$830,000
SOLD JUL 28, 2025
5 Beds
2.5 Baths
3,089 Sq Ft
0.68 Acres

Recently Sold

$269 Per Sq Ft

4% Above List Price

14 Days on Market

Highlights

  • Docks
  • Deep Water Access
  • Deck
  • Grassfield Elementary School Rated A-
  • River View
  • Traditional Architecture

About This Home

As of July 2025

Waterfront Living at Its Finest!Meticulously maintained, this stunning 5-bedroom, 2.5-bath home offers breathtaking views of the Elizabeth River from nearly every room. The beautifully open concept kitchen flows seamlessly into the spacious living room and bright sunroom—an ideal spot to enjoy your morning coffee while soaking in the scenic water views.Step outside to a large deck overlooking a generous backyard that leads directly to your private dock, complete with boat lifts, 2 jets ski lifts, and a floating dock—great for boating enthusiasts! Upstairs, you’ll find spacious bedrooms, freshly painted offering plenty of room.This waterfront home is Located in a well-established Mill Creek Harbor, a highly sought-after neighborhood in the Grassfield section of Chesapeake, this home is zoned for top-rated Grassfield schools. A rare opportunity for luxurious waterfront living in an unbeatable location!

Last Agent to Sell the Property

Shelly Taylor

Real Broker LLC Listed on: 07/03/2025

Real Broker LLC

Co-Listed By

Heather Maxwell

Real Broker LLC

Last Buyer's Agent

Laurel (Laurie) DaPrano

World Class Realty & Property Management

World Class Realty & Property Management

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,738

Year Built

  • Built in 2003

Lot Details

  • River Front
  • Property is zoned R15S

HOA Fees

  • $32 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 3,089 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Entrance Foyer
  • Utility Room
  • Washer and Dryer Hookup
  • River Views
  • Crawl Space
  • Attic

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms

Parking

  • 2 Car Attached Garage
  • Driveway

Outdoor Features

  • Deep Water Access
  • Docks
  • Deck

Schools

  • Grassfield Elementary School
  • Hugo A. Owens Middle School
  • Grassfield High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Mill Creek Harbor Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,738

Year Built

Built in 2003

Lot Details

0

HOA Fees

$32 per month

Listing Details

  • HOA YN: Yes
  • Property Type: Residential
  • Property Sub Type: Detached
  • Property Type - Cross Property: Detached Residential
  • Style: Traditional
  • GarageYN: Yes
  • AICUZ - Crash: None
  • AICUZ - Noise: -65
  • Master Model: No
  • LP/ Sq Ft: 258.98
  • Neighborhood Name: MILL CREEK HARBOR
  • Estimated Year Built: 2003
  • H O A Assoc Legal Name: Mill Creek Harbor Homeowners Association, Inc
  • Address Street Name Website: Kelsey Bay
  • Address Street Num Website: 2007
  • Address Website: 2007 Kelsey Bay CT
  • Fees H O A P O A Monthly: 32
  • Fence: No
  • Market Time: 2
  • Contingency Exists: Non Contingent
  • Special Features: None
  • Stories: 2
  • Year Built: 2003

Interior Features

  • Interior Amenities: Fireplace Gas-natural
  • Fireplaces Number: 1
  • Equipment: Cable Hookup, Ceiling Fan
  • Flooring Type: Carpet, Vinyl, Wood
  • Total Bedrooms: 5
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 2.10
  • First Floor Bedroom/Full Bathrooms: No
  • Other Rooms: Attic, Foyer, Utility Room
  • Appliances: Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
  • Stories Number: 2.0000
  • Estimated Sq Ft: 3089

Exterior Features

  • Exterior Features: Deck
  • Exterior Siding: Brick, Vinyl
  • Fence Description: None
  • Foundation Type: Crawl
  • Pool: No Pool
  • Roof: Asphalt Shingle
  • View: River
  • Waterfront Description: Deep Water Access, Dock, River

Garage/Parking

  • Parking: Garage Att 2 Car, Driveway Spc

Utilities

  • Sewer Type: City/County
  • Water Heater Type: Gas
  • Water Type: City/County
  • Cooling: Central Air
  • Heating: Forced Hot Air, Nat Gas

Condo/Co-op/Association

  • Association Fee Frequency: Monthly

Schools

  • Elementary School: Grassfield Elementary
  • Middle School: Hugo A. Owens Middle
  • High School: Grassfield

Lot Info

  • Waterfront YN: Yes
  • Zoning: R15S

Building Info

  • New Construction YN: No

Tax Info

  • Tax Amount Approx: 6738

MLS Schools

  • Elementary School: Grassfield Elementary
  • School High School: Grassfield
  • Middle School: Hugo A. Owens Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2025
Closed on
Jul 28, 2025
Sold by
Smith David M and Smith Betty F
Bought by
Bare Virginia M and Bare Charles J
Seller's Agent
Shelly Taylor
Real Broker LLC
Buyer's Agent
Laurel (Laurie) DaPrano
World Class Realty & Property Management
List Price
$800,000
Sold Price
$830,000
Premium/Discount to List
$30,000
3.75%
Views
77

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-75.46%
Original Mortgage
$730,000
Outstanding Balance
$730,000
Interest Rate
6.84%
Mortgage Type
VA
Estimated Equity
-$57,700

Purchase Details

Closed on
Mar 21, 2004
Sold by
Hearndon Const Corp
Bought by
Smith David M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$343,920
Interest Rate
6.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 12, 2004
Sold by
Mill Creek Harbor L L C
Bought by
Hearndon Const Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$343,920
Interest Rate
6.3%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $830,000 First American Title Insurance
Bargain Sale Deed $830,000 First American Title Insurance
Deed $430,000 --
Deed $148,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $730,000 VA
Closed $730,000 VA
Previous Owner $359,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $365,000 New Conventional
Previous Owner $371,500 New Conventional
Previous Owner $371,000 New Conventional
Previous Owner $343,920 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Sold $830,000 +3.8% $269 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
07/03/2025 07/03/25 For Sale $800,000 -- $259 / Sq Ft
Source: Real Estate Information Network (REIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,738 $714,600 $270,000 $444,600
2024 $6,738 $667,100 $250,000 $417,100
2023 $5,907 $648,200 $225,000 $423,200
2022 $5,779 $572,200 $215,000 $357,200
2021 $5,524 $526,100 $190,000 $336,100
2020 $5,059 $481,800 $190,000 $291,800
2019 $4,833 $460,300 $190,000 $270,300
2018 $4,543 $432,700 $190,000 $242,700
2017 $4,519 $430,400 $195,000 $235,400
2016 $4,447 $423,500 $195,000 $228,500
2015 $4,521 $430,600 $195,000 $235,600
2014 $4,421 $421,000 $190,000 $231,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Real Estate Information Network (REIN)

MLS Number: 10591248

Real Estate Information Network (REIN)

APN: 0462004000800