NOT LISTED FOR SALE

2004 Charter Oaks Ct Saint Cloud, MN 56303

Estimated Value: $392,000 - $478,000

5 Beds
4 Baths
2,890 Sq Ft
$148/Sq Ft Est. Value

Last Sold May 13, 2024

Last sale price $400,000 $138 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,685/month

10 Days on Market

Highlights

  • Family Room with Fireplace
  • Corner Lot
  • Hobby Room
  • Bonus Room
  • No HOA
  • The kitchen features windows

About This Home

As of May 2024

Welcome to your sanctuary! This home offers comfort and convenience in a tranquil cul-de-sac off of Forest Road. With hardwood/tile floors and an open layout, it's perfect for Holiday entertaining. The kitchen features sleek countertops and exceptional appliances. Retreat to the luxurious primary suite with an en suite bathroom and space to relax. Outside, enjoy the private backyard oasis, and maintenance-free decking allows for spacious room to entertain or simply relax. Conveniently located near medical facilities, the YMCA, and shopping and walking trails, this home promises the ideal lifestyle. Built-in Backup Generator as well!

Last Agent to Sell the Property

Nora Job

Edina Realty, Inc Listed on: 03/27/2024

Edina Realty, Inc

Last Buyer's Agent

Mark Hoffmann

Century 21 First Realty, Inc.

Century 21 First Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,636

Year Built

  • Built in 1993

Lot Details

  • 13,454 Sq Ft Lot
  • Lot Dimensions are 124x111
  • Cul-De-Sac
  • Corner Lot
  • Many Trees

Parking

  • 3 Car Attached Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Wood Burning Fireplace
  • Circulating Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room
  • Living Room with Fireplace
  • Dining Room
  • Bonus Room
  • Hobby Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Block Basement Construction
  • Basement Window Egress

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Water Filtration System
  • Gas Water Heater

Community Details

  • No Home Owners Association
  • Charter Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 82457700007

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,636

Year Built

Built in 1993

Lot Details

0.31 Acres

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: City Water/Connected
  • Year Built: 1993
  • Above Grade Finished Sq Ft: 2008
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Fiber Optic
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Egress Window(s), Finished, Full, Sump Pump
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Washer
  • Fireplace Features: Circulating, Family Room, Living Room, Wood Burning
  • Living Area: 2890
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 882
  • Basement YN: Yes
  • Dining Room Type: Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Dining Room, Living Room, Great Room, Laundry, Family Room, Hobby Room, Bedroom 5, Walk In Closet, Bonus Room

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age Over 8 Years
  • PoolFeatures: None
  • Fencing: None
  • ConstructionMaterialsDesc: Block,Frame
  • PatioPorchType: Composite Decking,Deck

Garage/Parking

  • Parking Features: Attached Garage, Garage Door Opener, Insulated Garage

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck,Kitchen Center Island,Kitchen Window,Local Area Network,Primary Bedroom Walk-In Closet,Security System,In-Ground Sprinkler,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 124x111
  • Lot Size Sq Ft: 13454
  • Land Lease: No
  • Lot Features: Corner Lot, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: SquareFeet
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Wood Siding

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 82457700007
  • Tax Annual Amount: 4636
  • TaxWithAssessments: 4636.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2024
Closed on
May 13, 2024
Sold by
Kathleen M Virnig Revocable Trust
Bought by
Abdi Halima and Sirat Abdirahman
Seller's Agent
Nora Job
Edina Realty, Inc
Buyer's Agent
Mark Hoffmann
Century 21 First Realty, Inc.
List Price
$385,000
Sold Price
$400,000
Premium/Discount to List
$15,000
3.9%
Views
86
Current Estimated Value
$427,592

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,592
Avg. Annual Appreciation
3.63%
Original Mortgage
$398,000
Outstanding Balance
$392,323
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$35,269

Purchase Details

Closed on
Feb 25, 2020
Sold by
Virnig Kathleen M and Wirning Norman L
Bought by
Kathleen M Virnig T
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Abdi Halima $400,000 --
Kathleen M Virnig T -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Abdi Halima $398,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/13/2024 05/13/24 Sold $400,000 +3.9% $138 / Sq Ft
04/08/2024 04/08/24 Pending -- -- --
03/29/2024 03/29/24 For Sale $385,000 -- $133 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,800 $386,000 $75,000 $311,000
2024 $4,800 $371,200 $75,000 $296,200
2023 $4,834 $371,200 $75,000 $296,200
2022 $4,230 $303,600 $60,000 $243,600
2021 $4,018 $303,600 $60,000 $243,600
2020 $2,003 $289,800 $60,000 $229,800
2019 $4,000 $281,000 $55,000 $226,000
2018 $4,050 $276,600 $55,000 $221,600
2017 $3,950 $261,900 $55,000 $206,900
2016 $3,722 $0 $0 $0
2015 $3,652 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6489127

NorthstarMLS

APN: 82.45770.0007

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