$1,250,000
SOLD SEP 12, 2025

20 St Ives Way Signal Mountain, TN 37377

6 Beds
5.5 Baths
5,420 Sq Ft
1.03 Acres

Recently Sold

$231 Per Sq Ft

22% Below List Price

33 Days on Market

Highlights

  • Home Theater
  • Built-In Freezer
  • Deck
  • Thrasher Elementary School Rated A-
  • Wolf Appliances
  • Wooded Lot

About This Home

As of September 2025

Priced $200,000 below July Apprasial. Seller will to clear portion of woods with the right offer.

Experience Luxury Living on Signal Mountain
Nestled in the heart of Signal Mountain, consistently ranked among the safest cities and best places to raise a family in Tennessee. This beautifully renovated six- bedroom home offers the perfect blend of elegance, comfort, and convenience. Located just minutes from award-winning schools, local dining, shopping, hiking trails, the Signal Mountain Country Club, and community pool(s), you're also less than 20 minutes from downtown Chattanooga. Plus, with Thrasher Elementary just a short walk away, this home is ideally positioned for both family life and easy access to everything Signal Mountain has to offer. W/D Hookup in Mudroom. Thoughtfully upgraded from top to bottom, recent improvements include a new roof (2022), new front and side windows (2023), and a complete kitchen and wet bar remodel featuring premium JennAir appliances, a Wolf speed oven, built-in coffee system, and a Scotsman ice maker. Inside, you'll find designer touches throughout, from plantation shutters to high-end lighting fixtures by Visual Comfort, Regina Andrew, and Hudson Valley. All bathrooms have been tastefully remodeled, and the luxurious primary suite includes a custom walk-in closet. Additional upgrades include a new deck, tankless water heater, finished basement with LVP flooring, and more. Outside, enjoy professional landscape lighting, a Gladiator garage storage system, invisible fencing, new garage door equipment, and access to the neighborhood pool. This is a rare opportunity to own a fully updated home in one of Tennessee's most desirable communities. Also has a generator.

Last Agent to Sell the Property

John Foreman

Keller Williams Realty License #309451 Listed on: 07/11/2025

Keller Williams Realty

Co-Listed By

Louellen Smith

Keller Williams Realty License #326198

Last Buyer's Agent

Stevie Rifenberick

Keller Williams Realty License #322647

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,101

Year Built

  • Built in 2001

Lot Details

  • 1.03 Acre Lot
  • Lot Dimensions are 83.4 x 192
  • Cul-De-Sac
  • Property has an invisible fence for dogs
  • Gentle Sloping Lot
  • Irrigation Equipment
  • Front and Back Yard Sprinklers
  • Wooded Lot

HOA Fees

  • $130 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Brick Foundation
  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Plantation Shutters
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Home Theater
  • Den with Fireplace
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Storage In Attic

Kitchen

  • Eat-In Kitchen
  • Double Convection Oven
  • Built-In Range
  • Range Hood
  • Microwave
  • Built-In Freezer
  • Built-In Refrigerator
  • Ice Maker
  • Dishwasher
  • Wolf Appliances
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal
  • Instant Hot Water

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Gas Dryer Hookup

Home Security

  • Smart Thermostat
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Porch

Schools

  • Thrasher Elementary School
  • Signal Mountain Middle School
  • Signal Mtn High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Power Generator
  • Tankless Water Heater
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 098h G 001.09

Community Details

Overview

  • St Ives Community Subdivision
  • Pond in Community

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,101

Year Built

Built in 2001

Lot Details

0

HOA Fees

$130 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.03
  • Lot Size: 83.4 x 192
  • Co List Office Mls Id: 10708
  • Co List Office Phone: 423-664-1900
  • Subdivision Name: St Ives Community
  • Directions: N on Taft Highway. Left on Cauthen Way. Right on James Blvd. Left on Grayson. Right into Mountain Brook. Bear Right then right on Ridge Rock. Left on St. Ives Way. House on Right.
  • Above Grade Finished Sq Ft: 4180.1
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • Living Area: 5420.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: Free Standing Building
  • Year Built: 2001
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 098h G 001.09
  • Location Tax and Legal Elementary School: Thrasher Elementary
  • Location Tax and Legal Middle Or Junior School2: Signal Mountain Middle
  • Location Tax and Legal High School: Signal Mtn
  • Location Tax and Legal:Tax Annual Amount: 6100.74
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 4180.1
  • General Property Information Below Grade Finished Area: 1239.5
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: Yes
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.03
  • General Property Information Lot Size Square Feet2: 44866.8
  • General Property Information Lot Size Dimensions: 83.4 x 192
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Room Types Bedroom Level: First
  • Security Features:Smoke Detector(s): Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bedroom Level: Second
  • Cooling:Multi Units: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Levels Three Or More: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 2
  • Foundation Details BrickMortar: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Family Room: Yes
  • Room Types Family Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Parking Features Kitchen Level2: Yes
  • Room Types Other Room: Yes
  • Community Features Pond3: Yes
  • Other Equipment Generator: Yes
  • General Property Information Below Grade Unfinished Area: 299.2
  • Room Types Media Room: Yes
  • Other Equipment Irrigation Equipment: Yes
  • Fencing Invisible: Yes
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Tankless Water Heater, Stainless Steel Appliance(s), Range Hood, Microwave, Instant Hot Water, Ice Maker, Gas Water Heater, Gas Range, Double Oven, Disposal, Dishwasher, Convection Oven, Built-In Refrigerator, Built-In Range, Built-In Freezer
  • Other Equipment: Generator, Irrigation Equipment
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Below Grade Sq Ft: 1239.5
  • Fireplace Features: Den, Family Room, Gas Log, Gas Starter
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Ceiling Fan(s), Connected Shared Bathroom, Crown Molding, Double Vanity, Eat-in Kitchen, Granite Counters, High Ceilings, Pantry, Separate Dining Room, Separate Shower, Smart Thermostat, Soaking Tub, Tub/shower Combo, Walk-In Closet(s), Wet Bar
  • Window Features: Insulated Windows
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Full Basement: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Appliances:Icemaker: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Range Hood: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Pool Features:Community: Yes
  • Interior Features:Soaking Tub: Yes
  • Fireplace Features:Gas Starter: Yes
  • Interior Features:Wet Bar: Yes
  • Appliances:Tankless Water Heater: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Built-In Refrigerator: Yes
  • Appliances:Instant Hot Water: Yes
  • Interior Features:Smart Thermostat: Yes
  • Appliances:Built-In Range: Yes
  • Appliances:Built-In Freezer: Yes

Exterior Features

  • Fencing: Invisible
  • Lot Features: Cul-De-Sac, Gentle Sloping, Sprinklers In Front, Sprinklers In Rear, Wooded
  • Pool Features: Community, None
  • View: No
  • Waterfront: No
  • Home Warranty: Yes
  • Construction Type: Brick
  • Exterior Features: Other
  • Foundation Details: Brick/Mortar, Concrete Perimeter
  • Patio And Porch Features: Deck, Porch
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Lot Features:Wooded: Yes
  • Window Features:Insulated Windows: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Garage Door Opener, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Closet, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks, Pond
  • Senior Community: No
  • Association Fee: 130.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 130.0
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Thrasher Elementary
  • High School: Signal Mtn
  • Middle Or Junior School: Signal Mountain Middle

Lot Info

  • Lot Size Sq Ft: 44866.8
  • Additional Parcels: No
  • Parcel #: 098h G 001.09

Tax Info

  • Tax Annual Amount: 6100.74

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2025
Closed on
Sep 12, 2025
Sold by
Westcott John M and Westcott Jillian
Bought by
Brandi Wesley
Seller's Agent
John Foreman
Keller Williams Realty
Buyer's Agent
Stevie Rifenberick
Keller Williams Realty
List Price
$1,599,000
Sold Price
$1,250,000
Premium/Discount to List
-$349,000
-21.83%
Views
46

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
513.64%

Purchase Details

Listed on
Jun 25, 2015
Closed on
Feb 11, 2016
Sold by
Gallagher Michael R and Gallagher Anne Marie
Bought by
Westcott John M and Westcott Jillian
Seller's Agent
Claire Smith
Crye-Leike, REALTORS
Buyer's Agent
Doug Lawrence
Berkshire Hathaway HomeServices Realty Center
List Price
$560,000
Sold Price
$460,000
Premium/Discount to List
-$100,000
-17.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.99%
Original Mortgage
$410,000
Interest Rate
4.04%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 17, 2012
Sold by
Gallagher Michael L
Bought by
Gallagher Michael L

Purchase Details

Closed on
Oct 20, 2003
Sold by
Primacy Closing Corp
Bought by
Gallagher Michael L and Gallagher Deborah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,000
Interest Rate
4.62%
Mortgage Type
Unknown

Purchase Details

Closed on
May 13, 2003
Sold by
Harper Timothy J and Harper Susan A
Bought by
Primacy Closing Corp

Purchase Details

Closed on
Aug 16, 2002
Sold by
Dowlen Construction Llc
Bought by
Harper Timothy J and Harper Susan A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$319,000
Interest Rate
4.75%

Purchase Details

Closed on
Oct 2, 2001
Sold by
Dowlen Michael A and Dowlen Donna S
Bought by
Dowlen Construction Llc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,250,000 Bridge City Title
Warranty Deed $460,000 Title Guaranty And Trust Co
Interfamily Deed Transfer -- Pioneer Title Agency Inc
Special Warranty Deed $450,000 Mtc Title Tennessee Llc
Warranty Deed $483,000 Mtc Title Tennessee Llc
Warranty Deed $479,000 Pioneer Title Agency Inc
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $410,000 New Conventional
Previous Owner $450,000 Unknown
Previous Owner $319,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/12/2025 09/12/25 Sold $1,250,000 -7.4% $231 / Sq Ft
08/19/2025 08/19/25 Off Market $1,349,900 -- --
08/13/2025 08/13/25 Pending -- -- --
08/05/2025 08/05/25 Price Changed $1,349,900 -90.0% $249 / Sq Ft
08/05/2025 08/05/25 Price Changed $13,499,000 +864.9% $2,491 / Sq Ft
07/18/2025 07/18/25 Price Changed $1,399,000 -12.5% $258 / Sq Ft
07/11/2025 07/11/25 For Sale $1,599,000 +247.6% $295 / Sq Ft
02/11/2016 02/11/16 Sold $460,000 -17.9% $85 / Sq Ft View Prior Sale
01/04/2016 01/04/16 Pending -- -- --
06/25/2015 06/25/15 For Sale $560,000 -- $104 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,466 $154,900 $0 $0
2023 $3,466 $154,900 $0 $0
2022 $3,466 $154,900 $0 $0
2021 $3,466 $154,900 $0 $0
2020 $3,638 $131,575 $0 $0
2019 $3,638 $131,575 $0 $0
2018 $3,638 $131,575 $0 $0
2017 $3,638 $131,575 $0 $0
2016 $3,665 $0 $0 $0
2015 $4,478 $161,925 $0 $0
2014 $4,478 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1516290

Greater Chattanooga REALTORS®

APN: 098H-G-001.09