NOT LISTED FOR SALE

20 Riverside Dr Unit LM 197/6 Palmyra, VA 22963

Estimated Value: $97,000 - $358,000

4 Beds
2.5 Baths
1,803 Sq Ft
$128/Sq Ft Est. Value

Last Sold September 05, 2024

Last sale price $342,000 $190 Per Sq Ft

Est. 33% decrease in value since last sale

Current estimated payment $1,280/month

9 Days on Market

Highlights

  • Boat Ramp
  • Golf Club
  • New Construction
  • Beach
  • 24-Hour Security
  • Colonial Architecture

About This Home

As of September 2024

FRAMING UNDERWAY! (3/7) Popular Montego floor, being built outside the main gate at Lake Monticello, plan with welcoming front porch, revised kitchen layout, wide window trim instead of shutters on the front windows, stainless appliances, shake in 2 reverse gables, 10x12 rear deck, 36" kitchen cabinets with crown, tier 2 kitchen cabinets, laminate flooring throughout the main living areas, vaulted ceiling with fan in the primary bedroom, 3 bedrooms upstairs with LED lights and pull down attic stairs with storage. Spring completion! Photos are of a similar Montego floor plan. Ask how to receive up to 2.5% in closing cost assistance.,Formica Counter,White Cabinets,Fireplace in Great Room

Last Agent to Sell the Property

Susan Stewart

HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS License #0225062611[532] Listed on: 03/07/2024

HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS

Last Buyer's Agent

CIARA COLLIER

THE HOGAN GROUP-CHARLOTTESVILLE License #0225257826[109862]

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,117

Year Built

  • Built in 2023 | New Construction

Lot Details

  • 0.37 Acre Lot
  • Level Lot
  • Open Lot
  • Property is zoned R-4

Home Design

  • Colonial Architecture
  • Brick Foundation
  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,803 Sq Ft Home
  • Property has 2 Levels
  • Cathedral Ceiling
  • Gas Fireplace
  • Low Emissivity Windows
  • Double Hung Windows
  • Window Screens
  • Entrance Foyer
  • Great Room
  • Breakfast Room
  • Garden Views
  • Crawl Space

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • 2.5 Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Home Security

  • Security Gate
  • Fire and Smoke Detector

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities

Community Details

Overview

  • Property has a Home Owners Association
  • $855 One-Time Condo or Co-op Fee
  • Built by LIBERTY HOMES
  • The Montego Community
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Soccer Field
  • Community Basketball Court
  • Community Playground
  • Community Pool

Security

  • 24-Hour Security

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,117

Year Built

Built in 2023 | New Construction

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Building Total Sq Ft: 1803.00
  • Inclusions: Stainless Steel Appliances - Microwave, Dishwasher, Smooth Top Range
  • New Construction: Yes
  • Story List: Main
  • Year Built: 2023
  • Remarks Public: FRAMING UNDERWAY! (3/7) Popular Montego floor, being built outside the main gate at Lake Monticello, plan with welcoming front porch, revised kitchen layout, wide window trim instead of shutters on the front windows, stainless appliances, shake in 2 reverse gables, 10x12 rear deck, 36" kitchen cabinets with crown, tier 2 kitchen cabinets, laminate flooring throughout the main living areas, vaulted ceiling with fan in the primary bedroom, 3 bedrooms upstairs with LED lights and pull down attic stairs with storage. Spring completion! Photos are of a similar Montego floor plan. Ask how to receive up to 2.5% in closing cost assistance.,Formica Counter,White Cabinets,Fireplace in Great Room
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only
  • Flooring Type: Carpet, Laminated, Vinyl
  • Interior Amenities: Entry Level Bedroom, Primary Bath(s)
  • Window Features: Low-E, Screens, Double Hung
  • Fireplace Features: Gas/Propane
  • Fireplace: No
  • Wall Ceiling Types: High, Vaulted Ceilings, Cathedral Ceilings
  • Foundation Details: Brick/Mortar, Block, Crawl Space
  • Levels Count: 2
  • Room List: Kitchen, Foyer, Breakfast Room, Great Room, Laundry, Full Bath, Half Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1803
  • Living Area Sq Ft: 1803
  • Price Per Sq Ft: 195.58
  • Above Grade Finished Sq Ft: 1803
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 20

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Roof: Architectural Shingle
  • View: Garden/Lawn
  • Water Oriented: No
  • Pool: Yes - Community
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling: No
  • Electric Service: Underground
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Security: 24 Hour Security, Security Gate, Smoke Detector
  • Sewer/Septic System: Private/Community Septic Tank
  • Water Source: Community
  • Internet Services: Cable, DSL

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 855.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Boat Ramp, Club House, Golf Club, Lake, Picnic Area, Tot Lots/Playground, Swimming Pool, Soccer Field
  • HOA: Yes

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Features: Level, Open
  • Lot Size Acres: 0.37
  • Zoning: R-4
  • Zoning Description: Residential

Building Info

  • Builder Name: LIBERTY HOMES

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3117.00
  • Tax Year: 2023
  • Close Date: 09/05/2024

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2024
Closed on
Sep 5, 2024
Sold by
Liberty Homes Va Inc
Bought by
Foreman Rebecca and Hellman Robert
Seller's Agent
Susan Stewart
HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS
Buyer's Agent
CIARA COLLIER
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$352,625
Sold Price
$342,000
Premium/Discount to List
-$10,625
-3.01%
Views
19
Current Estimated Value
$230,667

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$111,333
Avg. Annual Appreciation
-35.97%
Original Mortgage
$335,805
Outstanding Balance
$333,759
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
-$95,426

Purchase Details

Closed on
Apr 4, 2023
Sold by
Antol Korry L
Bought by
Liberty Homes Va Inc

Purchase Details

Closed on
Oct 20, 2022
Sold by
Arnold George Samuel
Bought by
Autol Korry L

Purchase Details

Closed on
Jul 31, 2006
Sold by
Codavid S Lake Monticello Owners Assn and Id Haney
Bought by
Codavid S Lake Monticello Owners Assn and Id Haney
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Foreman Rebecca $342,000 Old Republic National Title In
Liberty Homes Va Inc $32,500 Old Republic National Title
Autol Korry L -- --
Codavid S Lake Monticello Owners Assn $90,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Foreman Rebecca $335,805
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2024 09/05/24 Sold $342,000 -3.0% $190 / Sq Ft
03/16/2024 03/16/24 Pending -- -- --
03/07/2024 03/07/24 For Sale $352,625 -- $196 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2 $24,000 $24,000 $0
2023 $203 $24,000 $24,000 $0
2022 $191 $22,000 $22,000 $0
2021 $191 $22,000 $22,000 $0
2020 $204 $22,000 $22,000 $0
2019 $204 $22,000 $22,000 $0
2018 $249 $27,500 $27,500 $0
2017 $249 $27,500 $27,500 $0
2016 $252 $27,500 $27,500 $0
2015 $242 $27,500 $27,500 $0
2014 $242 $27,500 $27,500 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 646553

Bright MLS

APN: 18A-6-197