Seller's Agent in 2025
CHRISTY BECK
LONG & FOSTER - LAKE MONTICELLO
(386) 365-0460
34 in this area
70 Total Sales
20 Zephyr Rd Palmyra, VA 22963
4
Beds
2.5
Baths
2,395
Sq Ft
0.34
Acres
Highlights
- Beach
- Gated Community
- Multiple Fireplaces
- Community Boat Launch
- Community Lake
- Wood Flooring
About This Home
As of August 2025Updated, renovated, sun drenched home at amenity-filled Lake Monticello. This one is a true must see! Updated top to bottom, you're sure to be impressed by the chef's kitchen with new butcher block countertops, breakfast bar, subway tile backsplash, farmhouse sink, double door pantry closet and stainless appliances. Bayed breakfast area opens to a nice size deck ideal for entertaining and steps down to a level user-friendly yard. Generously sized family room with custom built-ins surrounds a gas fireplace. Formal dining room. Sun drenched two story foyer with palladium window. Updated baths including a luxury owners suite bath: dual sinks, soaker tub with tile surround and floor to ceiling tiled walk-in shower with frameless glass door - A TRUE WOW! New bedroom carpeting. New hardwood flooring in the upper level hall and master suite complete with vaulted ceiling and walk-in closet. Plenty of storage including a 16x12 storage shed out back and a two-car garage with built-in shelving. New dual zone HVAC systems. Welcome home!
Last Agent to Sell the Property
HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE License #0225201609 Listed on: 11/25/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,404
Year Built
- Built in 2006
Lot Details
- 0.34 Acre Lot
- Property is zoned R-4 Residential
HOA Fees
- $85 Monthly HOA Fees
Home Design
- Slab Foundation
- Composition Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,395 Sq Ft Home
- 2-Story Property
- Recessed Lighting
- Multiple Fireplaces
- Fireplace With Glass Doors
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Dining Room
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Washer and Dryer Hookup
Parking
- 2 Car Attached Garage
- Front Facing Garage
- Automatic Garage Door Opener
- Gravel Driveway
Outdoor Features
- Playground
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 18A 8 373
Community Details
Overview
- Association fees include area maint, club house, master ins. policy, play area, pool, prof. mgmt., security force, snow removal, tennis, trash pickup
- $650 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Community Center
Recreation
- Community Boat Launch
- Beach
- Tennis Courts
- Community Playground
- Community Pool
Security
- Security Service
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 10, 2024
Closed on
Aug 26, 2025
Sold by
Moorhouse Matthew
Bought by
Pope Jason Bradley and Pope Jessica Nicole
Seller's Agent
CHRISTY BECK
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
Default Agent
Default Office
List Price
$429,900
Sold Price
$424,900
Premium/Discount to List
-$5,000
-1.16%
Views
200
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
117.71%
Original Mortgage
$417,203
Outstanding Balance
$417,203
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$24,551
Purchase Details
Listed on
Nov 25, 2021
Closed on
Jan 14, 2022
Sold by
Brianne Matthews Alyssa
Bought by
Moorhouse Matthew
Seller's Agent
Katelyn Mancini
HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE
Buyer's Agent
MILENA WEBB
HERITAGE REAL ESTATE CO.
List Price
$355,000
Sold Price
$360,000
Premium/Discount to List
$5,000
1.41%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.71%
Original Mortgage
$368,280
Interest Rate
3.11%
Mortgage Type
VA
Purchase Details
Closed on
Jun 17, 2016
Sold by
Geissler Ted J
Bought by
Byers Alyssa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,179
Interest Rate
3.6%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 3, 2009
Sold by
Geissler Ted J and Geissler Judith P
Bought by
Geissler Ted J and Geissler Judith E
Purchase Details
Closed on
May 11, 2006
Sold by
Barry Meade Homes Llc
Bought by
Geissler Ted J and Geissler Judith P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,925
Interest Rate
6.75%
Mortgage Type
Assumption
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $424,900 | Sage Title | |
| Deed | $360,000 | Chicago Title | |
| Quit Claim Deed | $238,500 | Chicago Title | |
| Gift Deed | -- | Chicago Title Insurance Co | |
| Gift Deed | -- | Chicago Title Insurance Co | |
| Warranty Deed | $307,900 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $417,203 | FHA | |
| Previous Owner | $368,280 | VA | |
| Previous Owner | $234,179 | FHA | |
| Previous Owner | $230,925 | Assumption |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/28/2025 08/28/25 | Sold | $424,900 | 0.0% | $177 / Sq Ft |
| 07/23/2025 07/23/25 | Pending | -- | -- | -- |
| 07/16/2025 07/16/25 | Price Changed | $424,900 | -1.2% | $177 / Sq Ft |
| 06/01/2025 06/01/25 | For Sale | $429,900 | 0.0% | $179 / Sq Ft |
| 04/30/2025 04/30/25 | Pending | -- | -- | -- |
| 04/23/2025 04/23/25 | Price Changed | $429,900 | -1.1% | $179 / Sq Ft |
| 04/01/2025 04/01/25 | Price Changed | $434,900 | -1.1% | $182 / Sq Ft |
| 03/17/2025 03/17/25 | For Sale | $439,900 | 0.0% | $184 / Sq Ft |
| 03/07/2025 03/07/25 | Pending | -- | -- | -- |
| 05/10/2024 05/10/24 | For Sale | $439,900 | +22.2% | $184 / Sq Ft |
| 01/21/2022 01/21/22 | Sold | $360,000 | +1.4% | $150 / Sq Ft |
| 12/17/2021 12/17/21 | Pending | -- | -- | -- |
| 12/10/2021 12/10/21 | For Sale | $355,000 | 0.0% | $148 / Sq Ft |
| 11/30/2021 11/30/21 | Pending | -- | -- | -- |
| 11/25/2021 11/25/21 | For Sale | $355,000 | -- | $148 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,960 | $394,700 | $30,000 | $364,700 |
| 2024 | $27 | $320,800 | $30,000 | $290,800 |
| 2023 | $2,708 | $320,800 | $30,000 | $290,800 |
| 2022 | $2,366 | $272,000 | $27,500 | $244,500 |
| 2021 | $2,366 | $272,000 | $27,500 | $244,500 |
| 2020 | $2,324 | $251,200 | $27,500 | $223,700 |
| 2019 | $2,324 | $251,200 | $27,500 | $223,700 |
| 2018 | $2,160 | $238,200 | $27,500 | $210,700 |
| 2017 | $2,160 | $238,200 | $27,500 | $210,700 |
| 2016 | $2,109 | $230,000 | $27,500 | $202,500 |
| 2015 | $1,958 | $230,000 | $27,500 | $202,500 |
| 2014 | $1,958 | $222,500 | $27,500 | $195,000 |
Source: Public Records
Agents Affiliated with this Home
-
CHRISTY BECK
-
Maggie Gunnels Fornecker
Seller Co-Listing Agent in 2025
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
(434) 361-4987
170 in this area
324 Total Sales
-
D
Buyer's Agent in 2025
Default Agent
Default Office
-
Katelyn Mancini
Seller's Agent in 2022
Katelyn Mancini
HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE
(703) 203-3388
13 in this area
169 Total Sales
-
MILENA WEBB
Buyer's Agent in 2022
MILENA WEBB
HERITAGE REAL ESTATE CO.
(434) 400-8070
8 in this area
75 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 624535
APN: 18A 8 373
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Nearby Homes
- 13 Zephyr Rd
- 24 Xebec Rd
- 377 Jefferson Dr
- 17 Brougham Rd
- 399 Jefferson Dr
- 48 Smokewood Dr
- 48 Smokewood Dr Unit SECTION 12 LOT 513
- 9 Brougham Rd
- 27 Kingswood Rd
- 503 Garden Ln
- 503 Garden Ln
- 42 Cliftwood Rd
- 927 Jefferson Dr Unit LM 279/1
- 3 Hawks Place
- 267 Jefferson Dr
- 6 Kingswood Rd
- 21 Acre Ln
- 34 Turkeysag Trail