$340,000
PENDING

200 Surber Dr Moneta, VA 24121

Estimated payment $1,975/month

Total Views 14,037
3 Beds
2 Baths
2,200 Sq Ft
$155 Price per Sq Ft

Highlights

  • Waterfront Community
  • Ranch Style House
  • Front Porch
  • Lake View
  • No HOA
  • Storage

About This Home

This home offers a rare opportunity for affordable lake-area living with room to grow. Don't miss your chance to enjoy the best of Smith Mountain Lake! This 2,100 sq. ft. home offers the perfect blend of affordability & accessibility, with seasonal views of Smith Mountain Lake & easy access to outdoor recreation. The main level features a comfortable layout, including a living room, dining room,3 bedrooms, 2 full baths, an office, a morning room, & a spacious kitchen with a center island. A large family room with a stone-front wood-burning fireplace provides a cozy gathering space, while a laundry room adds to the home's convenience. The unfinished lower level is plumbed for a third bath, offering room to expand. A 4-car garage ensures plenty of storage for vehicles and outdoor equipment.

Listing Agent

Deborah Beran

DEB BERAN PROPERTIES License #0225040422 Listed on: 03/22/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,159

Year Built

  • Built in 2006

Lot Details

  • 0.78 Acre Lot
  • Gentle Sloping Lot
  • Garden
  • Property is zoned R1

Home Design

  • Ranch Style House

Interior Spaces

  • 2,200 Sq Ft Home
  • Ceiling Fan
  • Fireplace Features Masonry
  • Family Room with Fireplace
  • Storage
  • Lake Views
  • Partially Finished Basement
  • Walk-Out Basement
  • Electric Range

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 4 Car Garage
  • 6 Open Parking Spaces
  • Tuck Under Garage
  • Garage Door Opener
  • Off-Street Parking

Outdoor Features

  • Front Porch

Schools

  • Dudley Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 14

Community Details

Overview

  • No Home Owners Association
  • Deer Creek Subdivision

Recreation

  • Waterfront Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,159

Year Built

Built in 2006

Lot Details

0

Listing Details

  • Interior Features: Ceiling Fan, Masonry Fireplace, Storage
  • Heating System: Heat Pump Electric
  • Fireplace(s): Family Room
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Walkout - Partial
  • Major Appliances: Clothes Dryer, Clothes Washer, Garage Door Opener, Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Garden Space
  • Views: Lake
  • BedroomsBREntryLevel: 3
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 2200.00
  • Fireplace Number Fireplaces: 1
  • FullBathsFullBathsEntryLvl: 2
  • Grand Total Attached S Q F T: 4300
  • Major Area: 04 - Franklin County
  • MasterBedroomsMasterBREntryLvl: 1
  • NumberPrimCovSpaces: 4.00
  • Hoa2 Or Poa: No
  • PrimCoveredPrking: Garage Under
  • RatifiedContractDt: 2025-07-02
  • Residential Type: Detached
  • Style Of House: Ranch
  • Total Above Grd Fin S Q F T: 2200
  • TotalBdrm: 3
  • TotalBths: 2.00
  • TotalCovdPrkSpc: 4.00
  • TotalFBaths: 2
  • Total Finished Sq Ft: 2200.00
  • TotalUnfin Sq Ft: 2100.00
  • UncoveredNumberSpaces: 6.00
  • Uncovered Parking: Off Street Parking
  • Unfinished Attached S Q F T Lower Below Grd Unfin S Q F T: 2100.00
  • WaterAccOnlyAAccessOnOffSite: Off Site
  • WaterAccOnlyADistanceToOffSite: 5
  • Water Class: Waterfront Community - No Access
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Front Porch, Side Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Private Well
  • Water Heater Type: Tank

Schools

  • Elementary School: Dudley
  • Middle School: Ben Franklin Middle
  • High School: Franklin County

Lot Info

  • Lot Description: Gentle Slope
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.78
  • Lot: 14
  • ZoningCode: R1

Building Info

  • Year Built: 2006

Tax Info

  • Taxes (6 mo): 1158.86
  • FILLTAXID: 04804010000

MLS Schools

  • Elementary School: Dudley
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,159 $269,500 $35,000 $234,500
2023 $1,087 $178,200 $30,000 $148,200
2022 $1,087 $178,200 $30,000 $148,200
2021 $1,087 $178,200 $30,000 $148,200
2020 $1,087 $178,200 $30,000 $148,200
2019 $997 $163,400 $30,000 $133,400
2018 $997 $163,400 $30,000 $133,400
2017 $899 $165,500 $30,000 $135,500
2016 $899 $165,500 $30,000 $135,500
2015 -- $165,500 $30,000 $135,500
2014 -- $165,500 $30,000 $135,500
2013 -- $165,500 $30,000 $135,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/02/2025 07/02/25 Pending -- -- --
05/28/2025 05/28/25 Price Changed $340,000 -4.2% $155 / Sq Ft
04/04/2025 04/04/25 For Sale $355,000 -- $161 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $149,600 New Conventional
Closed $147,000 New Conventional
Closed $148,920 Construction
Source: Public Records

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Source: Roanoke Valley Association of REALTORS®

MLS Number: 915470

Roanoke Valley Association of REALTORS®

APN: 0480401000