$1,950,000
SOLD OCT 28, 2025

20 Waverly Ct Moneta, VA 24121

4 Beds
4.5 Baths
6,400 Sq Ft
2.62 Acres

Recently Sold

$305 Per Sq Ft

7% Below List Price

158 Days on Market

Highlights

  • 156 Feet of Waterfront
  • 1 Dock Slip
  • 2.62 Acre Lot
  • Dudley Elementary School Rated A-
  • Lake View
  • Fireplace in Kitchen

About This Home

As of October 2025

Welcome to your dream lake house at Smith Mountain Lake! This stunning 4-bedroom, 4.5-bathroom home is nestled in the sought-after Waverly neighborhood, offering breathtaking views and a serene wooded lot. With two primary bedrooms, each featuring en-suite bathrooms, this home provides ample space and privacy for family and guests .Set on two expansive lots totaling 2.64 acres, the property offers plenty of room to enjoy the natural beauty of the area. The spacious and inviting living areas are perfect for entertaining, while the large windows allow natural light to flood the home, showcasing the beautiful surroundings. Step outside to your own private oasis, complete with a fantastic dockhouse located in the back of a fresh water cove with deep water access and 156 feet of water

Last Agent to Sell the Property

Colleen Marston

LONG & FOSTER - SMITH MTN LAKE License #0225226443 Listed on: 03/06/2025

Last Buyer's Agent

Delene Morgan

LAKE HOMES REALTY, LLC License #0225219765

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,182

Year Built

  • Built in 2002

Lot Details

  • 2.62 Acre Lot
  • 156 Feet of Waterfront
  • Cleared Lot
  • Property is zoned R1

HOA Fees

  • $208 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction

Interior Spaces

  • 2-Story Property
  • French Doors
  • Great Room with Fireplace
  • 4 Fireplaces
  • Lake Views
  • Basement
  • Fireplace in Basement

Kitchen

  • Built-In Oven
  • Gas Range
  • Built-In Microwave
  • Dishwasher
  • Fireplace in Kitchen

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • In-Law or Guest Suite

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 5 Car Attached Garage
  • 8 Open Parking Spaces
  • Tuck Under Garage
  • Off-Street Parking

Outdoor Features

  • Rip-Rap
  • Dock has a Storage Area
  • Boat Hoist or Davit
  • 1 Dock Slip
  • Deck
  • Patio
  • Rear Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Humidifier
  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 21 & 22

Community Details

Overview

  • Nicole Gooding Brownstone Properties Association
  • Waverly Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,182

Year Built

Built in 2002

Lot Details

0

HOA Fees

$208 per month

Listing Details

  • Interior Features: Bookcases, Cathedral Ceiling(s), Ceiling Fan(s), Central Vacuum, Security System, Walk-In Closet(s), Wired for Sound, Wired For Data
  • Heating System: Heat Pump Electric, Radiant Floor
  • Fireplace(s): Basement, Gas Log, Great Room, Kitchen
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Full, Walk-Out Access
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Humidifier, Microwave Oven (Built In), Range Gas, Refrigerator, Wall Oven
  • Cooling System: Heat Pump Electric, Zoned
  • Outside Features: Deck, Patio, Paved Driveway
  • Views: Lake
  • Addl Covered Parking S Q F T: 702
  • AddlCoveredPrkng: Garage Under
  • BedroomsBREntryLevel: 3
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 3400.00
  • ExteriorDoors: French, Wood
  • Fireplace Number Fireplaces: 4
  • FullBathsFullBathsLowerLvl: 2
  • HalfBathsHalfBathsEntryLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryEntryLevel: 1
  • LaundryLaundryLowerLevel: 1
  • LengthOfWaterfront: 156.00
  • LowerBelowGrdFin Sq Ft: 3000.00
  • Major Area: 04 - Franklin County
  • MasterBedroomsMasterBRLowerLvl: 1
  • NumberAddCovSpaces: 2.00
  • NumberPrimCovSpaces: 3.00
  • Phone Email: (434)771-6010
  • P O A Condo Contact Name: Nicole Gooding Brownstone Properties
  • POACondoDues: 2500.00
  • POACondoTermsAM: Annual
  • Hoa2 Or Poa: Yes
  • Primary Covered Parking S Q F T: 945
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Detached
  • Style Of House: 2 Story, Contemporary, Other - See Remarks
  • SubdivisionMap: Waverly
  • Total Above Grd Fin S Q F T: 3400
  • TotalBdrm: 4
  • TotalBths: 4.10
  • TotalCovdPrkSpc: 5.00
  • TotalFBaths: 4
  • Total Finished Sq Ft: 6400.00
  • TotalHBaths: 1
  • TotalUnfin Sq Ft: 400.00
  • UncoveredNumberSpaces: 8.00
  • Uncovered Parking: Off Street Parking
  • Unfinished Attached S Q F T Lower Below Grd Unfin S Q F T: 400.00
  • Water Class: Waterfront Property
  • WaterDetailsChannelMarker: 156
  • WaterDetailsNumberCoveredSlips: 1
  • WaterDetailsShorelineMgmtPlan: YES
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Covered Porch, Rear Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Public
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, In-Law Quarters, Maint-Free Exterior, Paved Road, Underground Util

Green Features

  • Energy Features: 2 X 6 Exterior Walls
  • Water Features: Cove, Riprap Shoreline

Lot Info

  • Lot Description: Cleared, Gentle Sloping
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 2.62
  • Lot: 21 & 22
  • ZoningCode: R1

Building Info

  • Year Built: 2002

Tax Info

  • Taxes (6 mo): 9182.00

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 6, 2025
Closed on
Oct 28, 2025
Sold by
Childress George Rodney and Childress Kathryn Jenkin
Bought by
Kirby Walter J and Kirby Nancy S
Seller's Agent
Colleen Marston
LONG & FOSTER - SMITH MTN LAKE
Buyer's Agent
Delene Morgan
LAKE HOMES REALTY, LLC
List Price
$2,100,000
Sold Price
$1,950,000
Premium/Discount to List
-$150,000
-7.14%
Views
920
Current Estimated Value
$2,084,201

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$134,201
Avg. Annual Appreciation
30.50%

Purchase Details

Closed on
Nov 29, 2023
Sold by
Childress George Rodney and Childress Kathryn Jenkin
Bought by
Childress George Rodney and Jenkins Childress Kathryn

Purchase Details

Listed on
Oct 14, 2021
Closed on
Jan 10, 2022
Sold by
Howard Daniel Stanley and Neace Amy
Bought by
Childress George Rodney and Childress Kathryn Jenkins
Seller's Agent
Tony Seifred
MKB, REALTORS(r) - AT THE LAKE
Buyer's Agent
SHANNON HINES
WAINWRIGHT & CO., REALTORS(r)
List Price
$1,849,000
Sold Price
$1,725,000
Premium/Discount to List
-$124,000
-6.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.83%
Original Mortgage
$626,000
Interest Rate
3.05%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 8, 2018
Closed on
Apr 8, 2020
Sold by
Davis Charles E and Davis Margaret J
Bought by
Daniel Stanley Howard and Daniel Amy Jo
Buyer's Agent
Tony Seifred
MKB, REALTORS(r) - AT THE LAKE
List Price
$999,900
Sold Price
$965,000
Premium/Discount to List
-$34,900
-3.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
38.59%
Original Mortgage
$772,000
Interest Rate
3.2%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,950,000 Fidelity National Title Insura
Deed -- None Listed On Document
Deed $1,725,000 Fidelity National Title
Deed $965,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $626,000 New Conventional
Previous Owner $772,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/28/2025 10/28/25 Sold $1,950,000 0.0% $305 / Sq Ft
08/25/2025 08/25/25 Pending -- -- --
08/12/2025 08/12/25 Price Changed $1,950,000 -2.0% $305 / Sq Ft
06/09/2025 06/09/25 Price Changed $1,990,000 -5.2% $311 / Sq Ft
03/20/2025 03/20/25 For Sale $2,100,000 +21.7% $328 / Sq Ft
01/25/2022 01/25/22 Sold $1,725,000 -6.7% $270 / Sq Ft View Prior Sale
11/20/2021 11/20/21 Pending -- -- --
10/14/2021 10/14/21 For Sale $1,849,000 +91.6% $289 / Sq Ft
04/16/2020 04/16/20 Sold $965,000 -3.5% $151 / Sq Ft View Prior Sale
03/16/2020 03/16/20 Pending -- -- --
03/08/2018 03/08/18 For Sale $999,900 -- $156 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,353 $1,942,600 $139,300 $1,803,300
2024 $8,353 $1,942,600 $139,300 $1,803,300
2023 $5,796 $950,200 $134,300 $815,900
2022 $5,796 $950,200 $134,300 $815,900
2021 $5,796 $950,200 $134,300 $815,900
2020 $5,796 $950,200 $134,300 $815,900
2019 $5,664 $928,600 $134,300 $794,300
2018 $5,664 $928,600 $134,300 $794,300
2017 $5,107 $944,000 $135,000 $809,000
2016 $5,107 $944,000 $135,000 $809,000
2015 -- $944,000 $135,000 $809,000
2014 -- $944,000 $135,000 $809,000
2013 -- $944,000 $135,000 $809,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 914900

Roanoke Valley Association of REALTORS®

APN: 0481010500