E
Seller's Agent in 2023
Elaine Gulliford
HomeSmart First Advantage Realty
(609) 206-6313
2 in this area
48 Total Sales
20 W 2nd St Florence, NJ 08518
Estimated Value: $302,000 - $371,956
3
Beds
1
Bath
1,408
Sq Ft
$243/Sq Ft
Est. Value
Highlights
- Colonial Architecture
- No HOA
- Porch
- Deck
- 1 Car Detached Garage
- 3-minute walk to Clark T. Carey Memorial Park
About This Home
As of October 2023Come tour this Newly Renovated colonial home in lovely Florence, with its attractive riverside setting. Don't worry, Not in a flood zone. Front Street runs alongside the river, and 2nd Street is one street back, within walking distance of the picturesque riverfront. Welcoming living room, family room, and spacious kitchen on the main floor, and 3 good sized bedrooms upstairs. The family room could be used as a formal dining room if desired. Besides the front entrance, there is a side covered porch entrance and also a large deck off the back of the home. Renovations include a brand new eat-in kitchen with white shaker cabinets, stainless steel appliances, quartz countertops and subway tile backsplash; all new luxury vinyl plank flooring throughout; all new drywall, paint, trim, windows and doors; brand new heater, central air, & hot water heater; new plumbing, water line, and gas line; new electrical and lighting; and the roof is newer! Basement for storage and washer/dryer hook up. The Detached Garage in the back yard can also be used for storage; it backs up to the hidden Lane behind the spacious yard. Double lot measures over 8000 square feet. NOTE: Buyers who have not owned a primary residence during the past 3 years may qualify for the $10,000 First Time Home Buyers Grant through NJHMFA. The Grant can be used toward any down payment and/or closing costs! Information on the Grant is attached. ALSO, this home is eligible for USDA 100% financing (meaning no out-of-pocket down payment). Don’t miss out on these valuable programs! Contact a participating mortgage lender today to inquire about the $10,000 Grant and 100% USDA financing.
Last Agent to Sell the Property
HomeSmart First Advantage Realty Listed on: 08/23/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,268
Year Built
- Built in 1930 | Remodeled in 2023
Lot Details
- 8,170 Sq Ft Lot
- Lot Dimensions are 81.70 x 100.00
- Property is in excellent condition
Parking
- 1 Car Detached Garage
- Front Facing Garage
- Rear-Facing Garage
Home Design
- Colonial Architecture
- Block Foundation
- Frame Construction
- Pitched Roof
- Shingle Roof
- Aluminum Siding
Interior Spaces
- 1,408 Sq Ft Home
- Property has 2 Levels
- Entrance Foyer
- Living Room
- Dining Room
- Unfinished Basement
- Laundry in Basement
Kitchen
- Eat-In Kitchen
- Self-Cleaning Oven
Flooring
- Wall to Wall Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 1 Full Bathroom
Outdoor Features
- Deck
- Porch
Schools
- Florence Township Memorial High School
Utilities
- Forced Air Heating and Cooling System
- Cooling System Utilizes Natural Gas
- Above Ground Utilities
- 100 Amp Service
- Natural Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 00004
- Assessor Parcel Number 15-00049-00004
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 23, 2023
Closed on
Oct 17, 2023
Sold by
34 Seasons Real Estate Llc
Bought by
Foti Nicholas Michael and Foti Adelina Maria
Seller's Agent
Elaine Gulliford
HomeSmart First Advantage Realty
Buyer's Agent
Kerry Maginnis
KW Empower
List Price
$299,900
Sold Price
$320,000
Premium/Discount to List
$20,100
6.7%
Views
132
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,728
Avg. Annual Appreciation
4.40%
Original Mortgage
$304,029
Outstanding Balance
$299,473
Interest Rate
7.18%
Mortgage Type
FHA
Estimated Equity
$46,442
Purchase Details
Listed on
Jan 20, 2023
Closed on
Apr 14, 2023
Sold by
Pnc Bank National Association
Bought by
34 Seasons Real Estate Llc
Seller's Agent
Joan Curcio
Key Properties Real Estate
Buyer's Agent
Elaine Gulliford
HomeSmart First Advantage Realty
List Price
$173,250
Sold Price
$154,000
Premium/Discount to List
-$19,250
-11.11%
Views
600
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
390.34%
Original Mortgage
$181,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 6, 2022
Sold by
Federal National Mortgage Association
Bought by
Pnc Bank National Association
Purchase Details
Closed on
Mar 20, 2021
Sold by
Hubert John and Hubert Jennifer
Bought by
Pnc Bank National Association
Purchase Details
Closed on
Feb 11, 2015
Sold by
Cramer Clyde and Cramer Olga
Bought by
Hubert John and Hubert Jennifer
Purchase Details
Closed on
Oct 7, 2005
Sold by
Cramer Clyde and Cramer Olga
Bought by
Hubert John and Hubert Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,600
Interest Rate
5.72%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Nov 16, 2004
Sold by
Cramer Clyde
Bought by
Cramer Olga and Cramer Clyde
Purchase Details
Closed on
Aug 25, 1997
Sold by
Hud
Bought by
Ford Lillie H and Sawyer Denice L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,750
Interest Rate
7.31%
Purchase Details
Closed on
Sep 23, 1996
Sold by
Daniels Gary L
Bought by
Hud
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,655
Interest Rate
8.07%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Foti Nicholas Michael | $320,000 | Sterling Title | |
| 34 Seasons Real Estate Llc | $154,000 | Servicelink | |
| Pnc Bank National Association | -- | -- | |
| Pnc Bank National Association | -- | None Available | |
| Hubert John | -- | Continental Title Abstract C | |
| Hubert John | $232,000 | -- | |
| Cramer Olga | -- | -- | |
| Ford Lillie H | $55,310 | Surety Title Corporation | |
| Hud | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Foti Nicholas Michael | $304,029 | |
| Previous Owner | 34 Seasons Real Estate Llc | $181,000 | |
| Previous Owner | Hubert John | $176,000 | |
| Previous Owner | Hubert John | $185,600 | |
| Previous Owner | Hubert John | $46,400 | |
| Previous Owner | Ford Lillie H | $49,750 | |
| Previous Owner | Hud | $59,655 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/19/2023 10/19/23 | Sold | $320,000 | +6.7% | $227 / Sq Ft |
| 09/01/2023 09/01/23 | Pending | -- | -- | -- |
| 08/26/2023 08/26/23 | For Sale | $299,900 | -6.3% | $213 / Sq Ft |
| 08/24/2023 08/24/23 | Off Market | $320,000 | -- | -- |
| 08/23/2023 08/23/23 | For Sale | $299,900 | +94.7% | $213 / Sq Ft |
| 05/05/2023 05/05/23 | Sold | $154,000 | -1.8% | $109 / Sq Ft |
| 04/13/2023 04/13/23 | Pending | -- | -- | -- |
| 03/27/2023 03/27/23 | Price Changed | $156,900 | -4.9% | $111 / Sq Ft |
| 02/22/2023 02/22/23 | Price Changed | $165,000 | -4.8% | $117 / Sq Ft |
| 01/20/2023 01/20/23 | For Sale | $173,250 | -- | $123 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,553 | $271,000 | $70,700 | $200,300 |
| 2024 | $4,664 | $271,000 | $70,700 | $200,300 |
| 2023 | $4,664 | $174,800 | $70,700 | $104,100 |
| 2022 | $4,269 | $163,500 | $59,400 | $104,100 |
| 2021 | $4,231 | $163,500 | $59,400 | $104,100 |
| 2020 | $4,215 | $163,500 | $59,400 | $104,100 |
| 2019 | $4,177 | $163,500 | $59,400 | $104,100 |
| 2018 | $4,141 | $163,500 | $59,400 | $104,100 |
| 2017 | $4,091 | $163,500 | $59,400 | $104,100 |
| 2016 | $4,012 | $163,500 | $59,400 | $104,100 |
| 2015 | $4,611 | $191,800 | $66,000 | $125,800 |
| 2014 | $4,482 | $191,800 | $66,000 | $125,800 |
Source: Public Records
Agents Affiliated with this Home
-
-
Seller's Agent in 2023
Joan Curcio
Key Properties Real Estate
(856) 520-1614
1 in this area
44 Total Sales
-
Buyer's Agent in 2023
Kerry Maginnis
KW Empower
(215) 840-4091
1 in this area
125 Total Sales
Map
Source: Bright MLS
MLS Number: NJBL2051618
APN: 15-00049-0000-00004
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