20 Otter Cove Dr Old Saybrook, CT 06475
4
Beds
2.5
Baths
3,529
Sq Ft
2.2
Acres
Highlights
- Spa
- 2.2 Acre Lot
- Attic
- Kathleen E. Goodwin School Rated A-
- Cape Cod Architecture
- 1 Fireplace
About This Home
As of June 2025Discover this contemporary Cape, set on 2 acres in Otter Cove, a tranquil enclave nestled along the CT River. This custom-built gem is a testament to sophisticated design paired with practical elegance, offering a versatile living experience that caters to both casual relaxation and upscale entertaining. Blending style with functionality, this 7-year-young home features a sunlit main level with a chef's kitchen, including quartz countertops, an oversized island and wine cooler. The primary suite wing is a 685 SF sanctuary with en suite bath and walk-in dressing room that opens to a patio with a hot tub and fire pit. The main level also offers a full library/office, half bath, a convenient laundry and direct access to the 3-car garage. Upstairs, find 3 spacious bedrooms and a large bath, plus two additional rooms to create your personal vision for additional living. Enjoy solar power, radiant heated floors, smart home controls, and a full house generator for ultimate comfort. Safety is ensured with an interior fire sprinkler system on every level. Otter Cove's amenities include a private beach and kayak storage. Revel in the beauty of woodlands meeting water, with shopping, dining, entertainment, cultural arts and top medical facilities just a stone's throw away in a town with a rich history dating back to 1635. Located midway between Boston and New York, there are air, land and sea transportation options for travel beyond the immediate area.
Last Agent to Sell the Property
William Pitt Sotheby's Int'l License #RES.0797761 Listed on: 03/31/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,601
Year Built
- Built in 2016
Lot Details
- 2.2 Acre Lot
- Stone Wall
- Garden
- Property is zoned AA-3
Home Design
- Cape Cod Architecture
- Concrete Foundation
- Frame Construction
- Asphalt Shingled Roof
- Ridge Vents on the Roof
- Shingle Siding
- Radon Mitigation System
Interior Spaces
- 3,529 Sq Ft Home
- 1 Fireplace
- Thermal Windows
- French Doors
- Concrete Flooring
- Attic or Crawl Hatchway Insulated
Kitchen
- Built-In Oven
- Electric Cooktop
- Range Hood
- Microwave
- Dishwasher
- Wine Cooler
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- Heated Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Garage Access
- Basement Storage
Home Security
- Smart Lights or Controls
- Smart Thermostat
Parking
- 3 Car Garage
- Automatic Garage Door Opener
- Private Driveway
Eco-Friendly Details
- Energy-Efficient Lighting
- Energy-Efficient Insulation
- Heating system powered by solar not connected to the grid
Outdoor Features
- Spa
- Patio
- Exterior Lighting
Location
- Property is near shops
- Property is near a golf course
Schools
- Kathleen E. Goodwin Elementary School
- Old Saybrook High School
Utilities
- Heat Pump System
- Heating System Uses Oil Above Ground
- Heating System Uses Propane
- Underground Utilities
- Power Generator
- Private Company Owned Well
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 2617529
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 31, 2025
Closed on
Jun 20, 2025
Sold by
Lozinak Fret and Lozinak L
Bought by
Mayeda Francis J and Mayeda Mary
Seller's Agent
MJ Derisio
William Pitt Sotheby's Int'l
Buyer's Agent
Tammy Tinnerello
William Pitt Sotheby's Int'l
List Price
$1,500,000
Sold Price
$1,500,000
Views
82
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.50%
Original Mortgage
$1,500,000
Outstanding Balance
$1,500,000
Interest Rate
6.76%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$2,900
Purchase Details
Closed on
Feb 4, 2025
Sold by
Lozinak Gregory J and Lozinak Amy K
Bought by
Lozinak Fret and Lozinak L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
6.84%
Mortgage Type
Credit Line Revolving
Purchase Details
Listed on
Mar 29, 2019
Closed on
Dec 3, 2019
Sold by
Sweet David
Bought by
Lozinak Gregory J and Lozinak Amy K
Seller's Agent
Melissa Pardi
William Pitt Sotheby's Int'l
Buyer's Agent
MJ Derisio
William Pitt Sotheby's Int'l
List Price
$874,900
Sold Price
$750,000
Premium/Discount to List
-$124,900
-14.28%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.02%
Original Mortgage
$600,000
Interest Rate
2.25%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Old Saybrook, CT
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,500,000 | None Available | |
| Deed | $1,500,000 | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $750,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,500,000 | Purchase Money Mortgage | |
| Closed | $1,500,000 | Purchase Money Mortgage | |
| Previous Owner | $150,000 | Credit Line Revolving | |
| Previous Owner | $600,000 | Purchase Money Mortgage | |
| Previous Owner | $95,000 | Unknown | |
| Previous Owner | $375,000 | Stand Alone Refi Refinance Of Original Loan |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/20/2025 06/20/25 | Sold | $1,500,000 | 0.0% | $425 / Sq Ft |
| 04/17/2025 04/17/25 | Pending | -- | -- | -- |
| 04/02/2025 04/02/25 | For Sale | $1,500,000 | +100.0% | $425 / Sq Ft |
| 12/04/2019 12/04/19 | Sold | $750,000 | -2.6% | $213 / Sq Ft |
| 10/12/2019 10/12/19 | Pending | -- | -- | -- |
| 09/20/2019 09/20/19 | Price Changed | $769,900 | -3.8% | $218 / Sq Ft |
| 08/29/2019 08/29/19 | Price Changed | $799,900 | -3.0% | $227 / Sq Ft |
| 06/20/2019 06/20/19 | Price Changed | $824,900 | -2.9% | $234 / Sq Ft |
| 05/14/2019 05/14/19 | Price Changed | $849,900 | -2.9% | $241 / Sq Ft |
| 03/29/2019 03/29/19 | For Sale | $874,900 | -- | $248 / Sq Ft |
Source: SmartMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,869 | $894,800 | $230,600 | $664,200 |
| 2024 | $13,601 | $894,800 | $230,600 | $664,200 |
| 2023 | $10,628 | $519,700 | $140,400 | $379,300 |
| 2022 | $10,436 | $519,700 | $140,400 | $379,300 |
| 2021 | $10,420 | $519,700 | $140,400 | $379,300 |
| 2020 | $10,420 | $519,700 | $140,400 | $379,300 |
| 2019 | $10,264 | $519,700 | $140,400 | $379,300 |
| 2018 | $11,005 | $561,500 | $140,400 | $421,100 |
| 2017 | $7,314 | $372,000 | $140,400 | $231,600 |
| 2016 | $2,704 | $140,400 | $140,400 | $0 |
| 2015 | $2,641 | $140,400 | $140,400 | $0 |
| 2014 | $2,597 | $140,400 | $140,400 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
MJ Derisio
William Pitt
(860) 304-8020
2 in this area
40 Total Sales
-
Buyer's Agent in 2025
Tammy Tinnerello
William Pitt
(860) 867-6120
12 in this area
164 Total Sales
-
Seller's Agent in 2019
Melissa Pardi
William Pitt
(860) 767-7488
25 in this area
60 Total Sales
-
Seller Co-Listing Agent in 2019
Pardi & Zucco Team
William Pitt
(860) 391-2438
25 in this area
60 Total Sales
Map
Source: SmartMLS
MLS Number: 24081879
APN: OSAY-000063-000050-000001
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