20 Richard St Waterloo, IL 62298
3
Beds
2
Baths
1,582
Sq Ft
0.3
Acres
Highlights
- Recreation Room
- Wood Flooring
- 2 Car Attached Garage
- Rogers Elementary School Rated A-
- Corner Lot
- Brick Veneer
About This Home
As of July 2025Discover the charm and warmth of this exceptional 3bed, 2bath ranch, situated on a spacious corner lot. Built in 1994, this brick residence offers 1,582 square feet of comfortable living space. The upstairs has been freshly painted & the hall bath has been recently updated. The Vaulted living room features a cozy fireplace & flows seamlessly into the kitchen, complete with slate flooring, stainless steel appliances & a breakfast bar. The primary suite is spacious, with a full bathroom & walk-in closet, while two additional bedrooms offer flexibility for guests or hobbies. The partially finished basement includes two additional spaces with closets, ideal for a home office or recreation space. Step outside to discover the tranquil oasis of the covered patio & peaceful koi pond with waterfall perfect for entertainment. The residence features ample parking space & storage including a 2 car garage & detached carport. Generator included. This home is ready for you to make it your own!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,557
Year Built
- Built in 1994
Lot Details
- 0.3 Acre Lot
- Lot Dimensions are 100 x 130
- Corner Lot
Parking
- 2 Car Attached Garage
- 2 Carport Spaces
- Off-Street Parking
Home Design
- Brick Veneer
Interior Spaces
- 1-Story Property
- Window Treatments
- Living Room with Fireplace
- Recreation Room
- Bonus Room
- Partially Finished Basement
- Basement Window Egress
- Disposal
Flooring
- Wood
- Carpet
- Concrete
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Patio
- Shed
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 07-13-152-004-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 1, 2025
Closed on
Jul 17, 2025
Sold by
Daphne K Kirkley Living Trust and Bollwerk Kimberly A
Bought by
Konkel Joshua E
Seller's Agent
Alexis Hicks
eXp Realty
Buyer's Agent
Mandy McGuire
Keller Williams Pinnacle
List Price
$300,000
Sold Price
$285,000
Premium/Discount to List
-$15,000
-5%
Views
28
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
59.96%
Original Mortgage
$263,000
Outstanding Balance
$263,000
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$38,527
Purchase Details
Closed on
Jun 16, 2022
Sold by
Kirkley Daphne K
Bought by
Daphne K Kirkley Living Trust
Similar Homes in Waterloo, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $285,000 | Community Title | |
| Quit Claim Deed | -- | New Title Company Name |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $263,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/17/2025 07/17/25 | Sold | $285,000 | -5.0% | $180 / Sq Ft |
| 05/19/2025 05/19/25 | Pending | -- | -- | -- |
| 05/01/2025 05/01/25 | For Sale | $300,000 | -- | $190 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $0 | $82,450 | $15,300 | $67,150 |
| 2022 | $3,852 | $76,690 | $15,470 | $61,220 |
| 2021 | $4,039 | $75,020 | $13,090 | $61,930 |
| 2020 | $3,916 | $71,440 | $13,090 | $58,350 |
| 2019 | $3,886 | $70,190 | $13,090 | $57,100 |
| 2018 | $3,757 | $66,540 | $10,180 | $56,360 |
| 2017 | $3,611 | $65,437 | $10,363 | $55,074 |
| 2016 | $0 | $62,250 | $9,490 | $52,760 |
| 2015 | $3,602 | $65,280 | $11,010 | $54,270 |
| 2014 | $3,276 | $62,310 | $11,010 | $51,300 |
| 2012 | -- | $60,510 | $11,670 | $48,840 |
Source: Public Records
Agents Affiliated with this Home
-
Alexis Hicks
A
Seller's Agent in 2025
Alexis Hicks
eXp Realty
(636) 730-0813
4 Total Sales
-
Mandy McGuire
Buyer's Agent in 2025
Mandy McGuire
Keller Williams Pinnacle
(618) 558-1350
734 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25027724
APN: 07-13-152-004-000
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