$1,950,000
PENDING

20 Waverly Ct Moneta, VA 24121

Estimated payment $11,516/month

Total Views 15,506
4 Beds
4.5 Baths
6,400 Sq Ft
$305 Price per Sq Ft

Highlights

  • 156 Feet of Waterfront
  • Lake View
  • 2.62 Acre Lot
  • 1 Dock Slip
  • Heated Floors
  • Fireplace in Kitchen

About This Home

Welcome to your dream lake house at Smith Mountain Lake! This stunning 4-bedroom, 4.5-bathroom home is nestled in the sought-after Waverly neighborhood, offering breathtaking views and a serene wooded lot. With two primary bedrooms, each featuring en-suite bathrooms, this home provides ample space and privacy for family and guests .Set on two expansive lots totaling 2.64 acres, the property offers plenty of room to enjoy the natural beauty of the area. The spacious and inviting living areas are perfect for entertaining, while the large windows allow natural light to flood the home, showcasing the beautiful surroundings. Step outside to your own private oasis, complete with a fantastic dockhouse located in the back of a fresh water cove with deep water access and 156 feet of water

Listing Agent

Colleen Marston

LONG & FOSTER - SMITH MTN LAKE License #0225226443 Listed on: 03/06/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,182

Year Built

  • Built in 2002

Lot Details

  • 2.62 Acre Lot
  • 156 Feet of Waterfront
  • Gentle Sloping Lot
  • Cleared Lot
  • Property is zoned R1

HOA Fees

  • $208 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction

Interior Spaces

  • 2-Story Property
  • Central Vacuum
  • Wired For Sound
  • Bookcases
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • French Doors
  • Great Room with Fireplace
  • 4 Fireplaces
  • Heated Floors
  • Lake Views
  • Alarm System

Kitchen

  • Built-In Oven
  • Gas Range
  • Built-In Microwave
  • Dishwasher
  • Fireplace in Kitchen

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement

Parking

  • 5 Car Attached Garage
  • 8 Open Parking Spaces
  • Tuck Under Garage
  • Off-Street Parking

Outdoor Features

  • Rip-Rap
  • Dock has a Storage Area
  • Boat Hoist or Davit
  • 1 Dock Slip
  • Deck
  • Covered Patio or Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Zoned Cooling
  • Humidifier
  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 21 & 22

Community Details

Overview

  • Nicole Gooding Brownstone Properties Association
  • Waverly Subdivision

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,182

Year Built

Built in 2002

Lot Details

0

HOA Fees

$208 per month

Listing Details

  • Interior Features: Alarm, Audio-Video Wired, Book Shelves, Cathedral Ceiling, Ceiling Fan, Gas Log Fireplace, Walk-in-Closet
  • Heating System: Heat Pump Electric, Heated Floor
  • Fireplace(s): Basement, Great Room, Kitchen
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Walkout - Full
  • Major Appliances: Central Vacuum, Clothes Dryer, Clothes Washer, Dishwasher, Humidifier, Microwave Oven (Built In), Range Gas, Refrigerator, Wall Oven
  • Cooling System: Heat Pump Electric, Zoned Cooling
  • Outside Features: Covered Porch, Deck, Patio, Paved Driveway
  • Views: Lake
  • Addl Covered Parking S Q F T: 702
  • AddlCoveredPrkng: Garage Under
  • BedroomsBREntryLevel: 3
  • BedroomsBRLowerLevel: 1
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 3400.00
  • ExteriorDoors: French, Wood
  • Fireplace Number Fireplaces: 4
  • FullBathsFullBathsEntryLvl: 2
  • FullBathsFullBathsLowerLvl: 2
  • Grand Total Attached S Q F T: 6800
  • HalfBathsHalfBathsEntryLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryEntryLevel: 1
  • LaundryLaundryLowerLevel: 1
  • LengthOfWaterfront: 156.00
  • LowerBelowGrdFin Sq Ft: 3000.00
  • Major Area: 04 - Franklin County
  • MasterBedroomsMasterBREntryLvl: 1
  • MasterBedroomsMasterBRLowerLvl: 1
  • NumberAddCovSpaces: 2.00
  • NumberPrimCovSpaces: 3.00
  • Phone Email: (434)771-6010
  • P O A Condo Contact Name: Nicole Gooding Brownstone Properties
  • POACondoDues: 2500.00
  • POACondoTermsAM: Annual
  • Hoa2 Or Poa: Yes
  • Primary Covered Parking S Q F T: 945
  • PrimCoveredPrking: Garage Attached
  • RatifiedContractDt: 2025-08-25
  • Residential Type: Detached
  • Style Of House: 2 Story, Contemporary, Other - See Remarks
  • SubdivisionMap: Waverly
  • Total Above Grd Fin S Q F T: 3400
  • TotalBdrm: 4
  • TotalBths: 4.10
  • TotalCovdPrkSpc: 5.00
  • TotalFBaths: 4
  • Total Finished Sq Ft: 6400.00
  • TotalHBaths: 1
  • TotalUnfin Sq Ft: 400.00
  • UncoveredNumberSpaces: 8.00
  • Uncovered Parking: Off Street Parking
  • Unfinished Attached S Q F T Lower Below Grd Unfin S Q F T: 400.00
  • Water Class: Waterfront Property
  • WaterDetailsChannelMarker: 156
  • WaterDetailsNumberCoveredSlips: 1
  • WaterDetailsShorelineMgmtPlan: YES
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Rear Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Public Water
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, In-Law Quarters, Maint-Free Exterior, Paved Road, Underground Util

Schools

  • Elementary School: Dudley
  • Middle School: Ben Franklin Middle
  • High School: Franklin County

Green Features

  • Energy Features: 2 X 6 Exterior Walls
  • Water Features: Cove, Riprap Shoreline

Lot Info

  • Lot Description: Cleared, Gentle Slope
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 2.62
  • Lot: 21 & 22
  • ZoningCode: R1

Building Info

  • Year Built: 2002

Tax Info

  • Taxes (6 mo): 9182.00
  • FILLTAXID: 0481010500/0481010400

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,353 $1,942,600 $139,300 $1,803,300
2023 $5,796 $950,200 $134,300 $815,900
2022 $5,796 $950,200 $134,300 $815,900
2021 $5,796 $950,200 $134,300 $815,900
2020 $5,796 $950,200 $134,300 $815,900
2019 $5,664 $928,600 $134,300 $794,300
2018 $5,664 $928,600 $134,300 $794,300
2017 $5,107 $944,000 $135,000 $809,000
2016 $5,107 $944,000 $135,000 $809,000
2015 -- $944,000 $135,000 $809,000
2014 -- $944,000 $135,000 $809,000
2013 -- $944,000 $135,000 $809,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/25/2025 08/25/25 Pending -- -- --
08/12/2025 08/12/25 Price Changed $1,950,000 -2.0% $305 / Sq Ft
06/09/2025 06/09/25 Price Changed $1,990,000 -5.2% $311 / Sq Ft
03/20/2025 03/20/25 For Sale $2,100,000 +21.7% $328 / Sq Ft
01/25/2022 01/25/22 Sold $1,725,000 -6.7% $270 / Sq Ft
11/20/2021 11/20/21 Pending -- -- --
10/14/2021 10/14/21 For Sale $1,849,000 +91.6% $289 / Sq Ft
04/16/2020 04/16/20 Sold $965,000 -3.5% $151 / Sq Ft
03/16/2020 03/16/20 Pending -- -- --
03/08/2018 03/08/18 For Sale $999,900 -- $156 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Deed $1,725,000 Fidelity National Title
Deed $965,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $400,000 Credit Line Revolving
Previous Owner $626,000 New Conventional
Previous Owner $772,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Source: Public Records

Similar Homes in Moneta, VA

  • 127 Pacific Ave, Moneta, VA 24121

    $1,999,900

    • 4 Beds
    • 3.5 Baths
    • 3,855 Sq Ft
    • 127 Pacific Ave
    • Moneta, VA

    MILLION $$$ VIEW & ELEGANT LIVING AT SMITH MOUNTAIN LAKE, VA!Welcome to the ultimate lakefront retreat, offered for the first time by the original owners. Perfectly positioned to capture breathtaking wide water and mountain views, this exquisitely maintained home offers luxury, comfort, and convenience--both by boat and by car. Thoughtfully designed with two spacious primary suites--one on each

    Dana Montgomery BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    Section Image
  • 79 Harbor Hill Dr, Moneta, VA 24121

    $1,999,900

    • 5 Beds
    • 4 Baths
    • 4,396 Sq Ft
    • 79 Harbor Hill Dr
    • Moneta, VA

    Lake living at it's best! Quality built home with an open floor plan in the prestigious Boardwalk community. Long water lake view from almost every room in the house. Boardwalk is one of the most sought after neighborhoods at Smith Mountain Lake offering stunning views, a community pool, bocce ball, volley ball, walking trails, pickle ball, tennis, tot lot, pavilion and waterfront boardwalk with

    Eric Fansler BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    Section Image
  • 720 Boardwalk Dr, Moneta, VA 24121

    $2,175,000

    • 4 Beds
    • 3 Baths
    • 5,002 Sq Ft
    • 720 Boardwalk Dr
    • Moneta, VA

    : Stunning Lakefront Contemporary located on a Beautiful Southern Point, Large Oversized Boatdock with boatslip and jet ski lift, bar and Sandy beach, Enter this home into a wide open Great room,Lots of glass and towering tray ceilings, Social Area with Stone Fireplace, Large Open Kitchen with Cherry Cabinets and Granite Countertops, Gas Cooktop,Open Dining Room with Tray Ceilings, Entry Level

    Glenda McDaniel LONG & FOSTER - SMITH MTN LAKE

    Section Image
  • 40 Spinnaker Run Ct, Moneta, VA 24121

    $1,699,900

    • 4 Beds
    • 3.5 Baths
    • 4,079 Sq Ft
    • 40 Spinnaker Run Ct
    • Moneta, VA

    Enjoy stunning views with awesome sunrises, year-round, in this maintenance-free, Dryvit home with a natural sand beach located on a quiet cul-de-sac on a half-acre lot in the Spinnaker Run community off Scruggs Rd. The back of the house faces a long, uncompromised view of the water and mountain with 2 levels of decks/porches (over 1500 sq. ft.) covering the width of the home with open and

    Eric Fansler BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    Section Image
  • 428 Anchor Dr, Moneta, VA 24121

    $1,565,000

    • 5 Beds
    • 4.5 Baths
    • 3,786 Sq Ft
    • 428 Anchor Dr
    • Moneta, VA

    Wow, wow, WOW -- opportunities like this are so rare!Welcome to your dream getaway in Franklin County, NO HOMEOWNERS ASSOCIATION, perfectly positioned with DIRECT SUNRISE and on the 6th hole of the prestigious Waterfront Golf Course. This short-term rentable, fully furnished contemporary charmer is ideal for multi-family ownership, full-time living, or a high-performing rental investment.

    Jada Turner BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    Section Image
  • 1359 Nicholas Ln, Moneta, VA 24121

    $1,699,999

    • 6 Beds
    • 5.5 Baths
    • 4,190 Sq Ft
    • 1359 Nicholas Ln
    • Moneta, VA

    Incredible opportunity for investors and/or SML enthusiasts. Built for lake life and large groups given the rare 8 bedroom septic. This waterfront home has breathtaking views and a peaceful setting, perfect for personal use or rental income. The open-concept main level features floor-to-ceiling windows, a cozy fireplace, and a spacious kitchen/dining area. Main-level primary suite with en suite

    Kem Cobb ELITE REALTY

    Section Image
  • 2580 Lakewood Forest Rd, Moneta, VA 24121

    $2,499,000

    • 5 Beds
    • 4 Baths
    • 5,882 Sq Ft
    • 2580 Lakewood Forest Rd
    • Moneta, VA

    Stunning Waterfront Home on Smith Mountain Lake - A True Dream Retreat!Nestled on the tranquil shores of Smith Mountain Lake, this spacious 5-bedroom, 4-bathroom home is an entertainer's paradise. Offering breathtaking water views from nearly every room, this home features an open-concept layout that is perfect for both family living and entertaining. Just minutes from shopping and dining, you'll

    Debbie Shelton BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    Section Image
  • 106 Catlett Ct, Moneta, VA 24121

    $1,599,000

    • 4 Beds
    • 2 Baths
    • 3,061 Sq Ft
    • 106 Catlett Ct
    • Moneta, VA

    Beautiful waterfront home on Smith Mountain Lake in Moneta, VA, tucked in a quiet cul-de-sac in Bedford County. This 4-bedroom, 2-bath home offers flexibility with space for a potential 5th bedroom. Enjoy breathtaking lake views from both levels, with large windows and sliders framing some of the most gorgeous and colorful sunsets you've ever seen. Main level features 3 bedrooms, a full bath, gas

    Adam Stinespring Keller Williams

    Section Image
  • 1533 Merriman Way Rd, Moneta, VA 24121

    $2,300,000

    • 6 Beds
    • 5 Baths
    • 6,300 Sq Ft
    • 1533 Merriman Way Rd
    • Moneta, VA

    ACREAGE at Smith Mountain Lake. Unique Parcel features 16.07 acres total in 2 parcels with 300 feet of shoreline. Yes, SHORT TERM RENTAL permit in place. Yes, 6 BR septic system in place. There is an adjoining non waterfront home at 1429 Merriman used as a LT Rental that may also be purchased, for additional $. This Unique home was set up for a multi family dwelling and has 3 living levels with

    Pat Bailey CB SALES AND RENTALS INC

    Section Image

Source: Roanoke Valley Association of REALTORS®

MLS Number: 914900

Roanoke Valley Association of REALTORS®

APN: 0481010500