20 Zephyr Rd Palmyra, VA 22963
4
Beds
2.5
Baths
2,395
Sq Ft
0.34
Acres
Highlights
- Beach
- Gated Community
- Multiple Fireplaces
- Community Boat Launch
- Community Lake
- Wood Flooring
About This Home
As of January 2022Updated, renovated, sun drenched home at amenity-filled Lake Monticello. This one is a true must see! Updated top to bottom, you're sure to be impressed by the chef's kitchen with new butcher block countertops, breakfast bar, subway tile backsplash, farmhouse sink, double door pantry closet and stainless appliances. Bayed breakfast area opens to a nice size deck ideal for entertaining and steps down to a level user-friendly yard. Generously sized family room with custom built-ins surrounds a gas fireplace. Formal dining room. Sun drenched two story foyer with palladium window. Updated baths including a luxury owners suite bath: dual sinks, soaker tub with tile surround and floor to ceiling tiled walk-in shower with frameless glass door - A TRUE WOW! New bedroom carpeting. New hardwood flooring in the upper level hall and master suite complete with vaulted ceiling and walk-in closet. Plenty of storage including a 16x12 storage shed out back and a two-car garage with built-in shelving. New dual zone HVAC systems. Welcome home!
Last Agent to Sell the Property
HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE License #0225201609 Listed on: 11/25/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,404
Year Built
- Built in 2006
Lot Details
- 0.34 Acre Lot
- Property is zoned R-4 Residential
HOA Fees
- $85 Monthly HOA Fees
Home Design
- Slab Foundation
- Composition Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,395 Sq Ft Home
- 2-Story Property
- Recessed Lighting
- Multiple Fireplaces
- Fireplace With Glass Doors
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Dining Room
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Washer and Dryer Hookup
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Automatic Garage Door Opener
- Gravel Driveway
Outdoor Features
- Playground
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
Listing and Financial Details
- Assessor Parcel Number 18A 8 373
Community Details
Overview
- Association fees include area maint, club house, master ins. policy, play area, pool, prof. mgmt., security force, snow removal, tennis, trash pickup
- $650 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Community Center
Recreation
- Community Boat Launch
- Beach
- Tennis Courts
- Community Playground
- Community Pool
Security
- Security Service
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 25, 2021
Closed on
Jan 14, 2022
Sold by
Brianne Matthews Alyssa
Bought by
Moorhouse Matthew
Seller's Agent
Katelyn Mancini
HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE
Buyer's Agent
MILENA WEBB
HERITAGE REAL ESTATE CO.
List Price
$355,000
Sold Price
$360,000
Premium/Discount to List
$5,000
1.41%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.46%
Original Mortgage
$368,280
Outstanding Balance
$342,864
Interest Rate
3.11%
Mortgage Type
VA
Estimated Equity
$88,712
Purchase Details
Closed on
Jun 17, 2016
Sold by
Geissler Ted J
Bought by
Byers Alyssa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,179
Interest Rate
3.6%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 3, 2009
Sold by
Geissler Ted J and Geissler Judith P
Bought by
Geissler Ted J and Geissler Judith E
Purchase Details
Closed on
May 11, 2006
Sold by
Barry Meade Homes Llc
Bought by
Geissler Ted J and Geissler Judith P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,925
Interest Rate
6.75%
Mortgage Type
Assumption
Similar Homes in Palmyra, VA
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $360,000 | Chicago Title | |
| Quit Claim Deed | $238,500 | Chicago Title | |
| Gift Deed | -- | Chicago Title Insurance Co | |
| Gift Deed | -- | Chicago Title Insurance Co | |
| Warranty Deed | $307,900 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $368,280 | VA | |
| Previous Owner | $234,179 | FHA | |
| Previous Owner | $230,925 | Assumption |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/01/2025 06/01/25 | For Sale | $429,900 | 0.0% | $179 / Sq Ft |
| 04/30/2025 04/30/25 | Pending | -- | -- | -- |
| 04/23/2025 04/23/25 | Price Changed | $429,900 | -1.1% | $179 / Sq Ft |
| 04/01/2025 04/01/25 | Price Changed | $434,900 | -1.1% | $182 / Sq Ft |
| 03/17/2025 03/17/25 | For Sale | $439,900 | 0.0% | $184 / Sq Ft |
| 03/07/2025 03/07/25 | Pending | -- | -- | -- |
| 05/10/2024 05/10/24 | For Sale | $439,900 | +22.2% | $184 / Sq Ft |
| 01/21/2022 01/21/22 | Sold | $360,000 | +1.4% | $150 / Sq Ft |
| 12/17/2021 12/17/21 | Pending | -- | -- | -- |
| 12/10/2021 12/10/21 | For Sale | $355,000 | 0.0% | $148 / Sq Ft |
| 11/30/2021 11/30/21 | Pending | -- | -- | -- |
| 11/25/2021 11/25/21 | For Sale | $355,000 | -- | $148 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $27 | $320,800 | $30,000 | $290,800 |
| 2023 | $2,708 | $320,800 | $30,000 | $290,800 |
| 2022 | $2,366 | $272,000 | $27,500 | $244,500 |
| 2021 | $2,366 | $272,000 | $27,500 | $244,500 |
| 2020 | $2,324 | $251,200 | $27,500 | $223,700 |
| 2019 | $2,324 | $251,200 | $27,500 | $223,700 |
| 2018 | $2,160 | $238,200 | $27,500 | $210,700 |
| 2017 | $2,160 | $238,200 | $27,500 | $210,700 |
| 2016 | $2,109 | $230,000 | $27,500 | $202,500 |
| 2015 | $1,958 | $230,000 | $27,500 | $202,500 |
| 2014 | $1,958 | $222,500 | $27,500 | $195,000 |
Source: Public Records
Agents Affiliated with this Home
-
CHRISTY BECK
Seller's Agent in 2024
CHRISTY BECK
LONG & FOSTER - LAKE MONTICELLO
(386) 365-0460
30 in this area
63 Total Sales
-
Maggie Gunnels Fornecker
Seller Co-Listing Agent in 2024
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
(434) 361-4987
172 in this area
327 Total Sales
-
Katelyn Mancini
Seller's Agent in 2022
Katelyn Mancini
HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE
(703) 203-3388
12 in this area
173 Total Sales
-
MILENA WEBB
Buyer's Agent in 2022
MILENA WEBB
HERITAGE REAL ESTATE CO.
(434) 400-8070
8 in this area
69 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 624535
APN: 18A 8 373
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