NOT LISTED FOR SALE

20 Horizon Ridge Ct Saint Charles, MO 63303

Estimated Value: $466,111 - $539,000

4 Beds
3 Baths
3,182 Sq Ft
$155/Sq Ft Est. Value

Last Sold October 20, 2016

Current estimated payment $3,071/month

83 Days on Market

Highlights

  • Primary Bedroom Suite
  • Open Floorplan
  • Traditional Architecture
  • Harvest Ridge Elementary School Rated A
  • Great Room with Fireplace
  • Cathedral Ceiling

About This Home

As of October 2016

Appointment thru MLS, on combo lock box (see agent remarks); JUST REDUCED $10,000!!! Perfect location on cul-de-sac; Split style 4 bedroom, 3 bath open, modern floor plan. High-ceiling open great room blends into Kitchen/Dining area. Newly Upstyled granite counter tops and center island, glass tile backsplash, glass cooktop, oven, sink and 42-inch cabinets. Wood floors thru entryway, kitchen & dining. Large Master Suite features bay window, sitting area, walk in closet and private bathroom suite with separate shower, soaking tub and double sink. Spacious main-floor laundry room. Finished LL includes large legal bedroom, full bath, family room, theatre room, game area and plenty of storage area. Perfectly maintained home in award winning school district and just minutes to everything. YOU WILL LOVE IT AT FIRST SITE! SHOW YOUR MOST DISCRIMINATE BUYER TODAY.

Last Agent to Sell the Property

Shirley Dennigmann

Shirley A Denningmann License #2001024423 Listed on: 07/28/2016

Last Buyer's Agent

Kathleen Speiser

Coldwell Banker Realty - Gundaker License #2008010246

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,477

Year Built

  • 2006

Lot Details

  • 8,712 Sq Ft Lot
  • Cul-De-Sac
  • Fenced
  • Level Lot

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture

Interior Spaces

  • 3,182 Sq Ft Home
  • Open Floorplan
  • Cathedral Ceiling
  • Gas Fireplace
  • Insulated Windows
  • Window Treatments
  • Sliding Doors
  • Six Panel Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Family Room
  • Combination Kitchen and Dining Room
  • Game Room
  • Lower Floor Utility Room
  • Laundry on main level
  • Breakfast Bar

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8 Feet High
  • Finished Basement Bathroom

Utilities

  • Heating System Uses Gas
  • Underground Utilities
  • Gas Water Heater
  • High Speed Internet

Additional Features

  • Doors with lever handles
  • Patio

Community Details

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,477

Year Built

2006

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • Municipality Township: St. Charles
  • Special Areas: Entry Foyer, Family Room, Game Room, Great Room, Main Floor Laundry
  • Special Description: Owner Occupied
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2006

Interior Features

  • Appliances: Dishwasher, Disposal, Downdraft/Cooktop, Electric Cooktop, Microwave, Range Hood, Range/Oven-Electric
  • Fireplaces: 1
  • Basement: Bathroom in LL, 8 ft + pour, Full, Partially Finished, Rec/Family Area
  • Bedroom Types: Main Floor Master, Master Bdr. Suite
  • Dining Room: Kitchen/Dining Combo
  • Fireplace Location: Great Room
  • Fireplace Type: Gas
  • Interior Amenities: Cathedral Ceilings, 9' Ceilings, Open Floor Plan, Some Carpeting, Some Window Treatmnt, Walk-In Closets, Some Wood Floors
  • Kitchen: Breakfast Bar, Pantry, SolidSurfaceCounter
  • Lower Level Bedrooms: 1
  • Lower Full Bathrooms: 1
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 2
  • Master Bed.: Double Sink, Full Bath, Tub & Separate Shwr
  • Misc Features: High Spd Connection, In-Ground Sprklr Sys, Patio
  • Total Living Area: 3182.00
  • Windows/Doors: 6 Panel Door(s), Lever Style Door Handles, Sliding Glass Doors, Some Insulated Wndws

Exterior Features

  • Exterior Features: Brick Veneer Decrtv, Vinyl Siding
  • Architecture: Traditional

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage

Utilities

  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air
  • Sewer: Public
  • Water: Public
  • Water Heater: Gas

Condo/Co-op/Association

  • Association Fee: 225
  • Association Fee Frequency: Yearly
  • Amenities: Underground Util

Schools

  • School District: Francis Howell R-III
  • Elementary School: Harvest Ridge Elem.
  • Middle School: Barnwell Middle
  • High School: Francis Howell North High

Lot Info

  • Lot Description: Cul-De-Sac, Fencing, Level Lot, Streetlights
  • Lot Dimensions: see plat
  • Lot Sq Ft: 8712

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 28, 2016
Closed on
Oct 11, 2016
Sold by
Keipp Carrie L and The Carrie L Keipp Revocable T
Bought by
Love Deidra M
Seller's Agent
Shirley Dennigmann
Shirley A Denningmann
Buyer's Agent
Kathleen Speiser
Coldwell Banker Realty - Gundaker
List Price
$285,000
Current Estimated Value
$492,778

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.91%
Original Mortgage
$257,450
Outstanding Balance
$206,948
Interest Rate
3.46%
Mortgage Type
New Conventional
Estimated Equity
$283,325

Purchase Details

Closed on
Dec 30, 2015
Sold by
Keipp Carrie L and Carrie L Keipp Revocable Trust
Bought by
Keipp Carrie L and Carrie L Keipp Revocable Trust

Purchase Details

Closed on
Oct 24, 2014
Sold by
Haily Brian Spencer D and Haily Brian
Bought by
Carrie L Keipp Revocable Trust

Purchase Details

Closed on
Jan 27, 2009
Sold by
Mcbride & Son Homes Inc
Bought by
Haily Brian Spencer D and Haily Brian

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$258,930
Interest Rate
5.17%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Love Deidra M -- Us Title
Keipp Carrie L -- None Available
Carrie L Keipp Revocable Trust -- Ust
Haily Brian Spencer D $272,559 Sec
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Love Deidra M $257,450
Previous Owner Brian Spencer D $248,400
Previous Owner Haily Brian Spencer D $258,930
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/20/2016 10/20/16 Sold -- -- --
08/07/2016 08/07/16 Price Changed $275,000 -3.5% $86 / Sq Ft
07/28/2016 07/28/16 For Sale $285,000 -0.7% $90 / Sq Ft
01/09/2015 01/09/15 Sold -- -- --
01/09/2015 01/09/15 For Sale $287,000 -- $85 / Sq Ft
09/18/2014 09/18/14 Pending -- -- --
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,477 $78,262 -- --
2023 $4,475 $75,622 $0 $0
2022 $3,933 $61,805 $0 $0
2021 $3,937 $61,805 $0 $0
2020 $3,854 $58,180 $0 $0
2019 $3,837 $58,180 $0 $0
2018 $3,649 $52,438 $0 $0
2017 $3,596 $52,438 $0 $0
2016 $3,703 $52,049 $0 $0
2015 $3,695 $52,049 $0 $0
2014 $3,436 $46,933 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS16053519

MARIS MLS

APN: 3-0162-A210-00-019C.0000000