NOT LISTED FOR SALE

20 Waterfront Grove Saint Charles, MO 63303

Estimated Value: $697,000 - $838,000

5 Beds
4.5 Baths
4,641 Sq Ft
$164/Sq Ft Est. Value

Last Sold August 12, 2020

Current estimated payment $4,638/month

91 Days on Market

Highlights

  • Water Views
  • Home Theater
  • Open Floorplan
  • Harvest Ridge Elementary School Rated A
  • Primary Bedroom Suite
  • Atrium Room

About This Home

As of August 2020

Stunning atrium ranch with brick and stone front located on a premium lot - cul de sac with 3-car garage. This is the perfect home for entertaining! The spacious open floor plan has vaulted ceilings, wood floors, floor-to-ceiling, see through, brick fireplace in the Great Room and recessed lighting, sound system, and built-ins. Beautiful kitchen with granite counter tops, 42” cabinets, center island with separate sink, new gas range, vaulted ceilings, recessed and pendant lights, walk-in pantry, cabinet lighting. There are 3 bedrooms, 2.5 baths and an office on the main floor. The luxury master suite has vaulted ceilings, wall of windows, walk-in closets with custom organizers, large shower, jetted tub, and double, adult height vanity. The lower level is an entertainer’s paradise! There is a large game area, family room with fireplace, and ultimate wet bar with beverage coolers, microwave, and ice machine. In-laws suite, exercise room, and 4th full bath round out this amazing home.

Last Agent to Sell the Property

Kevin Miller

Coldwell Banker Realty - Gundaker License #1999031999 Listed on: 05/12/2020

Coldwell Banker Realty - Gundaker

Co-Listed By

Lisa Meyers

Coldwell Banker Realty - Gundaker License #1999121778

Last Buyer's Agent

Stephanie Parson

Keller Williams Realty West License #1999014362

Keller Williams Realty West

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,972

Year Built

  • Built in 2007

Lot Details

  • 0.36 Acre Lot
  • Backs to Open Ground
  • Backs To Open Common Area
  • Cul-De-Sac
  • Fenced

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Electric Vehicle Home Charger
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick or Stone Veneer Front Elevation
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Gas Fireplace
  • Insulated Windows
  • Tilt-In Windows
  • Window Treatments
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Home Theater
  • Den
  • Bonus Room
  • Game Room
  • Atrium Room
  • Partially Carpeted
  • Water Views
  • Laundry on main level

Kitchen

  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms | 4 Main Level Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • In-Law or Guest Suite
  • Dual Vanity Sinks in Primary Bathroom
  • Whirlpool Tub and Separate Shower in Primary Bathroom

Partially Finished Basement

  • Walk-Out Basement
  • 9 Foot Basement Ceiling Height
  • Finished Basement Bathroom

Schools

  • Harvest Ridge Elem. Elementary School
  • Barnwell Middle School
  • Francis Howell North High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Home Protection Policy
  • Assessor Parcel Number 3-0003-a269-00-049d.0000000

Community Details

Recreation

  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,972

Year Built

Built in 2007

Lot Details

0

HOA Fees

$19 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Atrium
  • Municipality Township: St. Charles
  • Special Areas: Bonus Room, Den/Office, Family Room, Game Room, Great Room, Main Floor Laundry, Media Room
  • Age: 13
  • Ownership: Private
  • Year Built: 2007
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: 9 ft + pour, Bathroom in LL, Partially Finished, Rec/Family Area, Walk-Out
  • Bedroom Types: Possible Extra Lw Lv, In-Law Quarters, Main Floor Master, Master Bdr. Suite
  • Dining Room: Separate Dining
  • Fireplace Location: Family Room, Great Room
  • Fireplace Type: Gas
  • Interior Amenities: Open Floor Plan, Some Carpeting, Some Window Treatmnt, Vaulted Ceiling, Walk-In Closets, Some Wood Floors
  • Kitchen: Breakfast Room, Granite Countertops, Pantry, SolidSurfaceCounter
  • Lower Level Bedrooms: 1
  • Lower Full Bathrooms: 2
  • Main Level Bedrooms: 4
  • Main Full Bathrooms: 2
  • Main Half Bathrooms: 1
  • Master Bed.: Double Sink, Full Bath, Whirlpool & Sep Shwr
  • Misc Features: Home Protection Plcy
  • Total Living Area: 4641.00
  • Windows/Doors: Some Insulated Wndws, Some Tilt-In Windows
  • Appliances: Dishwasher, Disposal, Microwave, Range/Oven-Gas, Stainless Steel Appliances
  • Bathrooms: 5.00
  • Bedrooms: 5.00
  • Room Cnt: 13
  • Square Footage: 2861
  • Square Footage Below Grade: 1780
  • Total Full Baths: 4
  • Total Half Baths: 1
  • Number Fireplaces: 2

Exterior Features

  • Architecture: Traditional
  • Construction: Brk/Stn Veneer Frnt, Vinyl Siding

Garage/Parking

  • Garage Spaces: 3
  • Parking: Electric Vehicle Charging Station(s), Garage Door Opener

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric, Zoned
  • Heating: Forced Air, Zoned

Condo/Co-op/Association

  • Association Fee: 225
  • Association Fee Frequency: Yearly

Schools

  • School District: Francis Howell R-III
  • Elementary School: Harvest Ridge Elem.
  • Middle School: Barnwell Middle
  • High School: Francis Howell North High
  • Elementary School: Harvest Ridge Elem.
  • Junior High School: Barnwell Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell North High

Lot Info

  • Lot Description: Backs to Comm. Grnd, Backs to Open Grnd, Cul-De-Sac, Fencing, Water View
  • Lot Dimensions: x
  • Lot Sq Ft: 15682
  • Acres: 0.3600

Tax Info

  • Taxes Paid: 4776
  • Taxes Paid Year: 2019
  • Assessor Parcel Number: 3-0003-a269-00-049d.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 17, 2023
Sold by
Bono Jacob A and Bono Kelley A
Bought by
Revocable Living Trust and Bono
Current Estimated Value
$761,490

Purchase Details

Listed on
May 12, 2020
Closed on
Aug 20, 2020
Sold by
Tillman Scott G
Bought by
Bono Jacob A and Bono Kelley A
Seller's Agent
Kevin Miller
Coldwell Banker Realty - Gundaker
Buyer's Agent
Stephanie Parson
Keller Williams Realty West
List Price
$635,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.79%
Original Mortgage
$497,250
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 12, 2020
Closed on
Aug 12, 2020
Sold by
Tillman Scott G
Bought by
Bono Jacob A and Bono Kelley A
Seller's Agent
Kevin Miller
Coldwell Banker Realty - Gundaker
Buyer's Agent
Stephanie Parson
Keller Williams Realty West
List Price
$635,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$497,250
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 29, 2011
Sold by
Sullivan Jeffrey W and Sullivan Angelique M
Bought by
Tillman Scott G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
4.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 4, 2011
Sold by
Sullivan Jeffrey W and Sullivan Angelique M
Bought by
Sullivan Jeffrey W and Sullivan Angelique M

Purchase Details

Closed on
Nov 30, 2007
Sold by
Vantage Homes Inc
Bought by
Sullivan Jeffrey W and Rayno Angelique M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$356,800
Interest Rate
6.43%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Revocable Living Trust -- None Listed On Document
Bono Jacob A -- Freedom Title
Bono Jacob A -- Freedom Title
Bono Jacob A -- Freedom Title
Tillman Scott G $425,000 None Available
Sullivan Jeffrey W -- None Available
Sullivan Jeffrey W -- Sec
Rayno Jeffrey W -- Sec
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bono Jacob A $497,250
Previous Owner Tillman Scott G $340,000
Previous Owner Rayno Jeffrey W $356,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2020 08/12/20 Sold -- -- --
06/18/2020 06/18/20 Price Changed $600,000 -3.2% $129 / Sq Ft
06/14/2020 06/14/20 Price Changed $619,900 -2.4% $134 / Sq Ft
05/12/2020 05/12/20 For Sale $635,000 -- $137 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,972 $121,913 -- --
2023 $6,968 $118,050 $0 $0
2022 $7,165 $113,016 $0 $0
2021 $7,172 $113,016 $0 $0
2020 $6,068 $91,877 $0 $0
2019 $6,040 $91,877 $0 $0
2018 $6,200 $89,423 $0 $0
2017 $6,110 $89,423 $0 $0
2016 $5,305 $74,770 $0 $0
2015 $5,294 $74,770 $0 $0
2014 $4,898 $67,099 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS20030846

MARIS MLS

APN: 3-0003-A269-00-049D.0000000