C
Seller's Agent in 2025
Claudia Banza
Homes of Colorado LLC
2005 Frances Dr Loveland, CO 80537
5
Beds
3.5
Baths
4,047
Sq Ft
0.82
Acres
Highlights
- Lake Front
- Spa
- Deck
- Parking available for a boat
- 0.82 Acre Lot
- Wood Flooring
About This Home
As of July 2025ONE OF A KIND private waterfront retreat seamlessly blending with its natural surroundings to include your own boat dock and absolutely breathtaking panoramic mountain views captured by expansive windows and huge decking along most of the back of the home...motorized water sports allowed to include water skiing, wakeboarding and tubing...updated with high quality modern interior finishes this oasis epitomizes the luxurious Colorado lifestyle...the floor plan design accommodates both relaxation and entertaining...the primary suite connects to a glass enclosed sunroom and primary spa-like bath boasting large walk-in shower and freestanding tub - a sophisticated sanctuary like no other...the stone coated metal roof has a 50-year warranty and is almost indestructible...HVAC systems are almost new...most windows have been replaced...extra insulation has been added...electric panels have been upgraded...a low annual HOA only applies for lake usage if so desired...tons of parking available...
Last Agent to Sell the Property
Claudia Banza
Homes of Colorado LLC Listed on: 03/22/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,829
Year Built
- Built in 1968
Lot Details
- 0.82 Acre Lot
- Lake Front
- River Front
- Partially Fenced Property
- Sprinkler System
- Property is zoned FA
Parking
- 3 Car Attached Garage
- Heated Garage
- Garage Door Opener
- Parking available for a boat
Home Design
- Wood Frame Construction
- Metal Roof
Interior Spaces
- 4,047 Sq Ft Home
- 5 Levels or More
- Partially Furnished
- Gas Fireplace
- Window Treatments
- Family Room
- Sun or Florida Room
- Water Views
- Partial Basement
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Double Self-Cleaning Oven
- Gas Oven or Range
- Down Draft Cooktop
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Walk-In Closet
- Spa Bath
Laundry
- Dryer
- Washer
- Sink Near Laundry
Eco-Friendly Details
- Energy-Efficient HVAC
- Energy-Efficient Thermostat
Outdoor Features
- Spa
- Access To Lake
- River Nearby
- Balcony
- Deck
- Patio
Schools
- Kitchen Elementary School
- Ball Middle School
- Thompson Valley High School
Utilities
- Humidity Control
- Forced Air Heating System
- Heat Pump System
- High Speed Internet
Community Details
- No Home Owners Association
- Lakeside Terrace Add Subdivision
- 5-Story Property
Listing and Financial Details
- Assessor Parcel Number R0452521
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 22, 2025
Closed on
Jul 10, 2025
Sold by
Banza Claudia
Bought by
Jensen Michael Lloyd
Seller's Agent
Claudia Banza
Homes of Colorado LLC
Buyer's Agent
Michael Jensen
Fort Collins Real Estate, LLC
List Price
$1,598,900
Sold Price
$1,500,000
Premium/Discount to List
-$98,900
-6.19%
Views
62
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.50%
Original Mortgage
$1,323,270
Outstanding Balance
$1,323,270
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$172,209
Purchase Details
Listed on
Oct 21, 2022
Closed on
Mar 21, 2023
Sold by
Schuh Justin
Bought by
Banza Claudia
Seller's Agent
Laura Gippert
RE/MAX Alliance-FTC Dwtn
Buyer's Agent
Non-IRES Agent
Non-IRES
List Price
$1,550,000
Sold Price
$1,450,000
Premium/Discount to List
-$100,000
-6.45%
Views
17
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.48%
Original Mortgage
$1,323,270
Interest Rate
6.12%
Mortgage Type
VA
Purchase Details
Closed on
Jun 26, 2017
Sold by
Christopher J Gebhardt
Bought by
Schuh Justin and Schuh Rebecca
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$424,100
Interest Rate
3.9%
Purchase Details
Listed on
Mar 4, 2017
Closed on
Mar 30, 2017
Sold by
Gebhardt Christopher J and Gebhardt Suzette N
Bought by
Schuh Justin and Schuh Rebecca
Seller's Agent
Leah Ludwick
Group Centerra
Buyer's Agent
Laura Gippert
RE/MAX Alliance-FTC Dwtn
List Price
$725,000
Sold Price
$725,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.91%
Purchase Details
Closed on
Jun 28, 2010
Sold by
William E Anderson & Linda F Anderson Tr
Bought by
Gebhardt Christopher J and Gebhardt Suzette N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,000
Interest Rate
4.78%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 24, 2006
Sold by
Anderson Linda F
Bought by
William E Anderson & Linda F Anderson Tr
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,500,000 | Land Title Guarantee | |
| Warranty Deed | $1,450,000 | -- | |
| Deed | $725,000 | -- | |
| Warranty Deed | $725,000 | North American Title | |
| Warranty Deed | $390,000 | Tggt | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,323,270 | New Conventional | |
| Previous Owner | $1,323,270 | VA | |
| Previous Owner | $424,100 | No Value Available | |
| Previous Owner | -- | No Value Available | |
| Previous Owner | $306,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/10/2025 07/10/25 | Sold | $1,500,000 | -4.8% | $371 / Sq Ft |
| 04/29/2025 04/29/25 | Pending | -- | -- | -- |
| 04/10/2025 04/10/25 | Price Changed | $1,575,000 | -1.5% | $389 / Sq Ft |
| 03/22/2025 03/22/25 | For Sale | $1,598,900 | +10.3% | $395 / Sq Ft |
| 03/22/2023 03/22/23 | Sold | $1,450,000 | -6.5% | $358 / Sq Ft |
| 10/21/2022 10/21/22 | For Sale | $1,550,000 | +113.8% | $383 / Sq Ft |
| 01/28/2019 01/28/19 | Off Market | $725,000 | -- | -- |
| 03/30/2017 03/30/17 | Sold | $725,000 | 0.0% | $195 / Sq Ft |
| 03/04/2017 03/04/17 | Pending | -- | -- | -- |
| 03/04/2017 03/04/17 | For Sale | $725,000 | -- | $195 / Sq Ft |
Source: IRES MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,829 | $76,722 | $3,551 | $73,171 |
| 2024 | $4,759 | $65,519 | $3,551 | $61,968 |
| 2022 | $3,909 | $49,130 | $3,684 | $45,446 |
| 2021 | $4,017 | $50,544 | $3,790 | $46,754 |
| 2020 | $3,937 | $49,521 | $3,790 | $45,731 |
| 2019 | $3,871 | $49,521 | $3,790 | $45,731 |
| 2018 | $3,688 | $44,813 | $3,816 | $40,997 |
| 2017 | $3,176 | $44,813 | $3,816 | $40,997 |
| 2016 | $2,741 | $37,372 | $4,219 | $33,153 |
| 2015 | $2,718 | $37,370 | $4,220 | $33,150 |
| 2014 | $2,500 | $33,250 | $3,340 | $29,910 |
Source: Public Records
Agents Affiliated with this Home
-
-
Michael Jensen
Buyer's Agent in 2025
Michael Jensen
Fort Collins Real Estate, LLC
(970) 222-8136
7 in this area
72 Total Sales
-
Laura Gippert
Seller's Agent in 2023
Laura Gippert
RE/MAX
(970) 222-8026
6 in this area
91 Total Sales
-
N
Buyer's Agent in 2023
Non-IRES Agent
CO_IRES
-
Leah Ludwick
Seller's Agent in 2017
Leah Ludwick
Group Centerra
(970) 227-2747
30 in this area
114 Total Sales
-
B
Seller Co-Listing Agent in 2017
Bret Ludwick
RE/MAX
Map
Source: IRES MLS
MLS Number: 1029148
APN: 95271-05-008
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules © Copyright IRES.
Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information deemed reliable but not guaranteed by the MLS.
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