$421,500
SOLD DEC 10, 2025

20 Pine Tree Ln Saulsbury, TN 38067

3 Beds
2 Baths
1,808 Sq Ft
2.5 Acres

Recently Sold

$233 Per Sq Ft

6% Below List Price

Highlights

  • Lake Front
  • Deck
  • Traditional Architecture
  • Docks
  • Den with Fireplace
  • No HOA

About This Home

As of December 2025

Welcome to this stunning country estate on almost 2.5 acres! Freshly renovated with beautiful, modern finishes throughout! The entry hall opens to the large living room with soaring vaulted ceiling & pretty tiled fireplace. The gleaming hardwood floor flows to the gorgeous dream kitchen boasting pretty quartz counters complemented by a lovely tile backsplash, stainless steel appliances, and a huge island! The big picture windows in the dining room offer a wonderful view of the wooded grounds. The main bedrooms has beautiful hardwood flooring, private access to the deck and a luxury en-suite bath providing a jetted tub, tiled walk-in shower ,double vanity, and a huge walk-in closet! Complementing the stunning interior is a large utility/storage room and giant attached garage big enough for all of your toys! The giant deck at the rear of the home provides sweeping views of the beautiful lake and wooded grounds. This peaceful country estate has it all!Owner/Agent

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,323

Year Built

  • Built in 1995

Lot Details

  • 2.5 Acre Lot
  • Lake Front

Parking

  • 2 Car Attached Garage
  • Parking Pad
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture

Interior Spaces

  • 1,808 Sq Ft Home
  • Property has 3 Levels
  • Ceiling Fan
  • Gas Fireplace
  • Den with Fireplace
  • Water Views

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity

Outdoor Features

  • Docks
  • Deck

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association
  • Hardeman County Subdivision

Listing and Financial Details

  • Assessor Parcel Number 129 00341 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,323

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 1995
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Walk-In Closet(s)
  • Appliances: Dishwasher, Microwave, Refrigerator, Range, Oven
  • Fireplace Features: Den, Gas
  • Flooring: Carpet, Tile
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Has Basement: Other
  • Building Area Units: Square Feet
  • Living Area: 1808
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Dock
  • Patio And Porch Features: Deck
  • Pool Private: No
  • Roof: Other
  • View: Water
  • View: Yes
  • Waterfront Features: Lake Front
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Garage Faces Front, Parking Pad
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central, Heat Pump
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Size Acres: 2.5
  • Lot Size: 2.5
  • Lot Size Units: Acres
  • Parcel #: 129 00341 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1323

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 21, 2026
Closed on
Dec 10, 2025
Sold by
Cummings Joseph and Cummings Stacie
Bought by
Vandusen Scott A
List Price
$449,000
Sold Price
$421,500
Premium/Discount to List
-$27,500
-6.12%
Views
180

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1125.95%

Purchase Details

Closed on
Jun 5, 2024
Sold by
Cardwell Michael Anthony
Bought by
Cummings Joseph and Cummings Stacie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$383,500
Interest Rate
7.17%
Mortgage Type
Construction

Purchase Details

Closed on
Apr 5, 2023
Sold by
Cuyamol Fruit Company Llc
Bought by
Pounders Jonathan and Pounders Amanda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,700
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 7, 2001
Sold by
Glueck Kenneth K
Bought by
Anthony Cardwell Michael

Purchase Details

Closed on
Sep 12, 1990

Purchase Details

Closed on
Jan 20, 1990
Bought by
Glueck Kenneth Klaus

Purchase Details

Closed on
Nov 21, 1989

Purchase Details

Closed on
Jul 31, 1987

Purchase Details

Closed on
Dec 4, 1986
Bought by
Ray Winfred

Purchase Details

Closed on
May 10, 1973
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $421,500 Medlock Title And Escrow
Warranty Deed $330,000 None Listed On Document
Warranty Deed $165,000 Home Surety Title
Deed $68,500 --
Warranty Deed $2,000 --
Warranty Deed $15,500 --
Deed -- --
Deed -- --
Warranty Deed $22,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $383,500 Construction
Previous Owner $46,700 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/21/2026 01/21/26 For Sale $449,000 +6.5% $248 / Sq Ft
12/10/2025 12/10/25 Sold $421,500 -- $233 / Sq Ft
12/10/2025 12/10/25 Pending -- -- --
Source: Realtracs

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,323 $73,100 $21,750 $51,350
2024 $1,323 $73,100 $21,750 $51,350
2023 $1,431 $73,100 $21,750 $51,350
2022 $1,146 $40,700 $9,700 $31,000
2021 $1,146 $40,700 $9,700 $31,000
2020 $1,146 $40,700 $9,700 $31,000
2019 $1,146 $40,700 $9,700 $31,000
2018 $1,146 $40,700 $9,700 $31,000
2017 $1,171 $41,700 $9,650 $32,050
2016 $1,171 $41,700 $9,650 $32,050
2015 $1,063 $41,700 $9,650 $32,050
2014 $1,063 $41,700 $9,650 $32,050
Source: Public Records

Map

Source: Realtracs

MLS Number: 3111424

Realtracs

APN: 129-003.41