, Outside Shower
  • Roof: Shingle
  • View: Canal, River, Scenic Vista
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail, Waterski/Wakeboard, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Canal and St Martin River
  • Water Body Type: Canal
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 60

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Paved Parking
  • Garage Features: Additional Storage Area, Built In, Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Electric Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1465.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Bike Trail, Boat Ramp, Common Grounds, Community Center, Golf Club, Golf Course, Golf Course Membership Available, Jog/Walk Path, Marina/Marina Club, Meeting Room, Party Room, Picnic Area, Pool - Indoor, Pool - Outdoor, Pool Mem Avail, Recreational Center, Soccer Field, Tennis Courts, Tot Lots/Playground, Beach Club, Shuffleboard
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Recreation Facility, Reserve Funds, Road Maintenance, Snow Removal, Pool(s)
  • HOA Name: OCEAN PINES ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Fee Information

  • Other Fees: 200.00
  • Other Fees Frequency: One Time

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: SHOWELL
  • High School: STEPHEN DECATUR
  • Middle Or Junior School: STEPHEN DECATUR

Lot Info

  • Lot Features: Backs - Parkland, Bulkheaded, Cleared
  • Lot Size Acres: 0.17
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7400.00
  • Property Condition: Excellent
  • Zoning: R-3
  • In City Limits: No

Rental Info

  • Furnished: Partially
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3594.00
  • Assessor Parcel Number: 2403088820
  • Tax Lot: 405
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Park, Private Dock Site

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2025
Closed on
Jun 30, 2025
Sold by
Modak Anand R and Modak Susan B
Bought by
Stracquadanio Matthew
Seller's Agent
Julie Woulfe
ERA Martin Associates, Shamrock Division
Buyer's Agent
Darron Whitehead
Whitehead Real Estate Exec.
List Price
$849,000
Sold Price
$750,000
Premium/Discount to List
-$99,000
-11.66%
Views
214
Current Estimated Value
$744,588

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,412
Avg. Annual Appreciation
-0.90%
Original Mortgage
$675,000
Outstanding Balance
$670,358
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$74,230

Purchase Details

Closed on
Oct 10, 1989
Sold by
Gagner Victor J and Gagner Nancy J
Bought by
Beaver Ronald L and Beaver Virginia R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
10.1%

Purchase Details

Closed on
Jun 15, 1983
Sold by
Torres Adolfo
Bought by
Gagner Victor J and Gagner Nancy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$16,000
Interest Rate
12.82%
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $750,000 Bright Title And Settlement
Deed $750,000 Bright Title And Settlement
Deed $179,900 --
Deed $23,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $675,000 New Conventional
Closed $675,000 New Conventional
Previous Owner $120,000 No Value Available
Previous Owner $16,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2025 06/30/25 Sold $750,000 -3.7% $360 / Sq Ft
05/27/2025 05/27/25 Pending -- -- --
05/23/2025 05/23/25 Price Changed $779,000 -2.6% $374 / Sq Ft
04/19/2025 04/19/25 Price Changed $799,999 -5.8% $384 / Sq Ft
03/27/2025 03/27/25 For Sale $849,000 +69.8% $408 / Sq Ft
10/14/2021 10/14/21 Sold $500,000 +0.2% $240 / Sq Ft View Prior Sale
09/08/2021 09/08/21 Pending -- -- --
09/02/2021 09/02/21 For Sale $499,000 0.0% $240 / Sq Ft
08/28/2021 08/28/21 Pending -- -- --
08/24/2021 08/24/21 For Sale $499,000 -- $240 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,651 $395,600 $0 $0
2024 $3,578 $375,500 $179,800 $195,700
2023 $3,446 $361,633 $0 $0
2022 $3,313 $347,767 $0 $0
2021 $3,195 $333,900 $179,200 $154,700
2020 $3,046 $326,800 $0 $0
2019 $3,559 $319,700 $0 $0
2018 $2,954 $312,600 $176,200 $136,400
2017 $2,947 $311,900 $0 $0
2016 -- $311,200 $0 $0
2015 -- $310,500 $0 $0
2014 $2,282 $310,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDWO2029260

Bright MLS

APN: 03-088820

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