20 St Francis Dr Miramar Beach, FL 32550
Estimated payment $15,026/month
Highlights
- Beach
- Deeded access to the beach
- Gated Community
- Van R. Butler Elementary School Rated A-
- Gulf View
- Covered Deck
About This Home
Welcome to this stunning 3-story beach retreat located in the highly sought-after gated community of Emerald Waters Village. Offering 5 bedrooms, 5 bathrooms, and the ability to comfortably sleep up to 16 guests, this home is ideal as a short-term vacation rental, a second home, or a full-time residence. No detail was overlooked in the extensive renovations. Highlights include a brand-new metal roof, updated stucco and exterior paint, and over $40,000 invested in new tile on the balconies and terracewhich have also been quadruple waterproofed for peace of mind. Inside, enjoy all-new drywall, insulation, flooring, and a white oak staircase. The HVAC systems have been fully updated with new interior and exterior units, upgraded attic ductwork, and a fast AC system on the second floor. The remodeled kitchen and bathrooms feature high-end finishes, including Schluter waterproofing, new water pipes and valves, and elegant imported materialslike custom glass cabinets and curtains from Italy. New impact-rated sliding glass doors and updated exterior doors enhance security and efficiency. This beach home is perfectly located just a short stroll from private beach access and two neighborhood pools. It's close to everything you needPublix, Starbucks, Destin Commons, and well-loved local spots like Whale's Tail Beach Bar & Grill. Outdoor lovers will appreciate the proximity to Topsail Hill Preserve State Park and the Destin HarborWalk. Whether you're seeking a lucrative investment, a coastal getaway, or a family home near excellent schools and amenities, this Miramar Beach property delivers it all.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,976
Year Built
- Built in 1999
Lot Details
- 3,485 Sq Ft Lot
- Property fronts a private road
- Back Yard Fenced
HOA Fees
- $177 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Mediterranean Architecture
- Newly Painted Property
- Slab Foundation
- Frame Construction
- Slate Roof
- Stucco
Interior Spaces
- 3,489 Sq Ft Home
- 3-Story Property
- Furnished
- Ceiling Fan
- Fireplace
- Window Treatments
- Living Room
- Dining Room
- Bonus Room
- Gulf Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Gas Oven or Range
- Cooktop
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Marble
- Tile
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- En-Suite Primary Bedroom
- 5 Full Bathrooms
- Cultured Marble Bathroom Countertops
Outdoor Features
- Deeded access to the beach
- Balcony
- Covered Deck
- Covered Patio or Porch
Schools
- Van R Butler Elementary School
- Destin Middle School
- Freeport High School
Utilities
- Central Air
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 29-2S-21-42970-000-0640
Community Details
Overview
- Association fees include management
- Emerald Waters Village Subdivision
- The community has rules related to covenants
Recreation
- Beach
- Community Pool
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,910 | $1,096,771 | $380,000 | $716,771 |
| 2024 | $11,065 | $1,306,969 | $380,000 | $926,969 |
| 2023 | $11,065 | $1,082,911 | $0 | $0 |
| 2022 | $9,123 | $984,465 | $161,618 | $822,847 |
| 2021 | $6,919 | $739,159 | $128,510 | $610,649 |
| 2020 | $6,277 | $629,560 | $117,570 | $511,990 |
| 2019 | $5,894 | $615,548 | $113,048 | $502,500 |
| 2018 | $5,579 | $598,698 | $0 | $0 |
| 2017 | $4,677 | $471,884 | $105,534 | $366,350 |
| 2016 | $4,594 | $459,130 | $0 | $0 |
| 2015 | $3,381 | $332,619 | $0 | $0 |
| 2014 | $4,513 | $437,749 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/21/2025 11/21/25 | Price Changed | $2,649,000 | -3.7% | $759 / Sq Ft | |
| 07/29/2025 07/29/25 | For Sale | $2,750,000 | +370.1% | $788 / Sq Ft | |
| 10/14/2020 10/14/20 | Off Market | $585,000 | -- | -- | |
| 07/26/2013 07/26/13 | Sold | $585,000 | 0.0% | $167 / Sq Ft | View Prior Sale |
| 07/06/2013 07/06/13 | Pending | -- | -- | -- | |
| 06/26/2013 06/26/13 | For Sale | $585,000 | -- | $167 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $820,000 | Achieve Title Services Llc | |
| Special Warranty Deed | $820,000 | Achieve Title Services | |
| Certificate Of Transfer | -- | -- | |
| Certificate Of Transfer | -- | -- | |
| Deed | $145,200 | None Available | |
| Quit Claim Deed | -- | Attorney | |
| Warranty Deed | $585,000 | Mcneese Title Llc |
Source: Emerald Coast Association of REALTORS®
MLS Number: 981954
APN: 29-2S-21-42970-000-0640
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